Comparison

Flosy vs Masareef

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flosy

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Flosy is the simplest way to track your spending and take control of your money, built for Egypt. Log expenses in seconds, set a monthly budget, and always know where your money is going. • Track every expense by category, in EGP • Set a monthly budget with alerts before you overspend • Scan receipts with your camera to log them instantly • Recurring expenses logged automatically (rent, bills, subscriptions) • Savings goals to plan for what matters • Clear reports and charts of where your money goes • A smart AI assistant that answers questions about your spending in Egyptian Arabic or English Flosy works fully in Arabic (RTL) and English, and syncs securely across your devices with Sign in with Apple. Terms of Use (EULA): https://flosy.app/terms Privacy Policy: https://flosy.app/privacy

About

Masareef

Features
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Masareef is a fast, private expense tracker that does the boring part for you. Most money apps make you type in every purchase, and after a week you stop. Masareef turns your bank's own SMS alerts into transactions. Set it up once and your spending files itself, even while the app is closed. Everything stays private on your phone, works offline once you're signed in, and never reaches an analytics service. AUTOMATIC SPENDING CAPTURE • A guided one-time setup builds the Shortcuts automation for you, step by step • After that, bank messages become transactions on their own, and a banner says what was captured • Card payments, transfers, top-ups, ATM withdrawals and income, each to the right wallet • Or share any bank message to Masareef from the share sheet — one tap • Review before it posts, or let confident payments post automatically, with undo • Auto-tracking stays off until you turn it on, and off again any time WORKS WITH YOUR BANK Recognises payment alerts from 413 banks, wallets and payment apps, including: • Egypt — NBE, Banque Misr, CIB, QNB Alahli, Banque du Caire, AAIB, Bank of Alexandria, HSBC, ADIB, Al Baraka, aiBANK • Egypt wallets — InstaPay, Vodafone Cash, Orange Cash, e& Cash, WE Pay, Fawry, Telda, ValU, Meeza, Contact • Saudi Arabia — Al Rajhi, SNB, Riyad Bank, SAB, Alinma, Albilad, Bank Aljazira, stc pay, urpay • Gulf & MENA — Emirates NBD, FAB, ADCB, Mashreq, Dubai Islamic Bank, NBK, QNB, Arab Bank • Worldwide — HDFC, Paytm, GCash, M-PESA, Revolut, Wise, Barclays, Chase, Nubank Masareef is an independent app, not affiliated with or endorsed by any bank or wallet listed, and it never asks for your banking password. ADD IN SECONDS • Type it in plain words, English or Arabic: "spent 250 coffee" posts instantly • Or say it: hold the + and speak, Arabic or English • A full add screen for expenses, income and transfers, with categories and wallets WIDGET & SIRI • A Home and Lock Screen widget shows today and this month against your target • "Log an expense in Masareef" and "How much did I spend today" work from Siri and Spotlight WALLETS & MULTI-CURRENCY • Cash, bank accounts and mobile wallets side by side, each with its own balance • Pick any country and currency; symbols, formatting and bank list follow • Net worth across every wallet, with a trend line BUDGETS & PLANNING • Per-category budgets with on-track, near-limit and over states • A monthly target that says what's safe to spend today • Cash flow shows whether your balance lasts until payday SUBSCRIPTIONS & BILLS • A subscription tracker that finds them in your history, with yearly cost • Recurring rent, salary and bills post on schedule, with pause and skip INSIGHTS • Where it went: a donut ranking every category; tap for details • Income vs. expense, this month vs. last, and your biggest movers • Savings rate, financial health and the share logged automatically • Double charges, refunds matched to their purchase, and unusual merchant charges TRIPS & ATMS • Track a trip in its own currency, and find ATMs near you on a map PRIVATE BY DEFAULT • Transactions stay on your device and sync only to your own account • Optional app lock with Face ID or Touch ID, and a hidden app switcher preview • No ads, no data selling, and no financial data in analytics, ever BACKUP & SYNC • A free account (email, Google or Apple sign-in) unlocks the app and backs up your data for a new phone • Offline-first: once you're signed in, everything works with no connection • Export to CSV, or keep a full backup you can restore any time Light and dark themes, full Arabic with right-to-left layout, and a native feel. Masareef is a free expense tracker, budget planner and money manager with automatic bank SMS capture. Start in seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vette1123.github.io/masareef-privacy/

Screenshots

Flosy4 screens
Masareef4 screens

Verdict

The call

Flosy and Masareef are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Flosy sells 3 in-app purchases, starting at $2.99 per month and Masareef sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Flosy ships an update every 3 days, Masareef every 2 days. The most recent releases landed on September 12, 2026 and September 20, 2026 respectively.

ScorecardNo meaningful differences
Flosy versus Masareef: the parameters behind the verdict, then further details
ParameterFlosyMasareef
PriceFreeFree
Update frequencyEvery 3 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad — better
Requires iOS17.016.4 — better
Further details — not scored
Size18 MB86 MB
Age rating4+4+
DeveloperAhmed Fouad Ezzat Mohamed ElmahdyMohamed Gado

In-app purchases

3 purchases

Flosy

Subscriptions2
  • Pro Monthly$2.991 Month
  • Pro Yearly7 Days trial$19.991 Year
One-time1
  • Flosy Pro Lifetime$49.99
3 purchases

Masareef

Subscriptions2
  • Pro Monthly: Expense Tracker$4.991 Month
  • Pro Yearly: Expense Tracker$29.991 Year
One-time1
  • Pro Lifetime: Expense Tracker$99.99

Questions

Is Flosy free?
Flosy is free to download, with in-app purchases available.
Is Masareef free?
Masareef is free to download, with in-app purchases available.
Do Flosy or Masareef have ads?
Neither Flosy nor Masareef shows ads.
Which is updated more often, Flosy or Masareef?
Flosy ships an update every 3 days, and Masareef every 2 days. Most recently, Flosy was updated on September 12, 2026 and Masareef on September 20, 2026.

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