Comparison

Zempler Bank vs EinsteinPortal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zempler Bank

Open a business bank account online in minutes with a fast application and instant decision. Manage spending, track transactions, and keep your money safe with advanced security features. Designed for small to medium businesses and sole traders.

Highlights
  • Fast online business account application
  • No credit check required
  • Accept payments immediately
  • Track spending and categorize transactions
  • Manage multiple cards
  • 24-hour fraud monitoring
  • Add team cards
Features
Read full description

Download the app to open a business bank account in minutes. Over 1.6 million people use Zempler Bank to manage their money. OPEN A BUSINESS ACCOUNT ONLINE There’s no credit or trading history required, and you won’t have to visit a branch to open your account. • Fast online application & instant decision • No credit check to apply • Start accepting payments immediately with your account number and sort code MANAGE YOUR SPENDING • Check your account balance, track spending & make payments seamlessly • Manage multiple cards, including foreign currency cards • Request your pin number on the go • Access your account from the mobile app or online from your PC • Friendly UK based telephone support – 7 days a week KEEP YOUR MONEY SAFE • 24 hour fraud monitoring for your security • FSCS protection up to £85,000 on eligible deposits • Secure face and biometric ID • Block cards from the app or online • Instant app notifications when money leaves your account BUSINESS CURRENT ACCOUNTS MADE SIMPLE Our business current account is designed for small to medium business and sole traders. From startups to contractors, freelancers to entrepreneurs – all kinds of businesses trust Zempler business accounts. IMPROVE YOUR BOOKEEPING • Download statements to your phone or PC • Categorised transactions help organise your spending • Customise categories to match your business • Store logos in your statement make it easy to find transactions • Mark transactions as non-allowable expenses, add notes and a photo of your receipt EXTRA CARDS FOR YOUR TEAM • Add up to 20 cards, personalised with your business name • Block cards and restrict transactions like gambling and ATM withdrawals • Order travel cards for USD and EURO spending LENDING OPTIONS We’ve been helping businesses grow for 14 years. We offer a range of different credit products, with personalised limits that vary based on your individual circumstances. • Opportunities to apply for an overdraft or business credit card -------------- Zempler cards are issued by Zempler Bank Ltd (APS) pursuant to license by Mastercard International Incorporated. Zempler Bank Ltd is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). Zempler Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140.

About

EinsteinPortal

Features
Read full description

The Legacy Portal app helps you keep track of your assets and their value. Record details of properties, pensions, investments, bank accounts, insurance policies etc, to maintain your asset portfolio. Categorise your assets, describe them, record account details, assign values and define the ownership—all within the secure Legacy Portal app. Once you have recorded your assets, it’s easy to update the values and see the total of your overall portfolio. You can keep a history of the updates too. If you choose, you can share your asset data securely with your partner, your family and trusted advisors. This makes light work of listing your assets so that a financial advisor or will writer, for example, can help with recommendations and guidance. Legacy Portal —easy, safe & secure.

Screenshots

Zempler Bank4 screens
EinsteinPortal3 screens

Verdict

The call

The clearest difference is update cadence: Zempler Bank at every 3 weeks against EinsteinPortal's every 10 months. EinsteinPortal's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Zempler Bank ships an update every 3 weeks, EinsteinPortal every 10 months. The most recent releases landed on November 1, 2026 and October 27, 2026 respectively.

Scorecard2 real differences · 8 level
Zempler Bank versus EinsteinPortal: the parameters behind the verdict, then further details
ParameterZempler BankEinsteinPortal
PriceFreeFree
Rating4.8 (202 ratings) — better—
Positive reviews55.2% of reviews—
Number of ratings202 — better—
Update frequencyEvery 3 weeks — betterEvery 10 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size89 MB25 MB
Age rating4+4+
DeveloperAdvanced Payment Solutions LtdStart Software

Bugs and requests

Zempler Bank

Reported bugs

4 issues
  • App crashes and freezes frequently
  • Inconsistent account balance display
  • Issues with activating and using the card
  • Problems with transferring and receiving payments

Requested features

4 requests
  • Add Apple Pay support
  • Improve in-app navigation and usability
  • Provide more detailed transaction history and statements
  • Offer higher credit limits and overdraft options

EinsteinPortal

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Zempler Bank

No in-app purchases

None

EinsteinPortal

No in-app purchases

Questions

Is Zempler Bank free?
Zempler Bank is free to download, with no in-app purchases.
Is EinsteinPortal free?
EinsteinPortal is free to download, with no in-app purchases.
Do Zempler Bank or EinsteinPortal have ads?
Neither Zempler Bank nor EinsteinPortal shows ads.
Which is updated more often, Zempler Bank or EinsteinPortal?
Zempler Bank ships an update every 3 weeks, and EinsteinPortal every 10 months. Most recently, Zempler Bank was updated on November 1, 2026 and EinsteinPortal on October 27, 2026.

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