Beestow vs Payly

Beestow is the easiest way to give the gift of the stock market. Pick a company or fund, choose an amount, and send it by text, email, or a printable QR code. Your recipient opens their gift, watches its value track the market over time, and cashes out to their bank or brokerage whenever they're ready — no brokerage account required to give or receive. A GIFT LINKED TO THE MARKET — NOT FORGOTTEN IN A DRAWER Gift cards get spent and cash gets lost. A Beestow gift stays linked to market performance, so it can mean more years from now than the day you gave it. HOW IT WORKS 1. Choose a company or fund and a dollar amount (from $20). 2. Send it instantly by text, email, or a printable QR code. 3. Your recipient claims it with a quick sign-in — no brokerage account needed. 4. They follow its value as the market moves, and redeem the cash value to their bank or brokerage anytime. WHY PEOPLE LOVE BEESTOW - Meaningful — more than cash or a gift card - Lasting — linked to the market, not forgotten - Easy — send in under a minute, three ways - No brokerage account required to give or receive - Perfect for birthdays, graduations, holidays, new babies, and grandkids MADE FOR REAL LIFE Send your niece a gift linked to her favorite company. Start a tradition with your grandkids. Give a graduate something that can matter for decades. HOW REDEMPTION WORKS Beestow gifts are prepaid gifts whose value is linked to market performance. The recipient doesn't receive securities — when they redeem, Beestow transfers the gift's current cash value to their bank or brokerage account. Your exact payout — including any processing, and for bank cash-outs a flat fee — is shown before you confirm. Simple, transparent cash settlement. Examples shown in the app are illustrative and do not represent securities ownership or guaranteed future value. Beestow is not a broker-dealer or investment adviser and does not provide investment advice. Questions? Reach us at support@beestow.com.

Payly is your universal payment address: one link that carries every way to pay you. Add your Venmo, Cash App, PayPal, Wise, Revolut, Zelle and Apple Cash details once. Share a single link — payly.me/yourname — and whoever opens it picks the app they already use. No more "do you have Venmo?" No more typing handles into a text message. GET PAID IN PERSON Show the QR code on your home screen and they scan it. One tap later they're paying you in the app they trust. Add the payly card to Apple Wallet and your code is one swipe away at the register. REQUEST EXACT AMOUNTS Splitting dinner? Collecting rent? Tap Request, type the amount, add a note. Payly builds a link and QR code that pre-fills the amount in apps that support it. Your recent requests are saved for one-tap reuse. SEE YOUR LINK WORK A quiet weekly count of link views and payment-method taps, right on your home screen. FREE FOREVER No card, no fees, no catch. Payly never sees, holds, or processes your money. Payments happen entirely inside the apps you and your payers already trust. We just make sure nobody ever has to ask "how do I pay you?" again. SUPPORTED Venmo · Cash App · PayPal · Wise · Revolut · Zelle · Apple Pay (Apple Cash) Your profile is public by design. Share only the handles you're comfortable showing. Your email and password stay private. Questions? payly.me/faq