Pouch vs Settle

Pouch is a minimalist expense tracker that keeps your money data where it belongs — on your phone. Log an expense in seconds with a fast keypad, then organize it three ways: a category (always one), tags (as many as you like), and a group (for trips, projects, or budgets). Everything else — insights, calendars, group dashboards — is computed live from what you've logged. EVERYTHING STAYS ON YOUR DEVICE • No account, no sign-up — open the app and start • Works completely offline; the app makes no network requests • No ads, no analytics, no tracking • Export your full history anytime as CSV or JSON via the share sheet • Delete the app and the data is gone — nothing lives in a cloud DESIGNED TO STAY OUT OF YOUR WAY • Fast add: keypad, date strip, and inline category, tag and group pickers • Today: your day at a glance with a running monthly pulse • Calendar: your spending mapped over the month • Groups: budgets with progress bars and per-group dashboards • Insights: honest, card-based analysis that appears only when your data supports it • Search your entire history by note, amount, category, or date • Custom categories and tags with a curated icon set FIRST LAUNCH Pouch starts with a short guide and a few clearly-marked sample entries so you can feel the app immediately. One tap ("Start fresh") wipes the samples and hands you a clean ledger. Pouch is completely free. Questions or ideas? coding.harshp@gmail.com

Track your money in seconds. Private, simple, and yours. Settle makes it easy to log expenses, set budgets, and see where your money goes. • Drag to log, or add in a couple of taps • Multiple accounts with multi-currency support • Transfers between your own accounts, and a spend can become one at any time • Budgets and monthly spending insights • Clean charts, light and dark themes • No sign-up, no ads, no tracking SETTLE PRO • Automation: pay with your phone and the expense lands in your budget on its own, with the phone locked and the app closed. A shop Settle knows goes straight to its category; anything new waits in Review, where one fix teaches it for good • Restore points: snapshots of your data you can roll back to, kept on the device and in your own iCloud Drive, so they survive a reinstall • Recurring rules: rent, subscriptions, and bills record themselves on schedule • monobank sync, for accounts in Ukraine: cards and jars import themselves, so the day is already logged WHERE YOUR DATA LIVES There is no Settle account and no Settle server. Your finances sit in a database on your phone. Bank data travels between your device and your own bank. Restore points go to your own iCloud Drive. We cannot see any of it. Available in English and Ukrainian. SUBSCRIPTION Settle Pro costs $2.99 per month or $19.99 per year, starting with a 14-day free trial. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it at any time in your Apple Account settings. Any unused part of a free trial is forfeited if you subscribe before it ends. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juisemad.github.io/settle-privacy/