TSP TIPS vs TSP Alert
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TSP TIPS
This app provides data-driven market analysis and recommendations to help you manage your TSP investments. It offers personalized strategies based on your risk tolerance and sends timely notifications to guide fund movements for growth and safety.
- Data-driven market analysis
- Personalized risk tolerance settings
- Investment recommendations
- Weekly market summaries
- Push notifications
- Mutual Fund Window TIPS
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*** Now available: Mutual Fund Window TIPS. Take advantage of the TSP Mutual Fund Window by utilizing our new TIPS service, and diversify your investment for more aggressive growth opportunities. Our new backtested strategy has gained 22% every year from December 2018 to January 2025. *** TSP TIPS uses analysis to help you avoid market downturns and try to keep your retirement safe. We notify you when our analysis you should move your funds, and where to move it to; it's that simple. • Market analysis to maximize growth and minimize risk • Accommodating for your own preferences for risk tolerance (conservative, aggressive or moderate) • We had positive gains during the 2008 financial crisis, and a 25% gain in 2013 • Backed by professional licensing and 25+ years of PhD research, experience, and proven results We'll send you weekly market summaries with a recommendation on whether or not to move your funds (and where to move them to). Notifications are pushed right to your phone and your inbox, and to additional email addresses if you like. Start getting TIPS today with a free 30-day trial, and about $8 a month after that. • $79.99 annually (less than $7 a month), or • $7.99 monthly All subscriptions are paid through iTunes at the time of purchase, and renew automatically within 24 hours prior to the end of the current subscription period. Auto-renewal will charge $79.99 for annual and $7.99 for monthly subscriptions. If you'd like to disable automatic renewal, you can do so at any time prior to the 24 hour period before the end of the subscription. This can be done by going to Settings -> iTunes and App Store, viewing your Apple ID and then tapping "Manage subscriptions". It is not possible to cancel an active subscription period. We believe everyone should be able to make informed, data-driven decisions about their TSP, and it shouldn't require a finance degree or deep pockets. Making it to retirement is harder than ever, and we'd love to help you get there. View our privacy policy and terms of use at https://www.tsptips.com/privacy.html.
TSP Alert
Track your Thrift Savings Plan (TSP) investments, set custom alerts for fund changes, and estimate future investment growth. All data is stored locally on your device for enhanced privacy and security.
- TSP fund performance tracking
- Customizable fund change alerts
- Investment growth estimation
- Local data storage for privacy
- Historical performance graphs
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For US Government Employees or Retirees, military or federal, who would like: to get an alert when a Thrift Savings Plan (TSP) fund changes by a determined amount, to quickly examine the Thrift Savings Plan (TSP) past performance, to easily track their current investments, to quickly make reasonable estimates of how much must be saved in an investment to yield a target amount, and to easily estimate how much a given investment will yield at a future date, without accessing the TSP website or exposing any personal information to the internet. All data entered into this app is kept contained on your device. This app does not send any TSP data that you add to it to any central entity. This app does not require your TSP account information nor is there any way to store your account access details into the app. To set an alert select a fund from the alert screen. Examine the graphs at the bottom of the screen by touching Days, Weeks, or Months. Select from “Previous Day”, “A Week Ago”, and “A Month Ago”. Set a percentage from 0.25% increments. Once set, the funds status will be on the “Alert” screen. The alert for this fund will be "on" or the alert will have text in red for negative or text in green for positive results. To see how much you would have in the C-Fund if you had invested $100 per pay period since the beginning of the TSP program you simply press the “+” button on the “Track” screen and enter a Portfolio Name, then tap the "+" button and select add investment, pick “C-Fund” and create the investment, tap "+" to add a contribution. Add the amount ($100) and select “BiWeekly" frequency select the date field under “Recurring Investment” and choose May 31 2003, then press “Save”. The answer will be displayed on the “Track” screen. If you use "Track" for your investments assure the dates match those where contributions are made. Terms of Agreement By using the app including content, updates and new releases that are provided, you accept that you are bound by this Agreement. You must read this Agreement and indicate your acceptance during the purchase process. Notifications You must agree to notifications to get full use of the alerts provided by this APP. They may be customized, deactivated or reactivated by you. These alerts allow you to choose alert messages for your accounts. Each alert has different options available, and you will be able to select from among these options upon activation of your alerts. You understand and agree that any alerts provided to you may be delayed or prevented by a variety of factors. The delivery, timeliness, or accuracy of the content of any alert cannot be guaranteed. There shall not be liability for any delays, failure to deliver, or misdirected delivery of any alert; for any errors in the content of an alert; or for any actions taken or not taken by you or any third party in reliance on an alert. Disclaimer of Representations and Warranties THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE. Not a Financial Planner THE APP IS NOT INTENDED TO PROVIDE FINANCIAL ADVICE. The app is intended only to assist you in your financial organization and decision-making and is broad in scope. Your personal financial situation is unique, and any information and advice obtained through the app may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual circumstances.
Screenshots
Verdict
The clearest difference is price: TSP TIPS at Free against TSP Alert's $0.99. TSP TIPS also leads on ratings volume (144 vs 1) and review sentiment (44% vs 33%). TSP Alert's advantage is rating (5.0 vs 3.3) and in-app purchases (none vs 6). On update cadence, ads and chart position there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
TSP TIPS is free to download; TSP Alert costs $0.99 up front. TSP TIPS sells 6 in-app purchases, starting at $7.99 per month. TSP Alert asks for nothing beyond the download.
TSP Alert holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: TSP TIPS has 144 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 44% of TSP TIPS's written reviews are positive against 33% of TSP Alert's, so the app with the better star average is not the one people write more warmly about.
TSP TIPS ships an update every 2 months, TSP Alert every 6 weeks. The most recent releases landed on September 28, 2026 and September 13, 2026 respectively.
| Parameter | TSP TIPS | TSP Alert |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 3.3 (144 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 44.3% of reviews — better | 33.3% of reviews |
| Number of ratings | 144 — better | 1 |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases — better | Paid |
| Best chart rank | #86 | #64 — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 17.6 |
| Further details — not scored | ||
| Size | 14 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Investry Analytics LLC | Stan Baran |
Customer experience
TSP TIPS
TSP Alert
Bugs and requests
TSP TIPS
Reported bugs
10 issues- App crashes frequently
- Login issues
- Feedback function not working
- Data input not saving
- Graphs not displaying correctly
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- App does not open
- Google sign-in not working
- Bug with updating account balance on smaller screens
- Reset password function not working
- App keeps crashing and cannot login
Requested features
9 requests- App to reflect new TSP website terms
- More robust future planning calculators
- Push notifications for new recommendations
- Strategies for learning investors
- iPad version of the app
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- Past annual performance data
- Graph smoothing for missing data
- Option to specify traditional or Roth contributions
- More frequent advice updates
TSP Alert
Not enough reviews yet to summarise bugs or requests.
In-app purchases
TSP TIPS
- TSP TIPS Core - Monthly1 Month trial$7.991 Month
- TSP TIPS Premium - Monthly1 Month trial$9.991 Month
- Mutual Fund Window TIPS 1month1 Month trial$9.991 Month
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- TSP TIPS Core - Annual3 Months trial$79.991 Year
- TSP TIPS Premium - Annual1 Month trial$99.991 Year
- Mutual Fund Window TIPS 1 Year1 Month trial$99.991 Year
TSP Alert
No in-app purchases









