Settle Up vs Splitall
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Settle Up
Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.
- Track shared expenses
- Manage IOUs
- Handle complex splits
- Multiple payers support
- Offline functionality
- Real-time exchange rates
- Data export
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Settle group expenses without the stress. Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner? Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun. Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances! WHY SETTLE UP? – Split anything: Whether it’s an even split, unequal weights, or multiple people paying for one item, we handle every real-life scenario. – Smart settlements: Our unique algorithm calculates the fewest possible transfers to settle all debts, saving you time and transaction fees. – Works everywhere: Sync data across other platforms. No internet? No problem — it works offline and syncs when you’re back. – No app required: Share a group link so friends can view the balance in their browser without downloading anything. POWERFUL FEATURES FOR REAL LIFE – Global ready: Supports all currencies with real-time exchange rates for international travel. – Ultra-fast sharing: Invite friends via a simple link or a QR code. – Export & reports: Need a deep dive? Export your data to CSV for easy accounting. – Instant transparency: Get notified the second someone adds an expense or settles up. Settle Up will even remind group members automatically and nudge them to settle their debts. UPGRADE TO PREMIUM FOR THE FULL EXPERIENCE Unlock the tools designed for power users and frequent travelers: – Ad-free: Focus on your finances without distractions. – Receipt photos: Snap and store bills directly in the group. – Recurring & future expenses: Automate rent, subscriptions, and utility bills. – Custom categories: Organize your spending with colorful, personalized labels. – Export to Excel: Get a full expense report in a spreadsheet. – Statistics: View charts on spend by categories and members. Stop worrying about the math. Start enjoying the moment. Download Settle Up today and sail through your next group expense! Visit our Terms of Service and Privacy policy at: https://settleup.io/tos.html
Splitall
Easily track and split shared expenses with friends and roommates. Manage group spending for household bills, travel, and events, ensuring everyone knows who owes what. Simplifies joint accounting for hassle-free financial management.
- Split shared expenses
- Track due payments
- Invite friends via code
- Manage group or individual expenses
- Name and date expenses
- Categorize spending (household, travel, gifts)
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Splitall expenses splitter is an awesome budget app for group to help you account your shared expenses and due payments for joint spends. For example, share household expenses with your roommates or track a joint travel spend with your balance friends. Split bills with friends for taxi rides and dining out. With this expense tracker sharing, you will enjoy hassle-free accounting of who owes you and to whom you owe! Convenient expenses splitter for accounting joint spends and due payments It is easy to invite your shared balance friends! Generate a code for joining this expense tracker sharing and send it via any messenger in a few clicks It is easy to join the group. Just enter the code you get from one of the group members It is highly convenient to split and account expenses with individuals or within a group. Select a group or an individual, add expenses, and settle the amount for each It is easy to make every record explicit and easy to understand. Just name each added expense and enter the date of arising this expense When our budget app for group expenses can be useful Use this intuitive expense tracker and share your expenses with your friends, relatives, teammates, or roommates: Share household expenses (from rent and maintenance to household supplies and utilities – just enter the name of each exact budget tracker room mate spend, so you will never forget the cause of the spend) Split bills with friends for taxi, dining out, arranging a party, moviegoing, or taking some other events and entertainments Share your group travel spend, so you will never lose the payments you owe and the payments that are owed to you Split and track your group present bills – when some of you and your friends or teammates buy a gift, they can create a new expense and assign the exact amount that should be paid by each exact group member. Install Splitall expense tracker and share household expenses, travel spend, and many other joint bills with your balance friends! With this expense tracker sharing expenses is as easy as a pie. Split bills with friends and keep track of your joint expenses and payments. You may purchase an auto-renewing subscription through an In-App Purchase. • Auto-renewable subscription • 1 month and 1 year durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Privacy policy: https://splitall.app/en/policy/ • Terms of use: https://splitall.app/en/terms/
Screenshots
Verdict
The clearest difference is rating: Settle Up at 4.8 against Splitall's 4.0. Settle Up also leads on ratings volume (1.7K vs 1) and update cadence (every 2 weeks vs every 2 months). Splitall's advantage is review sentiment (100% vs 59%) and iOS requirement (15.0 vs 17.4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Settle Up sells 10 in-app purchases, starting at $3.99 per month and Splitall sells 4 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Settle Up holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Settle Up has 1.7K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 59% of Settle Up's written reviews are positive against 100% of Splitall's, so the app with the better star average is not the one people write more warmly about.
Settle Up ships an update every 2 weeks, Splitall every 2 months. The most recent releases landed on October 13, 2026 and October 6, 2026 respectively.
| Parameter | Settle Up | Splitall |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.7K ratings) — better | 4.0 (1 ratings) |
| Positive reviews | 58.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 1.7K — better | 1 |
| Update frequency | Every 2 weeks — better | Every 2 months |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 103 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Step Up Labs, Inc. | ALEXEY OSTROGRADSKIY |
Customer experience
Settle Up
Splitall
Bugs and requests
Settle Up
Reported bugs
4 issues- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad
Requested features
3 requests- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)
Splitall
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Settle Up
- Monthly Premium$3.991 Month
- Yearly Premium7 Days trial$19.991 Year
- Group Premium for 1 week$5.99
- Group Premium for 2 weeks$9.99
- Group Premium for 2 months$14.99
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- Group Premium for 1 month$14.99
- Group Premium for 2 months$29.99
- Group Premium5 variants$39.99
- Group Premium for 1 year$39.99
- Lifetime Group Premium$149.99
Splitall
- PRO Weekly$1.997 Days
- PRO Monthly$3.991 Month
- PRO Yearly Plus3 Days trial$24.991 Year
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- PRO Yearly$29.991 Year









