Comparison

Settle Up vs Казначей

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Settle Up

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

Highlights
  • Track shared expenses
  • Manage IOUs
  • Handle complex splits
  • Multiple payers support
  • Offline functionality
  • Real-time exchange rates
  • Data export
Features
Read full description

Settle group expenses without the stress. Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner? Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun. Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances! WHY SETTLE UP? – Split anything: Whether it’s an even split, unequal weights, or multiple people paying for one item, we handle every real-life scenario. – Smart settlements: Our unique algorithm calculates the fewest possible transfers to settle all debts, saving you time and transaction fees. – Works everywhere: Sync data across other platforms. No internet? No problem — it works offline and syncs when you’re back. – No app required: Share a group link so friends can view the balance in their browser without downloading anything. POWERFUL FEATURES FOR REAL LIFE – Global ready: Supports all currencies with real-time exchange rates for international travel. – Ultra-fast sharing: Invite friends via a simple link or a QR code. – Export & reports: Need a deep dive? Export your data to CSV for easy accounting. – Instant transparency: Get notified the second someone adds an expense or settles up. Settle Up will even remind group members automatically and nudge them to settle their debts. UPGRADE TO PREMIUM FOR THE FULL EXPERIENCE Unlock the tools designed for power users and frequent travelers: – Ad-free: Focus on your finances without distractions. – Receipt photos: Snap and store bills directly in the group. – Recurring & future expenses: Automate rent, subscriptions, and utility bills. – Custom categories: Organize your spending with colorful, personalized labels. – Export to Excel: Get a full expense report in a spreadsheet. – Statistics: View charts on spend by categories and members. Stop worrying about the math. Start enjoying the moment. Download Settle Up today and sail through your next group expense! Visit our Terms of Service and Privacy policy at: https://settleup.io/tos.html

About

Казначей

Features
Read full description

Для участников/родителей: Устали от путаницы в ссылках на таблицы и бесконечных списков расходов? Наше приложение решит эту проблему! Теперь все группы и бюджеты собраны в одном месте, что особенно удобно, если у вас несколько детей в разных коллективах. Отслеживайте все транзакции, проверяйте, куда идут ваши деньги, и будьте в курсе изменений баланса в любое время. Получайте уведомления о каждой транзакции и больше не беспокойтесь о том, куда делись ваши средства. Основные функции для участников: - Удобный доступ к финансам: Вся информация по всем вашим группам и бюджетам собрана в одном приложении. - Контроль транзакций: Проверяйте, куда направляются ваши деньги, и следите за балансом. - Уведомления: Получайте оповещения о каждом изменении баланса и будьте в курсе всех финансовых операций. - Прозрачность: Всегда знайте, на что идут средства группы, без лишних усилий. Для казначеев/администраторов: Наше приложение значительно упрощает администрирование коллективных финансов. Больше не нужно следить за расходами в таблицах или блокнотах — все данные аккуратно организованы в одном месте. Создание общего кошелька занимает считанные минуты: просто добавьте участников группы, и приложение возьмёт на себя всю рутину. Отслеживание расходов, контроль долгов и создание отчетов теперь максимально просты. "Казначей" подходит для любой группы, будь то школа, детский сад, спортивная команда или офис. Основные функции для казначеев: - Общий кошелек: Легко создавайте и управляйте финансами для вашей группы, отслеживая расходы и долги. - Автоматизация: Приложение организует и упрощает управление финансовыми данными, устраняя ручной труд. - Прозрачность и контроль: Держите всех участников в курсе и избегайте недоразумений с долгами. С нашим приложением управление коллективными финансами становится проще и эффективнее. Попробуйте его уже сегодня и убедитесь сами! https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Settle Up4 screens
Казначей4 screens

Verdict

The call

The clearest difference is ads: Казначей at none against Settle Up's shown. Казначей also leads on iOS requirement (15.0 vs 17.4). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Settle Up sells 10 in-app purchases, starting at $3.99 per month and Казначей sells 10 in-app purchases, starting at $2.00 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Settle Up ships an update every 2 weeks, Казначей every 11 days. The most recent releases landed on October 19, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 8 level
Settle Up versus Казначей: the parameters behind the verdict, then further details
ParameterSettle UpКазначей
PriceFreeFree
Rating4.8 (1.7K ratings) — better—
Positive reviews58.5% of reviews—
Number of ratings1.7K — better—
Update frequencyEvery 2 weeksEvery 11 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.415.0 — better
Further details — not scored
Size103 MB64 MB
Age rating4+4+
DeveloperStep Up Labs, Inc.X91 Apps

Bugs and requests

Settle Up

Reported bugs

4 issues
  • Expense details disappearing
  • Inability to create new groups
  • Keyboard issues on iOS 8
  • Incompatibility with iPad

Requested features

3 requests
  • Ability to assign fixed amounts to group members
  • Option to adjust expense shares (e.g. exclude certain items)
  • Support for paying groups (multi-family events)

Казначей

Not enough reviews yet to summarise bugs or requests.

In-app purchases

10 purchases

Settle Up

Subscriptions2
  • Monthly Premium$3.991 Month
  • Yearly Premium7 Days trial$19.991 Year
One-time8
  • Group Premium for 1 week$5.99
  • Group Premium for 2 weeks$9.99
  • Group Premium for 2 months$14.99
Show 5 more
  • Group Premium for 1 month$14.99
  • Group Premium for 2 months$29.99
  • Group Premium5 variants$39.99
  • Group Premium for 1 year$39.99
  • Lifetime Group Premium$149.99
10 purchases

Казначей

Subscriptions10
  • 1 group monthly14 Days trial$2.001 Month
  • 3 groups monthly14 Days trial$4.001 Month
  • 5 groups monthly14 Days trial$6.001 Month
Show 7 more
  • 7 groups monthly14 Days trial$8.001 Month
  • 1 group yearly14 Days trial$20.001 Year
  • Unlimited groups monthly14 Days trial$20.001 Month
  • 3 groups yearly14 Days trial$40.001 Year
  • 5 groups yearly14 Days trial$60.001 Year
  • 7 groups yearly14 Days trial$80.001 Year
  • Unlimited groups yearly14 Days trial$200.001 Year

Questions

Is Settle Up free?
Settle Up is free to download, with in-app purchases available.
Is Казначей free?
Казначей is free to download, with in-app purchases available.
Do Settle Up or Казначей have ads?
Settle Up shows ads; Казначей does not.
Which is updated more often, Settle Up or Казначей?
Settle Up ships an update every 2 weeks, and Казначей every 11 days. Most recently, Settle Up was updated on October 19, 2026 and Казначей on October 20, 2026.

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