EnvelopePlus vs Jars
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EnvelopePlus
This app provides tools to help you master your budget and take control of your money. It offers unlimited envelopes for financial flexibility and effortless income allocation.
- Unlimited envelopes
- Effortless income allocation
- Multi-envelope purchase management
- Enhanced financial accountability
- 2 free months of service
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Managing your finances can be tough—there’s no denying that. But mastering your budget? That’s a game-changer. With EnvelopePlus, you get the tools to take control of your money without the hassle. Is EnvelopePlus for everyone? Maybe not. But is it for you? Give it a test run for a couple of months and find out. Why choose EnvelopePlus? - Unlimited envelopes for complete financial flexibility. - Effortless income allocation across your envelopes. - Streamlined management of multi-envelope purchases. - Enhanced financial accountability and transparency. - A bonus of 2 free months of EnvelopePlus service.
Jars
This app helps you manage your money using the envelope budgeting method. It allows you to divide your bank accounts into virtual "Jars" for specific purposes, providing a clear overview of your spending. It offers smart automation and can be used with connected bank accounts or manually.
- Envelope budgeting with unlimited Jars
- Connects to bank accounts for automatic transaction download
- Smart suggestions for assigning transactions
- Manual account creation option
- Automated deposits with Paycheck Plans
- Shared accounts for family budgeting
- Junior Accounts for teaching kids financial literacy
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A MODERN WAY TO BUDGET How do you know if you can afford something? Do you just look at your bank account balance and hope it's enough? Jars Budgets answers that question using the power of envelope budgeting. It lets you break your bank accounts into small, purposeful containers of money—known as Jars! With an unlimited number of bank connections and unlimited number of Jars, you can know exactly how much money you have for each purpose. If you ever find yourself short in one Jar, you'll immediately know what will be impacted by overspending. Simple. Smart. Secure. Forget complex spreadsheets and manual data entry. Jars connects to all of your bank accounts, allowing you to automatically download your daily transactions. When you're ready to assign them to your Jars, the app learns your habits and makes smart suggestions, so you can finish in seconds. And don't worry! Jars uses industry-leading, private, and secure means of connecting to your accounts. Your bank login credentials are never seen or stored by Jars. We use end-to-end encryption and the best protections from Plaid to ensure your data remains safe and private. Jars also understands not everyone wants to connect their bank accounts. You can still get the full benefits of Jars by easily creating manual accounts that remain disconnected from the bank. POWERFUL, FLEXIBLE FEATURES • All Accounts, One Place Unlike banks that offer sub-account features, Jars works with all of your accounts to give you a unified view of your money. • Smart Automation Our powerful Paycheck Plans let you automate routine deposits into your Jars, saving you time and ensuring your savings goals are always on track. • Built for Collaboration A single Jars membership covers the whole family. Budgeting should be a collaborative effort, and our shared accounts make it easy. • Teach Financial Literacy to the Kids Give your kids a safe, limited view of their own finances with a dedicated Junior Accounts. It's the perfect way to teach financial responsibility early.
Screenshots
Verdict
The clearest difference is iOS requirement: Jars at 14.0 against EnvelopePlus's 17.0. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. EnvelopePlus sells 3 one-off in-app purchases and Jars sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for EnvelopePlus against 5.0 for Jars. Both are backed by a comparable volume of ratings — 3 and 2 respectively.
EnvelopePlus ships an update monthly, Jars every 2 months. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | EnvelopePlus | Jars |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (2 ratings) |
| Positive reviews | 53.8% of reviews | — |
| Number of ratings | 3 — better | 2 |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 5 MB | 87 MB |
| Age rating | 4+ | 4+ |
| Developer | Robert E Carr Jr | Greentree Studio, LLC |
Customer experience
EnvelopePlus
Jars
In-app purchases
EnvelopePlus
- 1 month of EnvelopePlus Service$0.99
- 6 months of EnvelopePlus Service$4.99
- 1 year of EnvelopePlus Service$8.99
Jars
- Monthly Plan$9.991 Month
- Annual Plan$79.991 Year









