Comparison

Cash App vs Mobily Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cash App

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Highlights
  • Send & receive money/bitcoin instantly
  • Round up spare change to save
  • Invest in stocks, ETFs, and bitcoin
  • Direct deposit for early paychecks
  • Customizable debit card with discounts
  • Free Lightning Network transfers
Features
Read full description

The easy way to spend, save, and invest. Pay anyone in cash or bitcoin instantly and enjoy free Lightning Network transfers with compatible wallets. Start saving by rounding up spare change to the nearest dollar or invest in stocks, ETFs, or bitcoin.**** Experience a faster, simpler way to bank.* Set up direct deposit and get your paycheck up to 2 days early. Order a customizable debit card for free** and add it to your digital wallet. Save on everyday spending with exclusive offers. Download Cash App and create an account in minutes. CASH APP FEATURES P2P PAYMENTS • Send & receive money or bitcoin for free instantly • Pay people using their phone number, email, $cashtag, or QR code • Keep your money safe from fraud with advanced security features CUSTOMIZABLE DEBIT CARD • No hidden fees: Your card works where Visa® is accepted • Customizable: Make it personal & add it to your digital wallet • Safe & secure: Receive real-time transaction alerts & 24/7 fraud monitoring • Instant discounts: Save on spending & check out securely in person & online SIMPLIFIED BANKING SERVICES* • Set up direct deposit & get paid up to 2 days early • Get paid in bitcoin with no fees • No monthly balance minimums or activity requirements • Withdraw from in-network ATMs for free when you earn Green status*** • No overdraft fees & up to $200 in free overdraft coverage on Cash App Card transactions when you qualify for Green status *** EXCLUSIVE DISCOUNTS & SAVINGS • Earn up to 3.5% when you have Green status*** • Round up your spare change to the nearest dollar to start saving • Enjoy exclusive discounts on top brands & events with your Cash App Card • Get access to concert presales & exclusive events STOCK & BITCOIN INVESTMENTS • Buy stocks with no commission fees • Automatically buy bitcoin with zero fees, zero spread • Buy stock & bitcoin with custom orders or auto invest Cash App offers simplified financial services for everyone 13 and up with an account sponsored by a parent or guardian.***** Do more with your money and download Cash App today. — *Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. See terms and conditions at cash.app/legal. Discounts, Round Ups, Direct Deposit, Offers, Savings, P2P and Cash App Green features provided by Cash App, a Block, Inc brand. Offers may not be affiliated with third party merchants. **Card use fees apply. Free cards come in black or white. ***Customers can qualify for Cash App Green by spending $500 in Qualifying Purchases using your Cash App Card or Cash App Pay per month, or by depositing $300 of Qualifying Deposits per month. Eligibility restrictions apply to some benefits. See Terms and Conditions for more information on borrowing, free overdraft coverage, savings interest, free in-network ATM withdrawals. ****Brokerage services by Cash App Investing LLC, subsidiary of Block, Inc. For additional information, see cash.app/CAIdisclosures. Bitcoin services provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories. For additional information, see Bitcoin disclosures. Additional fees for securities may apply such as regulatory fees and fees to transfer securities externally. See house rules for details. *****Teens 13 to 17 can use Cash App with sponsorship by an eligible parent or guardian. See eligibility requirements at cash.app/legal. Contact Cash App Support by phone at (800) 969-1940 or mail at: Block, Inc. 1955 Broadway, Suite 600 Oakland, CA 94612

About

Mobily Pay

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

Highlights
  • Visa card integration
  • Wallet to wallet transfers
  • Local bank transfers (SARIE)
  • International transfers
  • SADAD bill payments
  • Scheduled payments
Features
Read full description

Mobily Pay is a digital wallet licensed by The Saudi Central Bank. Mobily Pay is your perfect choice for making daily financial transactions & purchases. Mobily Pay is the best choice for your local & international transfers. Through the app, you can pay your bills in one click. Mobily Pay features: - Visa card - Wallet to wallet transfer - Local bank transfer (SARIE – IPS) - International transfer (to account – cash pickup – wallet) - SADAD payments - Mobily payments - Send gifts - Multi-languages - Payments scheduling And more ...

