Comparison

TSP TIPS vs Intent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TSP TIPS

This app provides data-driven market analysis and recommendations to help you manage your TSP investments. It offers personalized strategies based on your risk tolerance and sends timely notifications to guide fund movements for growth and safety.

Highlights
  • Data-driven market analysis
  • Personalized risk tolerance settings
  • Investment recommendations
  • Weekly market summaries
  • Push notifications
  • Mutual Fund Window TIPS
Features
Currently charting
Read full description

*** Now available: Mutual Fund Window TIPS. Take advantage of the TSP Mutual Fund Window by utilizing our new TIPS service, and diversify your investment for more aggressive growth opportunities. Recommendations for the TSP Mutual Fund Window, as needed — usually about 6–7 times a year. *** TSP TIPS recommendations come from a data-driven strategy designed with downside risk in mind. We notify you when our analysis says you should move your funds, and where to move it to; it's that simple. • Market analysis to maximize growth and minimize risk • Accommodating for your own preferences for risk tolerance (conservative, aggressive or moderate) • Backed by 25+ years of research and development We'll send you weekly market summaries with a recommendation on whether or not to move your funds (and where to move them to). Notifications are pushed right to your phone and your inbox, and to additional email addresses if you like. Start getting TIPS today for about $8 a month. • $79.99 annually (less than $7 a month), or • $7.99 monthly All subscriptions are paid through iTunes at the time of purchase, and renew automatically within 24 hours prior to the end of the current subscription period. Auto-renewal will charge $79.99 for annual and $7.99 for monthly subscriptions. If you'd like to disable automatic renewal, you can do so at any time prior to the 24 hour period before the end of the subscription. This can be done by going to Settings -> iTunes and App Store, viewing your Apple ID and then tapping "Manage subscriptions". It is not possible to cancel an active subscription period. We believe everyone should be able to make informed, data-driven decisions about their TSP, and it shouldn't require a finance degree or deep pockets. Making it to retirement is harder than ever, and we'd love to help you get there. View our privacy policy and terms of use at https://www.tsptips.com/privacy.html.

About

Intent

This app helps you track the true cost of your subscriptions by calculating your monthly and yearly spending. It also shows you how many work hours are needed to cover these expenses, making your subscription costs more visible.

Highlights
  • Track monthly subscription costs
  • Calculate yearly spending
  • Visualize work hours to pay for subscriptions
  • No account required
  • Private and clutter-free interface
Features
Read full description

Intent helps you understand the real cost of your subscriptions by showing how much you spend and how many work hours it takes to pay for them. Subscriptions add up faster than you think. Enter your income, add your subscriptions, and instantly see: • Your monthly total • What you spend per year • How many hours you work to pay for it Streaming. Delivery. Cloud storage. Gym memberships. AI tools. It all adds up. Intent is designed to make subscription spending feel visible again. Simple. Fast. Private. No accounts. No tracking. No clutter. Just clarity.

Screenshots

TSP TIPS4 screens
Intent3 screens

Verdict

The call

The clearest difference is review sentiment: Intent at 100% against TSP TIPS's 44%. Intent also leads on rating (5.0 vs 3.3) and in-app purchases (none vs 6). TSP TIPS's advantage is ratings volume (146 vs 5) and chart position (#78 vs unranked). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TSP TIPS sells 6 in-app purchases, starting at $7.99 per month. Intent asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Intent holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: TSP TIPS has 146 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 44% of TSP TIPS's written reviews are positive against 100% of Intent's.

UpkeepUpdate frequency

TSP TIPS ships an update every 2 months, Intent every 2 weeks. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

Scorecard7 real differences · 4 level
TSP TIPS versus Intent: the parameters behind the verdict, then further details
ParameterTSP TIPSIntent
PriceFreeFree
Rating3.3 (146 ratings)5.0 (5 ratings) — better
Positive reviews44.3% of reviews100.0% of reviews — better
Number of ratings146 — better5
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
Best chart rank#78 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size16 MB24 MB
Age rating4+4+
DeveloperInvestry Analytics LLCBrittny Stubblefield

Customer experience

TSP TIPS

All ratings146 ratings
Positive55.5%
Neutral8.2%
Negative36.3%
Written reviews70 reviews
Positive44.3%
Neutral5.7%
Negative50.0%

Intent

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

TSP TIPS

Reported bugs

10 issues
  • App crashes frequently
  • Login issues
  • Feedback function not working
  • Data input not saving
  • Graphs not displaying correctly
Show 5 more
  • App does not open
  • Google sign-in not working
  • Bug with updating account balance on smaller screens
  • Reset password function not working
  • App keeps crashing and cannot login

Requested features

9 requests
  • App to reflect new TSP website terms
  • More robust future planning calculators
  • Push notifications for new recommendations
  • Strategies for learning investors
  • iPad version of the app
Show 4 more
  • Past annual performance data
  • Graph smoothing for missing data
  • Option to specify traditional or Roth contributions
  • More frequent advice updates

Intent

Not enough reviews yet to summarise bugs or requests.

In-app purchases

6 purchases

TSP TIPS

Subscriptions6
  • TSP TIPS Core - Monthly$7.991 Month
  • Mutual Fund Window TIPS 1month$9.991 Month
  • TSP TIPS Premium - Monthly$15.991 Month
Show 3 more
  • TSP TIPS Core - Annual$79.991 Year
  • Mutual Fund Window TIPS 1 Year$99.991 Year
  • TSP TIPS Premium - Annual$159.991 Year
None

Intent

No in-app purchases

Questions

Is TSP TIPS free?
TSP TIPS is free to download, with in-app purchases available.
Is Intent free?
Intent is free to download, with no in-app purchases.
Which has better reviews, TSP TIPS or Intent?
Intent is rated higher. TSP TIPS averages 3.3 out of 5 from 146 ratings, while Intent averages 5.0 from 5 ratings.
Do TSP TIPS or Intent have ads?
Neither TSP TIPS nor Intent shows ads.
Which is updated more often, TSP TIPS or Intent?
TSP TIPS ships an update every 2 months, and Intent every 2 weeks. Most recently, TSP TIPS was updated on October 24, 2026 and Intent on October 18, 2026.

Other comparisons