Comparison

SpendLog vs richAI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendLog

Features
Read full description

Open the app, type the amount, tap a category — your expense is logged in about 3 seconds. SpendLog is the fast, private way to see where your money actually goes, without the clutter of banking apps or complicated budgeting tools. NO BANK LOGIN. NO ACCOUNT. SpendLog never connects to your bank and never asks you to sign up. You log what you spend by hand — a small, mindful habit — and your data stays on your device. BUILT FOR SPEED • A big, simple number pad as the first thing you see • 9 ready-made categories with icons • Save with one tap, then it resets for the next entry • A home screen widget to add an expense without opening the app FREE • Unlimited expense logging • Daily feed grouped by day • This month's total • Single currency SPENDLOG PRO • Category reports and month-over-month trends • Monthly budget with 80% and 100% alerts • Home screen and lock screen widgets • CSV and PDF export • iCloud sync Pro is available as a monthly or yearly subscription. Start today: the first time you see your week laid out by category, you'll never guess where your money went again. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

richAI

Features
Read full description

richAI is a personal finance tracker that makes logging expenses effortless. Speak, snap a receipt, or type — AI does the rest. THREE WAYS TO ADD AN EXPENSE • Voice input: say what you spent and AI parses the amount, category and note in seconds. • Receipt scanning: point your camera at a receipt and richAI extracts the data automatically. • Manual entry: a fast, clean form when you want full control. SEE WHERE YOUR MONEY GOES • Spending by category with clear donut charts. • Trends over time and period-to-period comparison. • Daily, monthly and yearly breakdowns. BUILT FOR REAL LIFE • Multi-currency with automatic conversion. • Smart categories with AI-generated icons and colors. • Transaction location saved automatically on a map. • CSV export and import to move your data in and out. PRIVATE BY DESIGN Your financial data syncs through your own private iCloud with CloudKit — it stays yours. Voice and photos are processed to read the expense, not stored on our servers. richAI Premium unlocks voice input, receipt scanning, iCloud sync, multi-currency, multiple accounts and CSV import. Subscriptions renew automatically; cancel anytime in Settings. Terms of Use (EULA): https://www.richai.money/terms

Screenshots

SpendLog4 screens
richAI4 screens

Verdict

The call

The clearest difference is update cadence: richAI at every 3 days against SpendLog's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendLog sells 2 in-app purchases, starting at $1.99 per month and richAI sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SpendLog ships an update every 4 months, richAI every 3 days. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 5 level
SpendLog versus richAI: the parameters behind the verdict, then further details
ParameterSpendLogrichAI
PriceFreeFree
Update frequencyEvery 4 monthsEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size5 MB16 MB
Age rating4+4+
DeveloperFurkan AtamanUnicorn Group LLC

In-app purchases

2 purchases

SpendLog

Subscriptions2
  • Pro · Monthly$1.991 Month
  • Pro · Yearly7 Days trial$9.991 Year
4 purchases

richAI

Subscriptions4
  • Personal Monthly7 Days trial$4.991 Month
  • Family Monthly7 Days trial$7.991 Month
  • Personal Yearly1 Month trial$39.991 Year
Show 1 more
  • Family Yearly1 Month trial$49.991 Year

Questions

Is SpendLog free?
SpendLog is free to download, with in-app purchases available.
Is richAI free?
richAI is free to download, with in-app purchases available.
Do SpendLog or richAI have ads?
Neither SpendLog nor richAI shows ads.
Which is updated more often, SpendLog or richAI?
SpendLog ships an update every 4 months, and richAI every 3 days. Most recently, SpendLog was updated on October 18, 2026 and richAI on October 24, 2026.

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