Comparison

SplitPay vs MatePay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SplitPay

Features
Read full description

Our app makes dividing shared costs fast, easy, and stress-free. Whether you’re covering a meal, a trip, food shopping, housing, or any joint purchase, you can work out each person’s portion with just a couple of taps. Start a new expense, input the full sum, pick the way you want to divide it, and immediately view how much every member owes. Store past calculations, return to them at any time, or send the final breakdown to your group. Built with a sleek, contemporary look, our app lets you manage joint costs without extra complications. Features: - Divide costs evenly within moments - Set personalized payment figures - Split costs by percentage - Store earlier expense calculations - Send payment overviews - Produce clear spending summaries - Handle any quantity of participants - Quick and precise math - Straightforward, neat, and user-friendly layout From daily coffee runs to holiday spending and group meals, our app makes it simple to divide expenses fairly and keep everyone aligned. Privacy Policy: https://docs.google.com/document/d/1iDIaPdbOwz5DFgEWuPcnlOAxAz3xMgkCv7y3VeNoKSA/edit?tab=t.0 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

MatePay

Features
Read full description

MatePay: The Easiest Way to Split Expenses with Friends! Splitting bills with roommates, tracking vacation spending, or figuring out who paid what at a group event has never been this easy. MatePay lets you log shared expenses in seconds and completely eliminates the "who owes who" confusion. Key Features: - Fast, Effortless Logging: Snap a photo of the receipt, AI automatically extracts every item, you assign who got what, and the bill splits in seconds. - Smart Debt Calculation: MatePay's algorithm figures out who should pay who using the fewest transactions possible. Confirm with one tap and the balance is closed. - Custom Groups: Create separate groups for household bills, summer trips, office lunches, or weekend hangouts. - Multi-Currency Support: Automatically track expenses made in different countries with daily-updated, live exchange rates. - Spending Insights: See exactly where your money goes with category based charts. Break down stays, food, transport and shopping, and take back control of your budget. - Personal Wallet: Track your own spending even when no group is involved, and turn your wallet into a shared group with a single tap. - Instant Notifications: Get notified the moment a new expense is added to your group or your debt gets paid. - Easy Invites: Send a single link to instantly add friends to your expense group. - PDF Reports: Export any group's full expense history as a PDF whenever you need a clean record. Who Is MatePay For? - Students and roommates splitting rent and bills - Travelers sharing a group budget on trips - Couples tracking shared expenses - Coworkers and anyone organizing group events - Anyone tired of doing group math in a chat thread Say goodbye to messy spreadsheets, notebooks, and confusing group chat math. Download MatePay now and manage your expenses transparently, fairly, and effortlessly! Learn more: https://getmatepay.com Support & contact: support@getmatepay.com Privacy Policy: https://getmatepay.com/gizlilik-politikasi Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SplitPay4 screens
MatePay4 screens

Verdict

The call

The clearest difference is update cadence: MatePay at every 3 days against SplitPay's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. SplitPay sells 5 in-app purchases, starting at $4.99 per 7 days and MatePay sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SplitPay ships an update every 2 months, MatePay every 3 days. The most recent releases landed on October 10, 2026 and October 5, 2026 respectively.

Scorecard1 real difference Β· 5 level
SplitPay versus MatePay: the parameters behind the verdict, then further details
ParameterSplitPayMatePay
PriceFreeFree
Update frequencyEvery 2 monthsEvery 3 days β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 β€” better
Further details β€” not scored
Size19 MB57 MB
Age rating4+4+
DeveloperSEIB INSURANCE AGENTS LTDBERK CAN GUNEY

In-app purchases

5 purchases

SplitPay

Subscriptions4
  • Weekly$4.997 Days
  • Weekly-Trial3 Days trial$4.997 Days
  • Monthly$12.991 Month
Show 1 more
  • Yearly$39.991 Year
One-time1
  • Lifetime$59.99
2 purchases

MatePay

Subscriptions2
  • Premium Monthly$1.991 Month
  • Premium Yearly$17.991 Year

Questions

Is SplitPay free?
SplitPay is free to download, with in-app purchases available.
Is MatePay free?
MatePay is free to download, with in-app purchases available.
Do SplitPay or MatePay have ads?
Neither SplitPay nor MatePay shows ads.
Which is updated more often, SplitPay or MatePay?
SplitPay ships an update every 2 months, and MatePay every 3 days. Most recently, SplitPay was updated on October 10, 2026 and MatePay on October 5, 2026.

Other comparisons