NBT Bank vs DNB Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NBT Bank
Manage your personal or business finances conveniently from your mobile device. This app allows you to view balances, transfer funds, pay bills, deposit checks, and locate branches or ATMs. It also offers advanced features like biometric authentication and real-time alerts for enhanced security and ease of use.
- View account balances and transactions
- Transfer funds between accounts
- Pay bills and manage payees
- Deposit checks remotely
- Locate ATMs and branches
- Biometric authentication
- Real-time account alerts
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NBT Bank Focused on What Matters. Our Mobile Banking app provides you with the convenience of managing your personal or business finances anytime, anywhere from your iOS device. GETTING STARTED Enrolling in Mobile Banking is easy! Simply download the app and click the “Register” icon on the main screen. If you are a business customer, please visit your local branch for more information or to enroll. FEATURES • View account balances • View recent transactions • Transfer funds between your NBT accounts and accounts held at other financial institutions• Pay bills • Add, Edit, Delete Bill Pay Payees • View and modify future scheduled Bill Payments • View recently processed Bill Payments • Send and receive money to friends, family, and others with just their email address or phone number • Deposit a check with Mobile Deposit • Locate ATMs or Bank Offices by city, state, zip code or use of your device’s Geo-Locator • Open an account • Make a loan payment • Setup more than 20 real-time account alerts • View up to 7 years’ worth of check and deposit images • Enroll in biometric authentication to sign in quickly and easily. • Enroll in Fast Balances to see current balances without logging in. • Contact our Call Center for Customer Service assistance by phone or e-mail Business Only Features Business Only Features • Initiate and approve ACH & Wire transactions • Access Positive Pay / ACH Reporting ABOUT NBT Bank is an independent community bank based in Norwich, N.Y. We offer personal banking, business banking and wealth management services across locations in seven states, including New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. More information about NBT is available online at www.nbtbank.com. Member FDIC. CONTACT For assistance, please contact 1.800.NBT.BANK (1.800.628.2265) or customerservice@nbtbank.com. SECURITY When it comes to protecting your personal or business finances you can never be too careful. For tips and additional information on how to use Mobile Banking safely and securely, visit: https://www.nbtbank.com/Personal/Customer-Support/Fraud-Information-Center Access to your personal or business accounts is available through use of this single Mobile Banking. NBT Bank Mobile Banking is FREE to all NBT customers. Mobile Carrier standard data and message fees may apply. Use of the Mobile Banking app and any of its features demonstrates understanding and consent of the NBT Online and Mobile Banking Terms and Conditions. Member FDIC
DNB Mobile Banking
Manage your finances conveniently from your mobile device. Access account information, transfer funds, pay bills, and deposit checks with ease. Locate nearby branches and ATMs for in-person banking needs.
- View account information
- Transfer funds
- Pay bills
- Pay people
- Deposit checks
- Locate branches and ATMs
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DNB Mobile – EZ-Link Banking on the go! We’ve taken the power of our Internet Banking product and packaged it into a mobile app that allows you easy access to your accounts from your phone or tablet. View your account information, transfer funds, pay bills, pay people (with Popmoney), locate branches and ATMs, and even deposit checks!
Screenshots
Verdict
The clearest difference is monetization model: NBT Bank at free against DNB Mobile Banking's free with in-app purchases. NBT Bank also leads on ratings volume (38K vs 450) and review sentiment (47% vs 30%). DNB Mobile Banking's advantage is update cadence (every 4 months vs every 7 months). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for NBT Bank against 4.7 for DNB Mobile Banking. That said, the two scores are not equally well evidenced: NBT Bank has 38K ratings behind it against 450, so its average is the more settled of the two. Written reviews are what separate them: 47% of NBT Bank's written reviews are positive against 30% of DNB Mobile Banking's.
NBT Bank ships an update every 7 months, DNB Mobile Banking every 4 months. The most recent releases landed on September 24, 2026 and September 16, 2026 respectively.
| Parameter | NBT Bank | DNB Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (38K ratings) | 4.7 (450 ratings) — better |
| Positive reviews | 46.5% of reviews — better | 30.0% of reviews |
| Number of ratings | 38K — better | 450 |
| Update frequency | Every 7 months | Every 4 months — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 95 MB | 104 MB |
| Age rating | 4+ | 4+ |
| Developer | NBT Bancorp, Inc. | DELAWARE NATIONAL BANK OF DELHI |
Customer experience
NBT Bank
DNB Mobile Banking
Bugs and requests
NBT Bank
Reported bugs
3 issues- Login issues with incorrect password warnings
- Transfer feature frequently malfunctioning
- Mobile deposit functionality not working as expected
Requested features
3 requests- Ability to make multiple check deposits in one transaction
- More customization options for app appearance and layout
- Improved accessibility for visually impaired users
DNB Mobile Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
NBT Bank
No in-app purchases
DNB Mobile Banking
No in-app purchases
Questions
Is NBT Bank free?
Is DNB Mobile Banking free?
Which has better reviews, NBT Bank or DNB Mobile Banking?
Do NBT Bank or DNB Mobile Banking have ads?
Which is updated more often, NBT Bank or DNB Mobile Banking?
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