Comparison

中国人保 vs 微众银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国人保

This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.

Highlights
  • Policy management and inquiries
  • Online claims processing and support
  • Wide range of insurance products
  • Health management services
  • Financial investment options
  • Roadside assistance
  • Service network locator
Features
Read full description

“中国人保”APP是中国人民保险集团重磅推出的官方应用,主要为用户提供保险保障、线上理赔、健康管理等专业化、一站式的综合金融服务。您将享受到车险、财产险、寿险、健康险、公募基金等丰富的产品,以及保单查询、保全续期、线上理赔、行车服务、健康管理、投资理财等一系列个性化优质的保障服务。 ——主要功能—— 【保单管家】提供保单查询、保单变更、保单回执签收等服务。 【理赔服务】理赔服务:提供在线报案、理赔进度查询,在线7*24小时智能+人工咨询服务。 【保险商城】产品种类涵盖车险、意外险、旅游险、家财险、责任险、医疗险、重疾险等,支持线上自助投保。 【道路救援】50公里内免费救援,随时掌握救援车位置。 【网点查询】查询全国上万个人保服务网点位置及联系方式。 【头条资讯】精选保险行业资讯,学习保险入门知识,丰富内容让保险有趣易懂 【财富管理】在线投资公募基金,满足客户的资产配置需求。 【健康管理】提供实时挂号、健康资讯、健康讲堂、海外医疗、重疾绿通等服务。 【精彩活动】线上活动365天精彩不断,随时随地畅享参与。 【更多生活服务】生活缴费、预约车位、车置换、洗车、保养、新车上牌、影票等。 ——联系我们—— 人保官网:www.picc.com 微信公众号:中国人保APP 微博账户:中国人保APP 服务热线:95518

About

微众银行

This digital bank offers a comprehensive suite of financial services including deposits, investment management, and flexible fund transfers. It provides secure, online-only banking with features like quick account opening and 24/7 customer support.

Highlights
  • Online account opening
  • Investment and wealth management
  • Flexible fund management
  • Fixed-term deposits
  • Fund investment options
  • Automated financial planning
  • 24/7 customer service
Features
Read full description

微众银行于2014年12月获得金融许可证,是一家纯线上的数字银行,为客户提供一站式存款、投资理财、便捷资金调度等金融服务,助您安心理财。 【安全有保障】 银行牌照,安全可靠 【在线速开户】 足不出门,即可轻松开户,随时随地享受金融理财服务 【精选理财子】 银行理财全新升级,精选全网优质银行理财子产品,理财省心之选 【灵活用资金】 活期+随用随转,您的现金管理、理财投资好帮手 【定期存储蓄】 多种期限存款随心选,存取便捷,安全可靠 【投资好专家】 股票型基金、债券型基金等精选投资产品,明星基金经理管理,省心定投 【管家式管理】 设置自动计划,每月工资自动理财、还房贷、做公益,轻松管理您的资金 【服务随时享】 贴心服务随时享,客服7*24小时不间断服务,服务热线:95384 掌握一手理财资讯,参与更多“福利活动”,请关注“微众银行App”公众号。 *市场有风险,理财投资需谨慎

Screenshots

中国人保4 screens
微众银行4 screens

Verdict

The call

The clearest difference is rating: 微众银行 at 3.1 against 中国人保's 1.5. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

微众银行 holds the better App Store score, 3.1 against 1.5. Both are backed by a comparable volume of ratings — 30 and 44 respectively. Written reviews point the same way: 48% of 中国人保's written reviews are positive against 55% of 微众银行's.

UpkeepUpdate frequency

中国人保 ships an update fortnightly, 微众银行 every 2 weeks. Both last shipped on October 29, 2026.

Scorecard1 real difference · 9 level
中国人保 versus 微众银行: the parameters behind the verdict, then further details
Parameter中国人保微众银行
PriceFreeFree
Rating1.5 (30 ratings)3.1 (44 ratings) — better
Positive reviews47.5% of reviews54.5% of reviews — better
Number of ratings3044 — better
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size308 MB148 MB
Age rating4+4+
DeveloperPICC Information Technology Company LimitedWeBank Co., Ltd.

Customer experience

中国人保

All ratings30 ratings
Positive10.0%
Neutral3.3%
Negative86.7%
Written reviews40 reviews
Positive47.5%
Neutral0.0%
Negative52.5%

微众银行

All ratings40 ratings
Positive47.5%
Neutral0.0%
Negative52.5%
Written reviews88 reviews
Positive54.5%
Neutral6.8%
Negative38.6%

In-app purchases

None

中国人保

No in-app purchases

None

微众银行

No in-app purchases

Questions

Is 中国人保 free?
中国人保 is free to download, with no in-app purchases.
Is 微众银行 free?
微众银行 is free to download, with no in-app purchases.
Which has better reviews, 中国人保 or 微众银行?
微众银行 is rated higher. 中国人保 averages 1.5 out of 5 from 30 ratings, while 微众银行 averages 3.1 from 44 ratings.
Do 中国人保 or 微众银行 have ads?
Neither 中国人保 nor 微众银行 shows ads.
Which is updated more often, 中国人保 or 微众银行?
中国人保 ships an update fortnightly, and 微众银行 every 2 weeks. Most recently, 中国人保 was updated on October 29, 2026 and 微众银行 on October 29, 2026.

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