Vantiv vs Bluevine
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vantiv
Accept mobile payments securely and conveniently from any U.S. issued credit, debit, or prepaid card. Ideal for small and medium businesses, this app enables quick processing at the point of service or for customer checkout.
- Accept mobile payments
- Process U.S. issued credit, debit, prepaid cards
- Secure card swiping
- Point of service processing
- Convenient customer checkout
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Be ready to accept mobile payments anywhere, anytime. Vantiv Mobile Accept is a simple-to-use, powerful mobile payment app that allows merchants to quickly and securely swipe any U.S. issued credit, debit or prepaid card for processing on a smartphone. Use Vantiv Mobile Accept in your store for convenient customer checkout. Or, use your smartphone to enable immediate payment processing at the point of service. Vantiv Mobile Accept is perfect for small and medium-size businesses that accept cash transactions and checks or submit invoices after services are completed. Visit www.vantiv.com for more information to begin accepting payments anytime, from anywhere.
Bluevine
This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.
- Digital business checking account
- Manage cash flow and transactions
- Pay bills and deposit checks
- Earn competitive interest on balances
- No monthly or overdraft fees
- Create up to 20 sub-accounts for budgeting
- FDIC insured up to $3,000,000
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Bluevine Business Checking is a premier checking account thoughtfully designed for a simple, all-in-one digital banking experience. The Bluevine Business Checking app lets you manage cash flow, pay bills, track transactions, and deposit checks right from your phone. EARN MORE INTEREST * Eligible customers can earn competitive interest on balances up to $3 million with one of our business checking plans. NO MONTHLY FEES Make all the deposits or payments you need with no limit on your number of transactions.** Plus, you can save with no monthly or overdraft fees and no minimum opening deposit or balance requirements. BUDGET BETTER WITH MULTIPLE ACCOUNTS You can now manage up to 50 sub-accounts so you can easily budget for taxes, payroll, and more. Each sub-account comes with a designated account number so you have more control over your finances.*** BANK FROM ANYWHERE Deposit checks, transfer funds, and pay bills from your mobile device. You can also deposit or withdraw funds at 37,000+ in-network MoneyPass locations nationwide.**** ADVANCED SECURITY Bank with confidence and peace of mind. Your Bluevine account is FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. We protect your Bluevine account with industry-leading security protocols. For example, you can instantly lock your debit card if you lose or misplace it. For more information, visit https://www.bluevine.com/ccbx-checking-agreement/ BLUEVINE IN THE NEWS “No one that we know is building or has built a bank designed and built specifically for small businesses. And that is what we’re doing.” -Banking Dive LEGAL DISCLOSURES Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. The Bluevine Business Debit Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Bluevine Privacy Policy: https://www.bluevine.com/privacy-policy/ Coastal Community Bank Privacy Policy: https://www.coastalbank.com/privacy-notice.html *Premier and Plus plan customers automatically earn interest on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Bluevine Business Checking Account Agreement, https://www.bluevine.com/ccbx-checking-agreement. Bluevine Plus and Standard customers will earn interest on total Bluevine Business Checking balances up to $250,000. No interest earned on balances over $250,000. Bluevine Premier customers will earn interest on total Bluevine Business Checking balances up to $3,000,000. No interest earned on balances over $3,000,000. Any interest accrued and payable for an account or sub-account will be paid to your main account. **No limit on the number of transactions. However, checking accounts are subject to the monthly deposit and withdrawal amount limits of the user agreement: https://www.bluevine.com/ccbx-checking-agreement/. ***Sub-accounts can only be opened on the desktop or mobile browser version of the Bluevine Dashboard experience. ****Bluevine charges a $2.50 fee for ATM transactions outside of the MoneyPass® network. Additional third-party ATM fees may vary by ATM operator.
Screenshots
Verdict
The clearest difference is rating: Bluevine at 4.7 against Vantiv's 1.0. Bluevine also leads on update cadence (fortnightly vs every 4 months) and ratings volume (4.3K vs 2). Vantiv's advantage is iOS requirement (7.0 vs 17.4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bluevine holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: Bluevine has 4.3K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of Vantiv's written reviews are positive against 20% of Bluevine's.
Vantiv ships an update every 4 months, Bluevine fortnightly. The most recent releases landed on October 1, 2026 and October 22, 2026 respectively.
| Parameter | Vantiv | Bluevine |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 4.7 (4.3K ratings) — better |
| Positive reviews | 0.0% of reviews | 20.3% of reviews — better |
| Number of ratings | 2 | 4.3K — better |
| Update frequency | Every 4 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 7.0 — better | 17.4 |
| Further details — not scored | ||
| Size | 15 MB | 135 MB |
| Age rating | 4+ | 4+ |
| Developer | VANTIV, LLC | Bluevine Capital |
Customer experience
Vantiv
Bluevine
Bugs and requests
Vantiv
Not enough reviews yet to summarise bugs or requests.
Bluevine
Reported bugs
3 issues- Mobile check deposit failures
- Inconsistent app performance
- Account access and login problems
Requested features
4 requests- Faster check deposit processing
- Improved customer support and communication
- Seamless integration with other financial apps
- Expanded deposit and withdrawal options
In-app purchases
Vantiv
No in-app purchases
Bluevine
No in-app purchases









