中国人保 vs 平安口袋银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国人保
This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.
- Policy management and inquiries
- Online claims processing and support
- Wide range of insurance products
- Health management services
- Financial investment options
- Roadside assistance
- Service network locator
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“中国人保”APP是中国人民保险集团重磅推出的官方应用,主要为用户提供保险保障、线上理赔、健康管理等专业化、一站式的综合金融服务。您将享受到车险、财产险、寿险、健康险、公募基金等丰富的产品,以及保单查询、保全续期、线上理赔、行车服务、健康管理、投资理财等一系列个性化优质的保障服务。 ——主要功能—— 【保单管家】提供保单查询、保单变更、保单回执签收等服务。 【理赔服务】理赔服务:提供在线报案、理赔进度查询,在线7*24小时智能+人工咨询服务。 【保险商城】产品种类涵盖车险、意外险、旅游险、家财险、责任险、医疗险、重疾险等,支持线上自助投保。 【道路救援】50公里内免费救援,随时掌握救援车位置。 【网点查询】查询全国上万个人保服务网点位置及联系方式。 【头条资讯】精选保险行业资讯,学习保险入门知识,丰富内容让保险有趣易懂 【财富管理】在线投资公募基金,满足客户的资产配置需求。 【健康管理】提供实时挂号、健康资讯、健康讲堂、海外医疗、重疾绿通等服务。 【精彩活动】线上活动365天精彩不断,随时随地畅享参与。 【更多生活服务】生活缴费、预约车位、车置换、洗车、保养、新车上牌、影票等。 ——联系我们—— 人保官网:www.picc.com 微信公众号:中国人保APP 微博账户:中国人保APP 服务热线:95518
平安口袋银行
This app offers a comprehensive financial management experience, covering investments, savings, and banking services. It also provides exclusive lifestyle and travel benefits, aiming to simplify daily life and offer greater value. Designed with user experience in mind, it includes features for enhanced accessibility and security.
- One-stop financial services (wealth management, funds, deposits, gold)
- Exclusive travel and lifestyle benefits (airport transfers, hotels, golf, fitness)
- Simplified interface with optimized layout
- Multi-account and cross-platform capabilities
- Large font mode and anti-fraud resources for seniors
- Cross-border remittance and account security
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简单一点 省心・省时・省钱 【多赚一点】 覆盖理财、基金、存款、黄金等产品,打造一站式金融服务。 【多省一点】 涵盖接送机、贵宾厅、高端酒店等商旅出行权益;视频音乐、高尔夫、健身等休闲娱乐权益;跨境汇款、账户安全保障等基础服务权益,还有购票、打车、外卖等第三方生活类权益。 【轻松一点】 界面大幅降噪,优化布局、提高体验。全新多账户、跨平台能力,实现搜索、收藏和服务的一触即达。 【关爱多一点】 大字版全面优化,易理解、好操作,同时提供防骗宝典专区,为老年客户的金融生活保驾护航。
Screenshots
Verdict
The clearest difference is rating: 平安口袋银行 at 4.7 against 中国人保's 1.5. 平安口袋银行 also leads on ratings volume (1.6K vs 30). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
平安口袋银行 holds the better App Store score, 4.7 against 1.5. That said, the two scores are not equally well evidenced: 平安口袋银行 has 1.6K ratings behind it against 30, so its average is the more settled of the two. Written reviews point the same way: 48% of 中国人保's written reviews are positive against 50% of 平安口袋银行's.
Both ship on a similar rhythm, roughly fortnightly. Both last shipped on September 24, 2026.
| Parameter | 中国人保 | 平安口袋银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (30 ratings) | 4.7 (1.6K ratings) — better |
| Positive reviews | 47.5% of reviews | 50.0% of reviews — better |
| Number of ratings | 30 | 1.6K — better |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 308 MB | 474 MB |
| Age rating | 4+ | 17+ |
| Developer | PICC Information Technology Company Limited | PingAn Bank |
Customer experience
中国人保
平安口袋银行
Bugs and requests
中国人保
Not enough reviews yet to summarise bugs or requests.
平安口袋银行
Reported bugs
3 issues- Unable to log in due to verification image not loading
- Account balance not updating properly
- App freezing and becoming unresponsive
Requested features
2 requests- Monthly/yearly calendar view for account analytics
- Simplified and less cluttered interface
In-app purchases
中国人保
No in-app purchases
平安口袋银行
No in-app purchases









