心安 vs Cardeyra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
心安
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我拥有什么,它们现在价值多少,以及正在如何变化。 让每一份拥有,都清晰可见。 心安,意味着安心。 一款帮助你管理个人资产的 App,把分散的资产汇聚在一个地方。 我们不鼓励记录每一笔琐碎消费,而是用更简单的方式,帮你看清重要资产,以及它们随时间发生的变化。 记录购买时间、价格等信息,为每项资产建立专属档案,持续了解它们现在大约值多少。 主要功能 — 流动资产 现金、银行卡、账户余额等统一记录,清楚掌握资金分布。 — 股票与基金 记录持仓与投资信息,查看行情、涨跌和资产变化。 — 房产与车辆 统一管理房产、车辆等大额资产,了解长期资产配置。 — 个人物品 包包、手表、珠宝首饰等,记录购买时间与价格,持续追踪价值变化。 — 智能提醒 资产不只是被记录,也需要被关注。及时获取投资变化、服务到期、还款节点等重要提醒。 — 共享与传承 支持家庭资产整理与共享,让重要资产信息长期保存,为未来的财富传承留下完整记录。 — 资产总览 汇总不同类型资产,一眼了解资产结构与财富变化。 — 简单而私密 无需复杂表格,也不必每天记账,只记录真正重要的变化。 — 细腻的使用体验 简洁界面、清晰层级与个性主题,让资产管理更轻松。 认真记录拥有,也更清楚未来 财富管理不一定从记录每一笔支出开始。 有时候,只需要知道—— 使用条款(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 隐私政策:https://api.dwmatt.cn/api/agreement/page?code=privacy
Cardeyra
Manage all your subscriptions and recurring bills in one place. Track renewal dates, monitor spending, and receive timely reminders to avoid unwanted charges. Organize your financial commitments with ease.
- Subscription cards with filtering and reordering
- Renewal and free trial ending reminders
- Monthly/daily spending averages and payment records
- Automatic bookkeeping and wallet management
- AI-powered screenshot scanning for OCR
- Home and Lock Screen widgets
- iCloud sync and WebDAV backup (Pro)
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Cardeyra is an iPhone subscription tracker that keeps website memberships, app subscriptions, and recurring bills together as cards in one wallet. See renewal dates, payment records, and what you spend at a glance. FREE FEATURES • Subscription cards: filter by category, drag to reorder, switch between a card stack and a list, and pause, archive, or keep a wishlist. • Renewal reminders: choose how many days and what time before a charge you want to be notified, with a separate alert when a free trial is ending (the free plan includes one reminder per subscription). • Bills and spending: monthly and daily averages, payment records, and upcoming bills, with multi-currency conversion. • Wallets and automatic bookkeeping: record top-ups and balances and link them to subscription payments. Automatic bookkeeping only updates your payment records; it never pays, renews, or cancels anything for you. • Screenshot scanning: AI is enabled by default, with consent before the first upload. Turn AI off for on-device OCR. Built-in AI sends your chosen image through Cardeyra to a third-party model provider. If its allowance is used up, it is busy, or certain service errors occur, the app tries on-device scanning. You can also configure your own API Key or compatible service; images then go directly to that service. Your provider’s own charges and limits apply. • Widgets: Home Screen widgets show monthly spending and your next payment, plus a free Lock Screen widget. CARDEYRA PRO Buy Pro once or subscribe yearly. Either way you unlock the same 16 advanced features, and everything else stays free: • Analysis and organization: spending trends, category analysis, and budgets; multiple wallets; tags and custom fields; multiple reminder times with Calendar sync; photo attachments. • Advanced tools: price monitoring; public App Store in-app purchase offers and popular plans; Shortcuts; game search setup. • Sync and security: iCloud sync; WebDAV backup; Face ID app lock with a configurable auto-lock time; app switcher privacy cover and hidden amounts and names in widgets. • Appearance: all card styles and wallet covers; alternate app icons; all widgets. Annual subscriptions renew automatically within 24 hours before the end of the current period unless you turn off auto-renewal at least 24 hours before it ends. You can manage or cancel any time in your Apple Account settings. Prices are as shown in the App Store. Public in-app purchase offers may omit some plans or promotions, so verify actual prices in the store. PRIVACY No ads and no tracking. Every free feature works without an account; signing in is optional (Sign in with Apple, Google, or an email code) and is used only to carry Pro across your devices; several sign-in methods can be linked to one account. You can delete the account inside the app. Your subscription data stays on your device, and with Pro you can sync it through your own iCloud. Third-party credentials are kept in the local Keychain. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cardeyra.com/en/privacy
Screenshots
Verdict
The clearest difference is update cadence: Cardeyra at daily against 心安's weekly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 心安 sells 3 in-app purchases, starting at $1.99 per month and Cardeyra sells 2 in-app purchases, starting at $3.99 per year. Whichever you choose, the download price is not the number that matters.
心安 ships an update weekly, Cardeyra daily. Both last shipped on October 29, 2026.
| Parameter | 心安 | Cardeyra |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Weekly | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 42 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | 广州织梦智能科技有限公司 | 贵麟 倪 |
In-app purchases
心安
- 心安月度会员1 Month trial$1.991 Month
- 心安年度会员1 Year trial$19.991 Year
- 心安月卡$2.99
Cardeyra
- Cardeyra Pro Yearly7 Days trial$3.991 Year
- Cardeyra Pro Lifetime$9.99









