Comparison

Peoples Mobile vs EXCH Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Peoples Mobile

Manage your bank accounts on the go. Check balances, search transactions, transfer funds, pay bills, and deposit checks using your phone's camera. Secure sign-on with fingerprint or facial recognition.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer cash between accounts
  • Make bill payments
  • Submit check deposits via camera
  • Secure sign-on with Touch ID/Face ID
Features
Read full description

Start banking wherever you are with Peoples Mobile Banking app. Available to all The Peoples Bank, Eatonton online banking customers. Available features include: Accounts: • Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: • Easily transfer cash between your accounts. Bill Pay: • Make payments and view recent and scheduled payments. Deposits: • Submit check deposits using your device’s camera. Touch ID/Face ID: • Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.

About

EXCH Mobile

Consolidate all your financial accounts into one secure platform. Manage transactions, set alerts, make payments, and deposit checks with ease. This app empowers you to take control of your finances from anywhere.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View monthly statements
Features
Read full description

EXCH Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with EXCH Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the EXCH Mobile app, you must be enrolled as a EXCH Mobile digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

Peoples Mobile4 screens
EXCH Mobile4 screens

Verdict

The call

The clearest difference is ads: EXCH Mobile at none against Peoples Mobile's shown. EXCH Mobile also leads on monetization model (ad-supported vs free with in-app purchases). Peoples Mobile's advantage is iOS requirement (13.4 vs 18.4). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Peoples Mobile against 4.9 for EXCH Mobile. Both are backed by a comparable volume of ratings — 409 and 867 respectively. Written reviews are what separate them: 83% of Peoples Mobile's written reviews are positive against 88% of EXCH Mobile's.

UpkeepUpdate frequency

Peoples Mobile ships an update every 6 weeks, EXCH Mobile monthly. The most recent releases landed on October 16, 2026 and October 18, 2026 respectively.

Scorecard3 real differences · 7 level
Peoples Mobile versus EXCH Mobile: the parameters behind the verdict, then further details
ParameterPeoples MobileEXCH Mobile
PriceFreeFree
Rating4.9 (409 ratings)4.9 (867 ratings) — better
Positive reviews83.3% of reviews87.5% of reviews — better
Number of ratings409867 — better
Update frequencyEvery 6 weeksMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.4 — better18.4
Further details — not scored
Size165 MB198 MB
Age rating4+4+
DeveloperThe Peoples Bank (GA)Exchange Bank (GA)

Customer experience

Peoples Mobile

All ratings409 ratings
Positive97.3%
Neutral2.2%
Negative0.5%
Written reviews6 reviews
Positive83.3%
Neutral16.7%
Negative0.0%

EXCH Mobile

All ratings867 ratings
Positive97.7%
Neutral1.2%
Negative1.2%
Written reviews8 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

In-app purchases

None

Peoples Mobile

No in-app purchases

None

EXCH Mobile

No in-app purchases

Questions

Is Peoples Mobile free?
Peoples Mobile is free to download, with no in-app purchases.
Is EXCH Mobile free?
EXCH Mobile is free to download, with no in-app purchases.
Which has better reviews, Peoples Mobile or EXCH Mobile?
EXCH Mobile is rated higher. Peoples Mobile averages 4.9 out of 5 from 409 ratings, while EXCH Mobile averages 4.9 from 867 ratings.
Do Peoples Mobile or EXCH Mobile have ads?
Peoples Mobile shows ads; EXCH Mobile does not.
Which is updated more often, Peoples Mobile or EXCH Mobile?
Peoples Mobile ships an update every 6 weeks, and EXCH Mobile monthly. Most recently, Peoples Mobile was updated on October 16, 2026 and EXCH Mobile on October 18, 2026.

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