Screenshots

Cash App4 screens
Mobily Pay4 screens

Verdict

The call

The clearest difference is ads: Cash App at none against Mobily Pay's shown. Cash App also leads on ratings volume (8.7M vs 3.6K) and review sentiment (55% vs 35%). Mobily Pay's advantage is iOS requirement (15.0 vs 17.0). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Cash App against 4.7 for Mobily Pay. That said, the two scores are not equally well evidenced: Cash App has 8.7M ratings behind it against 3.6K, so its average is the more settled of the two. Written reviews are what separate them: 55% of Cash App's written reviews are positive against 35% of Mobily Pay's.

UpkeepUpdate frequency

Cash App ships an update weekly, Mobily Pay fortnightly. The most recent releases landed on September 26, 2026 and September 23, 2026 respectively.

Scorecard5 real differences · 6 level
Cash App versus Mobily Pay: the parameters behind the verdict, then further details
ParameterCash AppMobily Pay
PriceFreeFree
Rating4.8 (8.7M ratings) — better4.7 (3.6K ratings)
Positive reviews54.7% of reviews — better34.6% of reviews
Number of ratings8.7M — better3.6K
Update frequencyWeekly — betterFortnightly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#3 — better—
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size425 MB146 MB
Age rating12+17+
DeveloperBlock, Inc.Etihad Digital Financial Company

Customer experience

Cash App

All ratings8,707,991 ratings
Positive95.2%
Neutral2.0%
Negative2.8%
Written reviews5,981 reviews
Positive54.7%
Neutral4.7%
Negative40.6%

Mobily Pay

All ratings3,608 ratings
Positive92.7%
Neutral2.4%
Negative5.0%
Written reviews136 reviews
Positive34.6%
Neutral2.9%
Negative62.5%

User reviews

Cash App

From 8.7M App Store ratings

What we love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing
  • 🤑 Borrow money feature

Room to improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges
  • 🔍 Unclear account restrictions and limits
  • 🐛 App crashes and technical issues

Mobily Pay

From 3.6K App Store ratings

What we love

  • 🚀 Prompt and easy transaction
  • 👍 Good service
  • 🚀 Wonderful App made easy everything just one click
  • 👍 Best Digital Wallet App in Saudi
  • 👍 Excellent and value to money

Room to improve

  • 🐛 App not working
  • 🐛 Slow app
  • 🐛 Worst interface
  • 🐛 App crashes
  • 🐛 Visa not working

Bugs and requests

Cash App

Reported bugs

3 issues
  • Recurring issues with direct deposits and money transfers
  • Inconsistent app behavior and unexpected account restrictions
  • Problems with mobile check deposits and cash withdrawals

Requested features

4 requests
  • Improve customer support with live chat or phone options
  • Provide more transparency on account policies and limitations
  • Enhance security features to prevent fraud and unauthorized access
  • Streamline the refund and dispute process for users

Mobily Pay

Reported bugs

7 issues
  • OTP not received
  • Visa and Mastercard not accepted
  • Frequent app crashes
  • Slow app performance
  • Registration issues
Show 2 more
  • Incompatibility with older devices
  • Balance recharge problems

Requested features

5 requests
  • Introduce Mada prepaid card
  • Add Sadad bills payment
  • Improve international beneficiaries details
  • Add mobile recharge options
  • Integrate with Mobily account for bill payment and recharge

In-app purchases

None

Cash App

No in-app purchases

None

Mobily Pay

No in-app purchases

Questions

Is Cash App free?
Cash App is free to download, with no in-app purchases.
Is Mobily Pay free?
Mobily Pay is free to download, with no in-app purchases.
Which has better reviews, Cash App or Mobily Pay?
Cash App is rated higher. Cash App averages 4.8 out of 5 from 8.7M ratings, while Mobily Pay averages 4.7 from 3.6K ratings.
Do Cash App or Mobily Pay have ads?
Mobily Pay shows ads; Cash App does not.
Which is updated more often, Cash App or Mobily Pay?
Cash App ships an update weekly, and Mobily Pay fortnightly. Most recently, Cash App was updated on September 26, 2026 and Mobily Pay on September 23, 2026.

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