Settle vs Envello

Track your money in seconds. Private, simple, and yours. Settle makes it easy to log expenses, set budgets, and see where your money goes. • Drag to log, or add in a couple of taps • Multiple accounts with multi-currency support • Transfers between your own accounts, and a spend can become one at any time • Budgets and monthly spending insights • Clean charts, light and dark themes • No sign-up, no ads, no tracking SETTLE PRO • Automation: pay with your phone and the expense lands in your budget on its own, with the phone locked and the app closed. A shop Settle knows goes straight to its category; anything new waits in Review, where one fix teaches it for good • Restore points: snapshots of your data you can roll back to, kept on the device and in your own iCloud Drive, so they survive a reinstall • Recurring rules: rent, subscriptions, and bills record themselves on schedule • monobank sync, for accounts in Ukraine: cards and jars import themselves, so the day is already logged WHERE YOUR DATA LIVES There is no Settle account and no Settle server. Your finances sit in a database on your phone. Bank data travels between your device and your own bank. Restore points go to your own iCloud Drive. We cannot see any of it. Available in English and Ukrainian. SUBSCRIPTION Settle Pro costs $2.99 per month or $19.99 per year, starting with a 14-day free trial. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it at any time in your Apple Account settings. Any unused part of a free trial is forfeited if you subscribe before it ends. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juisemad.github.io/settle-privacy/

Budget with envelopes, not spreadsheets. Envello brings the cash-stuffing method to your phone. Split your money into envelopes, spend from them, and watch each one empty in real time — so you always know what is left before you overspend. KEY FEATURES • Cash-stuffing envelopes with a live "emptying" progress bar • One-tap spending — pick an envelope, enter the amount, done • Zero-spend day badges to keep your streak • Charts: donut breakdown, weekly/monthly trends, usage bars • History with search, date groups and top-spending ranking • CSV export & import — your data stays yours • Fill envelopes from your income — the cash-stuffing move itself • Move money between envelopes, and reconcile to your real balance • Automatic local backups (last 7 days) you can restore anytime No account. No bank connection. Your budget data stays on your device. Start your first envelope budget in under a minute. PRO (one-time $3.99, no subscription): unlimited envelopes, no ads, CSV & JSON export, 6-month trends. Free plan includes 12 envelopes.