中国人保 vs 微众银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国人保
This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.
- Policy management and inquiries
- Online claims processing and support
- Wide range of insurance products
- Health management services
- Financial investment options
- Roadside assistance
- Service network locator
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“中国人保”APP是中国人民保险集团重磅推出的官方应用,主要为用户提供保险保障、线上理赔、健康管理等专业化、一站式的综合金融服务。您将享受到车险、财产险、寿险、健康险、公募基金等丰富的产品,以及保单查询、保全续期、线上理赔、行车服务、健康管理、投资理财等一系列个性化优质的保障服务。 ——主要功能—— 【保单管家】提供保单查询、保单变更、保单回执签收等服务。 【理赔服务】理赔服务:提供在线报案、理赔进度查询,在线7*24小时智能+人工咨询服务。 【保险商城】产品种类涵盖车险、意外险、旅游险、家财险、责任险、医疗险、重疾险等,支持线上自助投保。 【道路救援】50公里内免费救援,随时掌握救援车位置。 【网点查询】查询全国上万个人保服务网点位置及联系方式。 【头条资讯】精选保险行业资讯,学习保险入门知识,丰富内容让保险有趣易懂 【财富管理】在线投资公募基金,满足客户的资产配置需求。 【健康管理】提供实时挂号、健康资讯、健康讲堂、海外医疗、重疾绿通等服务。 【精彩活动】线上活动365天精彩不断,随时随地畅享参与。 【更多生活服务】生活缴费、预约车位、车置换、洗车、保养、新车上牌、影票等。 ——联系我们—— 人保官网:www.picc.com 微信公众号:中国人保APP 微博账户:中国人保APP 服务热线:95518
微众银行
This digital bank offers a comprehensive suite of financial services including deposits, investment management, and flexible fund transfers. It provides secure, online-only banking with features like quick account opening and 24/7 customer support.
- Online account opening
- Investment and wealth management
- Flexible fund management
- Fixed-term deposits
- Fund investment options
- Automated financial planning
- 24/7 customer service
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微众银行于2014年12月获得金融许可证,是一家纯线上的数字银行,为客户提供一站式存款、投资理财、便捷资金调度等金融服务,助您安心理财。 【安全有保障】 银行牌照,安全可靠 【在线速开户】 足不出门,即可轻松开户,随时随地享受金融理财服务 【精选理财子】 银行理财全新升级,精选全网优质银行理财子产品,理财省心之选 【灵活用资金】 活期+随用随转,您的现金管理、理财投资好帮手 【定期存储蓄】 多种期限存款随心选,存取便捷,安全可靠 【投资好专家】 股票型基金、债券型基金等精选投资产品,明星基金经理管理,省心定投 【管家式管理】 设置自动计划,每月工资自动理财、还房贷、做公益,轻松管理您的资金 【服务随时享】 贴心服务随时享,客服7*24小时不间断服务,服务热线:95384 掌握一手理财资讯,参与更多“福利活动”,请关注“微众银行App”公众号。 *市场有风险,理财投资需谨慎
Screenshots
Verdict
The clearest difference is rating: 微众银行 at 3.1 against 中国人保's 1.5. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
微众银行 holds the better App Store score, 3.1 against 1.5. Both are backed by a comparable volume of ratings — 30 and 44 respectively. Written reviews point the same way: 48% of 中国人保's written reviews are positive against 55% of 微众银行's.
中国人保 ships an update fortnightly, 微众银行 every 2 weeks. Both last shipped on October 29, 2026.
| Parameter | 中国人保 | 微众银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (30 ratings) | 3.1 (44 ratings) — better |
| Positive reviews | 47.5% of reviews | 54.5% of reviews — better |
| Number of ratings | 30 | 44 — better |
| Update frequency | Fortnightly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 308 MB | 148 MB |
| Age rating | 4+ | 4+ |
| Developer | PICC Information Technology Company Limited | WeBank Co., Ltd. |
Customer experience
中国人保
微众银行
In-app purchases
中国人保
No in-app purchases
微众银行
No in-app purchases









