Comparison

Split Cat vs CoupleExpenses

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Split Cat

Features
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Splitting money with roommates, travel buddies, or family always ends the same way: someone paid first, everyone owes something, and nobody remembers the details. Split Cat logs every expense and does the math for you. โ—† Itemized splitting - Log each expense separately: who paid, who shares it, all clear - See who owes whom, and how much, at any time โ—† Auto settle-up, fewest transfers - Settlement always gives you the plan with the fewest transfers - One tap settles everything, with the record kept โ—† Siri quick log - Hands full? Say "Log an expense in Split Cat" and the cat takes it down - The entry is marked when you get back to the app; fill in details later โ—† Foreign-currency ledgers - Open a travel ledger and log in yen, won, or baht directly - Settlement converts back to one currency; rates auto-fill and stay editable โ—† Settle reminders - Let a tab sit too long and the cat reminds you it's time - Turn it off in Settings anytime โ—† Pairs and groups - Pair up 1-on-1 and share one synced ledger - Group splitting for dinners and trips, so the whole squad stays square โ—† Share the settlement - Send the result to LINE, iMessage, or wherever your group lives - Awkward to ask for money? Let the cat be the messenger - The cat has LINE stickers now, too โ€” dunning messages, delivered by cat โ—† Completely free - Every feature is free: no subscription, no in-app purchases โ—† Privacy - Zero tracking: no analytics, no ads, no data collection - Sync runs on your own iCloud; there are no servers of ours to see it Amounts accept one decimal place.

About

CoupleExpenses

Features
Read full description

Two people, one clear picture of the money โ€” without the spreadsheet and without the arguments. CoupleExpenses is a shared budget and expense tracker built for exactly two people: you and your partner. Add an expense in seconds, see where the month actually went, and save toward something together. ONE SHARED SPACE FOR TWO Invite your partner with a single link. Every expense either of you adds appears for both of you instantly. WHO PAID, AT A GLANCE Each expense records who paid for it. No splitting math, no running tabs โ€” just an honest picture of your household spending. SEE THE MONTH BEFORE IT DISAPPEARS Enter your income and watch what is left after spending and saving. Category breakdowns show where the money really goes. SAVE TOWARD SOMETHING TOGETHER Set shared goals โ€” a trip, a deposit, a new couch โ€” and put money aside toward them. Savings stay separate from spending, so your totals stay honest. CATEGORY BUDGETS THAT WARN YOU Set a monthly limit per category and get a heads-up at 80% and again when it is spent. KNOW THE MOMENT IT HAPPENS Your partner gets a notification the second you add an expense. No more "did you pay for that?" EVERYTHING ELSE YOU NEED โ€ข Receipt photos attached to any expense โ€ข CSV export of your full history โ€ข Face ID lock โ€ข Works offline โ€” entries sync when you are back online โ€ข 38 currencies โ€ข English and Russian ONE SUBSCRIPTION COVERS BOTH OF YOU Only the person who creates the couple subscribes. Your partner joins free, forever. SUBSCRIPTION DETAILS CoupleExpenses Premium costs $4.99 per month or $29.99 per year, and both plans start with a 7-day free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; your Apple Account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use: https://coupleexpenses.com/terms Privacy Policy: https://coupleexpenses.com/privacy

Screenshots

Split Cat4 screens
CoupleExpenses4 screens

Verdict

The call

The clearest difference is in-app purchases: Split Cat at none against CoupleExpenses's 2. CoupleExpenses's advantage is update cadence (daily vs fortnightly) and iOS requirement (15.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. CoupleExpenses sells 2 in-app purchases, starting at $4.99 per month. Split Cat asks for nothing beyond the download.

UpkeepUpdate frequency

Split Cat ships an update fortnightly, CoupleExpenses daily. The most recent releases landed on September 21, 2026 and September 15, 2026 respectively.

Scorecard3 real differences ยท 3 level
Split Cat versus CoupleExpenses: the parameters behind the verdict, then further details
ParameterSplit CatCoupleExpenses
PriceFreeFree
Update frequencyFortnightlyDaily โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhoneiPhone, iPod โ€” better
Requires iOS17.015.0 โ€” better
Further details โ€” not scored
Size6 MB10 MB
Age rating4+4+
DeveloperLin Ping ChengAndrei Kazimov

In-app purchases

None

Split Cat

No in-app purchases

2 purchases

CoupleExpenses

Subscriptions2
  • Premium Monthly7 Days trial$4.991 Month
  • Premium Yearly7 Days trial$29.991 Year

Questions

Is Split Cat free?
Split Cat is free to download, with no in-app purchases.
Is CoupleExpenses free?
CoupleExpenses is free to download, with in-app purchases available.
Do Split Cat or CoupleExpenses have ads?
Neither Split Cat nor CoupleExpenses shows ads.
Which is updated more often, Split Cat or CoupleExpenses?
Split Cat ships an update fortnightly, and CoupleExpenses daily. Most recently, Split Cat was updated on September 21, 2026 and CoupleExpenses on September 15, 2026.

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