Comparison

Settle Up vs Mi Compensación

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Settle Up

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

Highlights
  • Track shared expenses
  • Manage IOUs
  • Handle complex splits
  • Multiple payers support
  • Offline functionality
  • Real-time exchange rates
  • Data export
Features
Read full description

Settle group expenses without the stress. Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner? Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun. Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances! WHY SETTLE UP? – Split anything: Whether it’s an even split, unequal weights, or multiple people paying for one item, we handle every real-life scenario. – Smart settlements: Our unique algorithm calculates the fewest possible transfers to settle all debts, saving you time and transaction fees. – Works everywhere: Sync data across other platforms. No internet? No problem — it works offline and syncs when you’re back. – No app required: Share a group link so friends can view the balance in their browser without downloading anything. POWERFUL FEATURES FOR REAL LIFE – Global ready: Supports all currencies with real-time exchange rates for international travel. – Ultra-fast sharing: Invite friends via a simple link or a QR code. – Export & reports: Need a deep dive? Export your data to CSV for easy accounting. – Instant transparency: Get notified the second someone adds an expense or settles up. Settle Up will even remind group members automatically and nudge them to settle their debts. UPGRADE TO PREMIUM FOR THE FULL EXPERIENCE Unlock the tools designed for power users and frequent travelers: – Ad-free: Focus on your finances without distractions. – Receipt photos: Snap and store bills directly in the group. – Recurring & future expenses: Automate rent, subscriptions, and utility bills. – Custom categories: Organize your spending with colorful, personalized labels. – Export to Excel: Get a full expense report in a spreadsheet. – Statistics: View charts on spend by categories and members. Stop worrying about the math. Start enjoying the moment. Download Settle Up today and sail through your next group expense! Visit our Terms of Service and Privacy policy at: https://settleup.io/tos.html

About

Mi Compensación

Manage your total compensation package, including benefits and services, tailored to your company's guidelines. Receive important notifications and feedback to optimize your benefits usage.

Highlights
  • View total compensation details
  • Select personalized benefits
  • Receive company communications
  • Get pending action alerts
  • Submit feedback
Features
Read full description

Mediante esta aplicación podrás conocer, contratar y gestionar los elementos que conforman tu Compensación Total, personalizada exclusivamente para ti, de acuerdo con las directrices de tu empresa, recibiendo también las notificaciones y mensajes que te permitan utilizarla de la forma más eficaz y eficiente. Con esta app podrás: - Acceder a consultar el detalle de los elementos de tu Compensación Total - Seleccionar productos y servicios con ventajas para ti - Recibir al instante las comunicaciones de las campañas informativas de tu empresa - Recibir avisos de tus gestiones pendientes - Enviar tu feedback referente a tus elementos de Compensación Total

Screenshots

Settle Up4 screens
Mi Compensación4 screens

Verdict

The call

The clearest difference is rating: Settle Up at 4.8 against Mi Compensación's 1.0. Settle Up also leads on ratings volume (1.8K vs 1). Mi Compensación's advantage is in-app purchases (none vs 14) and ads (none vs shown). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Settle Up sells 10 in-app purchases, starting at $3.99 per month. Mi Compensación asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Settle Up holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Settle Up has 1.8K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Settle Up ships an update every 2 weeks, Mi Compensación weekly. The most recent releases landed on October 29, 2026 and October 10, 2026 respectively.

Scorecard7 real differences · 3 level
Settle Up versus Mi Compensación: the parameters behind the verdict, then further details
ParameterSettle UpMi Compensación
PriceFreeFree
Rating4.8 (1.8K ratings) — better1.0 (1 ratings)
Positive reviews58.5% of reviews—
Number of ratings1.8K — better1
Update frequencyEvery 2 weeksWeekly — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.415.0 — better
Further details — not scored
Size103 MB15 MB
Age rating4+4+
DeveloperStep Up Labs, Inc.Compensa Capital Humano S.L.

Customer experience

Settle Up

All ratings1,729 ratings
Positive96.5%
Neutral1.2%
Negative2.4%
Written reviews388 reviews
Positive58.5%
Neutral6.2%
Negative35.3%

Mi Compensación

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Settle Up

Reported bugs

4 issues
  • Expense details disappearing
  • Inability to create new groups
  • Keyboard issues on iOS 8
  • Incompatibility with iPad

Requested features

3 requests
  • Ability to assign fixed amounts to group members
  • Option to adjust expense shares (e.g. exclude certain items)
  • Support for paying groups (multi-family events)

Mi Compensación

Not enough reviews yet to summarise bugs or requests.

In-app purchases

10 purchases

Settle Up

Subscriptions2
  • Monthly Premium$3.991 Month
  • Yearly Premium7 Days trial$19.991 Year
One-time8
  • Group Premium for 1 week$5.99
  • Group Premium for 2 weeks$9.99
  • Group Premium for 2 months$14.99
Show 5 more
  • Group Premium for 1 month$14.99
  • Group Premium for 2 months$29.99
  • Group Premium5 variants$39.99
  • Group Premium for 1 year$39.99
  • Lifetime Group Premium$149.99
None

Mi Compensación

No in-app purchases

Questions

Is Settle Up free?
Settle Up is free to download, with in-app purchases available.
Is Mi Compensación free?
Mi Compensación is free to download, with no in-app purchases.
Which has better reviews, Settle Up or Mi Compensación?
Settle Up is rated higher. Settle Up averages 4.8 out of 5 from 1.8K ratings, while Mi Compensación averages 1.0 from 1 ratings.
Do Settle Up or Mi Compensación have ads?
Settle Up shows ads; Mi Compensación does not.
Which is updated more often, Settle Up or Mi Compensación?
Settle Up ships an update every 2 weeks, and Mi Compensación weekly. Most recently, Settle Up was updated on October 29, 2026 and Mi Compensación on October 10, 2026.

Other comparisons