Split Cat vs CoupleExpenses
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Split Cat
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Splitting money with roommates, travel buddies, or family always ends the same way: someone paid first, everyone owes something, and nobody remembers the details. Split Cat logs every expense and does the math for you. โ Itemized splitting - Log each expense separately: who paid, who shares it, all clear - See who owes whom, and how much, at any time โ Auto settle-up, fewest transfers - Settlement always gives you the plan with the fewest transfers - One tap settles everything, with the record kept โ Siri quick log - Hands full? Say "Log an expense in Split Cat" and the cat takes it down - The entry is marked when you get back to the app; fill in details later โ Foreign-currency ledgers - Open a travel ledger and log in yen, won, or baht directly - Settlement converts back to one currency; rates auto-fill and stay editable โ Settle reminders - Let a tab sit too long and the cat reminds you it's time - Turn it off in Settings anytime โ Pairs and groups - Pair up 1-on-1 and share one synced ledger - Group splitting for dinners and trips, so the whole squad stays square โ Share the settlement - Send the result to LINE, iMessage, or wherever your group lives - Awkward to ask for money? Let the cat be the messenger - The cat has LINE stickers now, too โ dunning messages, delivered by cat โ Completely free - Every feature is free: no subscription, no in-app purchases โ Privacy - Zero tracking: no analytics, no ads, no data collection - Sync runs on your own iCloud; there are no servers of ours to see it Amounts accept one decimal place.
CoupleExpenses
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Two people, one clear picture of the money โ without the spreadsheet and without the arguments. CoupleExpenses is a shared budget and expense tracker built for exactly two people: you and your partner. Add an expense in seconds, see where the month actually went, and save toward something together. ONE SHARED SPACE FOR TWO Invite your partner with a single link. Every expense either of you adds appears for both of you instantly. WHO PAID, AT A GLANCE Each expense records who paid for it. No splitting math, no running tabs โ just an honest picture of your household spending. SEE THE MONTH BEFORE IT DISAPPEARS Enter your income and watch what is left after spending and saving. Category breakdowns show where the money really goes. SAVE TOWARD SOMETHING TOGETHER Set shared goals โ a trip, a deposit, a new couch โ and put money aside toward them. Savings stay separate from spending, so your totals stay honest. CATEGORY BUDGETS THAT WARN YOU Set a monthly limit per category and get a heads-up at 80% and again when it is spent. KNOW THE MOMENT IT HAPPENS Your partner gets a notification the second you add an expense. No more "did you pay for that?" EVERYTHING ELSE YOU NEED โข Receipt photos attached to any expense โข CSV export of your full history โข Face ID lock โข Works offline โ entries sync when you are back online โข 38 currencies โข English and Russian ONE SUBSCRIPTION COVERS BOTH OF YOU Only the person who creates the couple subscribes. Your partner joins free, forever. SUBSCRIPTION DETAILS CoupleExpenses Premium costs $4.99 per month or $29.99 per year, and both plans start with a 7-day free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; your Apple Account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use: https://coupleexpenses.com/terms Privacy Policy: https://coupleexpenses.com/privacy
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Verdict
The clearest difference is in-app purchases: Split Cat at none against CoupleExpenses's 2. CoupleExpenses's advantage is update cadence (daily vs fortnightly) and iOS requirement (15.0 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. CoupleExpenses sells 2 in-app purchases, starting at $4.99 per month. Split Cat asks for nothing beyond the download.
Split Cat ships an update fortnightly, CoupleExpenses daily. The most recent releases landed on September 21, 2026 and September 15, 2026 respectively.
| Parameter | Split Cat | CoupleExpenses |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Daily โ better |
| Ads | No | No |
| In-app purchases | No โ better | Yes |
| Devices | iPhone | iPhone, iPod โ better |
| Requires iOS | 17.0 | 15.0 โ better |
| Further details โ not scored | ||
| Size | 6 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Lin Ping Cheng | Andrei Kazimov |
In-app purchases
Split Cat
No in-app purchases
CoupleExpenses
- Premium Monthly7 Days trial$4.991 Month
- Premium Yearly7 Days trial$29.991 Year








