Comparison

Hello bank! vs bunq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hello bank!

Manage your bank accounts and cards with an intuitive interface. Make instant payments, view your total assets, and access important documents. Securely log in with FaceID for a streamlined financial experience.

Highlights
  • Account and card management
  • Instant SEPA transfers
  • Bill payments via camera
  • View total asset portfolio
  • Secure FaceID login
  • Access bank documents
Features
Read full description

La tua Banca a portata di mano: scopri la nuova app Hello bank! Gestire le tue finanze non è mai stato così semplice e intuitivo. L'app Hello bank! ti offre un controllo completo su conti correnti e carte, con un design rinnovato e un'esperienza utente pensata per la tua quotidianità. Accedi rapidamente con FaceID e inizia a semplificarti la vita. Cosa puoi fare con l'app Hello bank!? • Acquisti e Gestione Carte: Acquista Carta di Credito Hello! Card e Carta Prepagata Hello! Free direttamente in app. Visualizza il plafond di tutte le tue carte, anche quelle condivise. • Pagamenti e Operazioni: Effettua bonifici Italia e SEPA istantanei e ordinari, giroconti, ricariche cellulare e carta prepagata. Paga bollettini postali, anche tramite fotocamera, e MAV/RAV. • Visualizzare il tuo patrimonio complessivo: Se sei in possesso di un Deposito Titoli, puoi visualizzare il tuo patrimonio complessivo, suddiviso per liquidità su conti correnti e capitale investito. • Consulta i documenti inviata dalla Banca, direttamente in app, nella sezione “Doc” Siamo in continua evoluzione per offrirti nuove funzionalità. Non perdere gli aggiornamenti! Per supporto contattaci al numero: +39.06.8882.9999 Per trasparenza, informiamo i clienti che le autorizzazioni richieste al momento dell'installazione dell'App sono necessarie esclusivamente per migliorare l'esperienza d'uso del cliente, quindi a garantire maggiore efficienza e funzionalità, nonché la sicurezza di ogni transazione. Ad esempio, l'accesso alla rubrica è necessario per eseguire velocemente una ricarica cellulare, utilizzando i propri contatti; l'accesso alla fotocamera per associare una foto al proprio profilo e per effettuare il pagamento dei bollettini postali. La dichiarazione di accessibilità in base a quanto previsto dal DL 76/2020 è presente al seguente indirizzo: https://hellobank.it/it/dichiarazione-di-accessibilita-app

About

bunq

A mobile banking app designed for various life stages, offering easy account opening, wealth management, and budgeting tools. It provides features for everyday banking, business needs, and international lifestyles, with options for investing and cryptocurrency trading.

Highlights
  • Multiple bank accounts
  • Card management
  • Savings accounts and term deposits
  • Stock and ETF investing
  • Cryptocurrency trading
  • Contactless payment acceptance
  • Worldwide travel insurance
Features
Read full description

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today. Our Plans bunq Free - €0/month Get started with essential banking. • 3 Bank Accounts to get you started • 1 Digital Card with Apple Pay support • Scheduled Payments and AutoAccept for requests • Earn 3.01% interest on USD/GBP savings • Invest in stocks with ease • Buy and sell cryptocurrencies in the EEA • Save up to 90% on roaming costs with an eSIM from bunq Business features: • Accept contactless payments with Tap to Pay • Integration with 50+ bookkeeping tools bunq Core - €3.99/month A bank account for everyday use. All bunq Free benefits, plus: • 5 Bank Accounts for your everyday needs • 1 physical card included • Personalize your physical card to make it uniquely yours • Shared account access • Add loyalty cards for quick access • Unlimited ZeroFX • 24/7 SOS Hotline for emergencies Business features: • Co-founder access • Shared account access • Bookkeeping integrations bunq Pro - €9.99/month The bank account that makes budgeting easy. All bunq Core benefits, plus: • 25 Bank Accounts for effortless budgeting • 3 physical cards and 25 Digital Cards included • Personalized budgeting insights and income organiser • 5 fee-free foreign currency payments/month • Secondary PIN for multiple accounts on one card • 20% Discount on stock trading fees • Student offer: pay €0/month Business features: • Add up to 3 employees • Company Cards (debit or credit) and Tap to Pay access • AutoVAT bunq Elite - €18.99/month The account for your international lifestyle. All bunq Pro benefits, plus: • Worldwide Travel Insurance • 10 fee-free foreign currency payments/month • 8GB worldwide data • 50% discount on stock trading fees Business features: • Add up to 10 employees • 500 fee-free transactions/year Your security = Our priority Boost your bank security with two-factor authentication and 100% control of cards. Your deposits = Fully protected Your money is insured up to €100,000 by the DGS.. Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk. bunq is authorized by the DNB. Our US office resides at 401 Park Ave S. New York, NY 10016, USA.

Screenshots

Hello bank!4 screens
bunq4 screens

Verdict

The call

The clearest difference is ads: bunq at none against Hello bank!'s shown. bunq also leads on rating (4.4 vs 4.0) and ratings volume (1.4K vs 1). Hello bank!'s advantage is review sentiment (58% vs 42%) and monetization model (ad-supported vs freemium). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

bunq holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: bunq has 1.4K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 58% of Hello bank!'s written reviews are positive against 42% of bunq's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Hello bank! ships an update every 10 days, bunq weekly. The most recent releases landed on August 14, 2026 and September 27, 2026 respectively.

Scorecard5 real differences · 5 level
Hello bank! versus bunq: the parameters behind the verdict, then further details
ParameterHello bank!bunq
PriceFreeFree
Rating4.0 (1 ratings)4.4 (1.4K ratings) — better
Positive reviews58.2% of reviews — better42.1% of reviews
Number of ratings11.4K — better
Update frequencyEvery 10 daysWeekly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size564 MB472 MB
Age rating4+4+
DeveloperBNL S.p.A.bunq

Customer experience

Hello bank!

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews55 reviews
Positive58.2%
Neutral10.9%
Negative30.9%

bunq

All ratings1,375 ratings
Positive85.4%
Neutral2.8%
Negative11.9%
Written reviews259 reviews
Positive42.1%
Neutral5.0%
Negative52.9%

Bugs and requests

Hello bank!

Not enough reviews yet to summarise bugs or requests.

bunq

Reported bugs

3 issues
  • App crashes on login
  • Incorrect transaction recording
  • Verification issues

Requested features

3 requests
  • Bring back previous app design
  • Improve account management features
  • Provide phone-based customer support

In-app purchases

None

Hello bank!

No in-app purchases

None

bunq

No in-app purchases

Questions

Is Hello bank! free?
Hello bank! is free to download, with no in-app purchases.
Is bunq free?
bunq is free to download, with no in-app purchases.
Which has better reviews, Hello bank! or bunq?
bunq is rated higher. Hello bank! averages 4.0 out of 5 from 1 ratings, while bunq averages 4.4 from 1.4K ratings.
Do Hello bank! or bunq have ads?
Hello bank! shows ads; bunq does not.
Which is updated more often, Hello bank! or bunq?
Hello bank! ships an update every 10 days, and bunq weekly. Most recently, Hello bank! was updated on August 14, 2026 and bunq on September 27, 2026.

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