Comparison

Gesa Digital Banking vs Tepco Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gesa Digital Banking

Manage your finances conveniently from your mobile device. Transfer funds, deposit checks, pay bills, and apply for financial products like loans and credit cards. Enjoy secure access with biometric options on supported devices.

Highlights
  • Money transfers
  • Check deposits
  • Bill payments
  • Loan applications
  • Credit card applications
  • New account opening
  • Biometric access
Features
Read full description

Your banking on your schedule, all from the palm of your hand! Move or send money between your accounts or to someone else. Deposit your checks, pay your bills, apply for loans and credit cards, open a new account - all from your mobile device. All of this and so much more! Biometric access available on compatible devices. For more about Gesa Digital Banking, visit us on Gesa.com (Standard mobile web fees may apply. Please contact your wireless provider for details.)

About

Tepco Mobile

Manage your insurance loans with ease. Review account details, make payments directly, and set personalized reminders for due dates. Optimize your cash flow while securing necessary insurance products.

Highlights
  • View account details
  • Make direct payments
  • Set payment reminders
  • Manage insurance loans
  • Optimize cash flow
Features
Read full description

Tepco Premium Finance brings you our newest way to manage your insurance loans. The Tepco Mobile App allows you to easily review your account details, make payments directly in the app, and set personalized reminder notifications for payment due dates. Financing your insurance premium through Tepco enables you, our customer, to preserve the consistency of your earnings, optimize your cash flow, and maintain a high level of credit availability while securing the insurance products you need. You will find that we offer the superior service, competitive rates, and excellent turn-around time that you expect and deserve.

Screenshots

Gesa Digital Banking4 screens
Tepco Mobile4 screens

Verdict

The call

The clearest difference is ratings volume: Gesa Digital Banking at 28K against Tepco Mobile's 3. Tepco Mobile's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tepco Mobile holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Gesa Digital Banking has 28K ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

Gesa Digital Banking ships an update every 14 months, Tepco Mobile every 9 months. The most recent releases landed on October 29, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 8 level
Gesa Digital Banking versus Tepco Mobile: the parameters behind the verdict, then further details
ParameterGesa Digital BankingTepco Mobile
PriceFreeFree
Rating4.7 (28K ratings)5.0 (3 ratings) — better
Positive reviews29.8% of reviews—
Number of ratings28K — better3
Update frequencyEvery 14 monthsEvery 9 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size81 MB22 MB
Age rating4+4+
DeveloperGesa Credit UnionTepco Premium Finance

Customer experience

Gesa Digital Banking

All ratings27,789 ratings
Positive93.4%
Neutral2.5%
Negative4.1%
Written reviews178 reviews
Positive29.8%
Neutral6.7%
Negative63.5%

Tepco Mobile

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Gesa Digital Banking

Reported bugs

4 issues
  • Remote check deposit issues and timeouts
  • Inconsistent login and logout behavior
  • Incorrect account and address information
  • Delayed posting of pending transactions

Requested features

5 requests
  • Increase transfer limit from savings to checking
  • Improve navigation and organization of the app
  • Add biometric login options (fingerprint, face ID)
  • Streamline credit card payment process
  • Redesign the app to be more visually appealing

Tepco Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Gesa Digital Banking

No in-app purchases

None

Tepco Mobile

No in-app purchases

Questions

Is Gesa Digital Banking free?
Gesa Digital Banking is free to download, with no in-app purchases.
Is Tepco Mobile free?
Tepco Mobile is free to download, with no in-app purchases.
Which has better reviews, Gesa Digital Banking or Tepco Mobile?
Tepco Mobile is rated higher. Gesa Digital Banking averages 4.7 out of 5 from 28K ratings, while Tepco Mobile averages 5.0 from 3 ratings.
Do Gesa Digital Banking or Tepco Mobile have ads?
Neither Gesa Digital Banking nor Tepco Mobile shows ads.
Which is updated more often, Gesa Digital Banking or Tepco Mobile?
Gesa Digital Banking ships an update every 14 months, and Tepco Mobile every 9 months. Most recently, Gesa Digital Banking was updated on October 29, 2026 and Tepco Mobile on October 19, 2026.

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