EnvelopePlus vs RealBudget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EnvelopePlus
This app provides tools to help you master your budget and take control of your money. It offers unlimited envelopes for financial flexibility and effortless income allocation.
- Unlimited envelopes
- Effortless income allocation
- Multi-envelope purchase management
- Enhanced financial accountability
- 2 free months of service
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Managing your finances can be tough—there’s no denying that. But mastering your budget? That’s a game-changer. With EnvelopePlus, you get the tools to take control of your money without the hassle. Is EnvelopePlus for everyone? Maybe not. But is it for you? Give it a test run for a couple of months and find out. Why choose EnvelopePlus? - Unlimited envelopes for complete financial flexibility. - Effortless income allocation across your envelopes. - Streamlined management of multi-envelope purchases. - Enhanced financial accountability and transparency. - A bonus of 2 free months of EnvelopePlus service.
RealBudget
Manage your money effectively with a digital envelope budgeting system. This app allows you to create custom envelopes, track expenses, and gain full control over your finances. It offers features like bank syncing and budget sharing to simplify your financial management.
- Digital envelope budgeting
- Custom budget periods
- Budget sharing
- Bank transaction syncing
- Flexible rollover options
- Persistent savings envelopes
- Cross-device access
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RealBudget helps you organize your money with envelope budgeting in a clean, modern, and intuitive way. Create digital envelopes for your spending categories, track expenses, and always know what’s available to spend. Whether you prefer manual budgeting or automatic bank imports, RealBudget makes it simple to stay organized and in control. Key Features: • Create envelopes for groceries, dining, bills, savings, and more • Know exactly what’s left to spend in each category • Flexible budget periods — monthly, weekly, bi-weekly, quarterly, yearly, and more • Automatic bank transaction imports* • Helpful spending estimates based on past transactions* • Share budgets with family or partners in real time* • Carry over leftover funds between budget periods • Savings envelopes for long-term goals • Export budget data to CSV • Access your budget across mobile devices and the web* • Clean, simple, and distraction-free design RealBudget is free to use on a single mobile device and on the web. Upgrade anytime with RealBudget Premium: Share Tier — $3/month USD • Share budgets in real time • Access budgets across multiple mobile devices Sync Tier — $10/month USD • Everything included in Share • Automatic bank transaction imports • Spending estimates based on past transactions • 30-day free trial for first-time subscribers *Bank sync currently available in the US & Canada. Start envelope budgeting with RealBudget today. See the following link for the end user license agreement (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/.
Screenshots
Verdict
EnvelopePlus and RealBudget both sit at 5.0 stars, but that hides the real split: 95% of RealBudget's written reviews are positive against 54% of EnvelopePlus's. RealBudget also leads on ratings volume (136 vs 3) and update cadence (fortnightly vs monthly). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. EnvelopePlus sells 3 one-off in-app purchases and RealBudget sells 12 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for EnvelopePlus against 4.9 for RealBudget. That said, the two scores are not equally well evidenced: RealBudget has 136 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 54% of EnvelopePlus's written reviews are positive against 95% of RealBudget's.
EnvelopePlus ships an update monthly, RealBudget fortnightly. The most recent releases landed on June 1, 2026 and September 22, 2026 respectively.
| Parameter | EnvelopePlus | RealBudget |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | 4.9 (136 ratings) |
| Positive reviews | 53.8% of reviews | 94.6% of reviews — better |
| Number of ratings | 3 | 136 — better |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 5 MB | 89 MB |
| Age rating | 4+ | 4+ |
| Developer | Robert E Carr Jr | Limitless Innovative Technologies |
Customer experience
EnvelopePlus
RealBudget
Bugs and requests
EnvelopePlus
Not enough reviews yet to summarise bugs or requests.
RealBudget
Reported bugs
3 issues- Too many glitches to deal with
- Cannot budget for future budgets
- Savings budget messes up monthly budget
Requested features
6 requests- Ability to see notes at a glance
- Duplicate budget button or master budget option
- Ability to share budget
- Ability to split transactions
- Option to approve money withdrawal visualization
Show 1 moreShow fewer
- Visual deposit animation
In-app purchases
EnvelopePlus
- 1 month of EnvelopePlus Service$0.99
- 6 months of EnvelopePlus Service$4.99
- 1 year of EnvelopePlus Service$8.99
RealBudget
- Premium1 Month trial$2.991 Month
- Premium14 Days trial$2.991 Month
- Sync1 Month trial$9.991 Month
- Tip$0.99
- Tip$1.99
- Tip$3.99
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- Tip$4.99
- Tip$5.99
- Tip$6.99
- Tip$7.99
- Tip$8.99
- Tip$9.99









