Comparison

U vs Splitry

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

U

Manage your finances securely with this official mobile banking service. Access account details, transfer funds, pay bills, and open deposits anytime, anywhere. It serves as your 24/7 financial companion.

Highlights
  • Account balance and transaction history
  • Fund transfers (IMPS, NEFT, RTGS)
  • Bill payments
  • Open Fixed/Recurring Deposits
  • Update nominee details
  • Apply for locker facility
  • Loan applications
Features
Read full description

Welcome to Utkarsh Mobile Banking App – This is the official mobile banking service from Utkarsh Small Finance Bank. Utkarsh Mobile App seamlessly combines best-in-class technology and service to bring you a meaningful banking experience. This app will give the Utkarsh account holders an option to use our services whether you're at home, work, or on the move.  Utkarsh Mobile App is your financial companion and available 24/7.  With Utkarsh Mobile App, you can: Manage Your Accounts: Check balances, view transaction history, and monitor account activity in real-time. Transfer Funds: Effortlessly move money between your accounts or send funds to friends and family with just a few taps using various payment options such as IMPS, NEFT, RTGS, among others Pay Bills: Simplify your life and pay your bills promptly while on-the-go Open Fixed Deposits / Recurring Deposits at your convenience  Update Nominee Details Locker – You can apply for Locker facility through the mobile App. Just fill in the details and our representative will call you for further process TDS Summary – You can get your TDS Summary at any given time through Utkarsh Mobile App Apply for loans – Opt for competitive interest rates on our array of Loans  And much more options await you for your Banking needs! To start the service, download Utkarsh Mobile App today and log in with your Utkarsh Small Finance Bank online banking credentials. If you're not yet enrolled in online banking, sign up directly through the app or website and begin enjoying the convenience of Utkarsh Mobile App.

About

Splitry

Effortlessly manage shared expenses with friends, roommates, or travel companions. This app simplifies bill splitting, tracks who owes what, and provides clear settlement options, eliminating awkward conversations and messy spreadsheets.

Highlights
  • Simplified group balances
  • Built-in group chat
  • Multi-currency support
  • Visual spending insights
  • Receipt attachments
  • Flexible expense splitting
  • Settle up history
Features
Read full description

Managing shared expenses with friends, roommates, or travel buddies shouldn’t be complicated or awkward. Whether you’re splitting a dinner bill, tracking group trip expenses, or sharing monthly apartment rent, Splitry makes bill splitting simple, transparent, and completely stress-free. No more back-and-forth messages, lost paper receipts, or messy spreadsheets. Splitry keeps track of every dollar, rupee, or euro spent so everyone knows exactly who paid, who owes what, and how to settle up in seconds. WHY YOU’LL LOVE SPLITRY • Simplified Group Balances: Splitry calculates the smartest way for everyone to pay each other back with the fewest transactions possible. • Built-in Group Chat: Talk with your group, send receipts, and discuss expenses directly inside the app without jumping between chat apps. • Multi-Currency Support: Traveling abroad? Split expenses in foreign currencies effortlessly. • Visual Spending Insights: Get clear visual graphs and category breakdowns to see where your group money goes every month. • Receipt Attachments: Snap and upload photo receipts to any expense so everyone has proof of purchase. PERFECT FOR EVERY SITUATION Group Trips & Vacations Keep track of flights, hotel bookings, gas money, tours, and meals without worrying about paper receipts. Roommates & House Sharing Split monthly rent, electricity bills, Wi-Fi, groceries, and cleaning supplies hassle-free. Dinners, Events & Parties Dividing a restaurant check or planning a party? Add the expense in seconds and let Splitry handle the math. Couples & Travel Partners Keep track of shared daily costs, date nights, and household shopping transparently. KEY FEATURES AT A GLANCE 1. Flexible Expense Splitting: Split costs equally, by exact custom amounts, or by custom percentages. 2. Settle Up History: Record partial or full payments with a single tap and keep a clean settlement log. 3. Push Notifications: Instant updates whenever a friend adds a new expense, updates a bill, or settles up. 4. Clean & Modern UI: Fast, responsive design that looks great on any iOS device. 5. Export & Records: Maintain clear digital logs of all group transactions for complete peace of mind. YOUR PRIVACY MATTERS Your data is securely stored and protected. Splitry never sells your personal information or shared financial data. Stop chasing debts and start enjoying your time with friends. Download Splitry today and make group expense splitting effortless! Privacy Policy: https://www.splitry.com/privacy-policy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Contact Us: splitry@gmail.com

Screenshots

U4 screens
Splitry4 screens

Verdict

The call

The clearest difference is review sentiment: Splitry at 100% against U's 43%. Splitry also leads on iOS requirement (13.0 vs 15.1). U's advantage is in-app purchases (none vs 3). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitry sells 3 in-app purchases, starting at $0.99 per 7 days. U asks for nothing beyond the download.

Scorecard3 real differences · 7 level
U versus Splitry: the parameters behind the verdict, then further details
ParameterUSplitry
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews43.5% of reviews100.0% of reviews — better
Number of ratings1 — better—
Update frequencyEvery 3 days—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.113.0 — better
Further details — not scored
Size84 MB66 MB
Age rating4+4+
DeveloperUtkarsh Small Finance Bank LtdJaymin Narigara

Customer experience

U

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews23 reviews
Positive43.5%
Neutral0.0%
Negative56.5%

Splitry

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

U

No in-app purchases

3 purchases

Splitry

Subscriptions3
  • Splitry Weekly Premium$0.997 Days
  • Splitry Monthly Premium$1.491 Month
  • Splitry Yearly Premium3 Days trial$9.991 Year

Questions

Is U free?
U is free to download, with no in-app purchases.
Is Splitry free?
Splitry is free to download, with in-app purchases available.
Do U or Splitry have ads?
Neither U nor Splitry shows ads.

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