Settle Up vs Splital

Settle group expenses without the stress. Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner? Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun. Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances! WHY SETTLE UP? – Split anything: Whether it’s an even split, unequal weights, or multiple people paying for one item, we handle every real-life scenario. – Smart settlements: Our unique algorithm calculates the fewest possible transfers to settle all debts, saving you time and transaction fees. – Works everywhere: Sync data across other platforms. No internet? No problem — it works offline and syncs when you’re back. – No app required: Share a group link so friends can view the balance in their browser without downloading anything. POWERFUL FEATURES FOR REAL LIFE – Global ready: Supports all currencies with real-time exchange rates for international travel. – Ultra-fast sharing: Invite friends via a simple link or a QR code. – Export & reports: Need a deep dive? Export your data to CSV for easy accounting. – Instant transparency: Get notified the second someone adds an expense or settles up. Settle Up will even remind group members automatically and nudge them to settle their debts. UPGRADE TO PREMIUM FOR THE FULL EXPERIENCE Unlock the tools designed for power users and frequent travelers: – Ad-free: Focus on your finances without distractions. – Receipt photos: Snap and store bills directly in the group. – Recurring & future expenses: Automate rent, subscriptions, and utility bills. – Custom categories: Organize your spending with colorful, personalized labels. – Export to Excel: Get a full expense report in a spreadsheet. – Statistics: View charts on spend by categories and members. Stop worrying about the math. Start enjoying the moment. Download Settle Up today and sail through your next group expense! Visit our Terms of Service and Privacy policy at: https://settleup.io/tos.html

Splital is the easiest way to split expenses with friends, your partner, or roommates. Create a group, add expenses, and let Splital figure out who owes what. Free, with no ads and no daily limits. Over 100,000 people already use Splital to split expenses! UNLIMITED EXPENSES Add as many expenses as you want. Create all the groups you need. No daily limits. NO ACCOUNT NEEDED No sign-ups, no waiting for others to join. Add people by name and split expenses right away. Anyone can create an account later if they want. FLEXIBLE SPLITS Split equally, by percentage, or by exact amounts. Set a default split for your group and Splital applies it to every new expense automatically. WORKS COMPLETELY OFFLINE Add expenses without internet. Everything syncs automatically when you're back online. Perfect for travel or areas with poor signal. SMART AUTO-CATEGORIZATION Every expense is automatically categorized. See where your money actually goes with detailed category and subcategory breakdowns. PERSONAL & GROUP SPENDING STATISTICS View your own spending or the full group's. Drill into subcategories, filter by time period, and tap any amount to see the individual expenses behind it. SIMPLIFY DEBTS Reduce the number of payments in your group. Splital calculates the most efficient way for everyone to settle up. Enable or disable this feature per group, it's your choice. IMPORT FROM SPLITWISE Bring over your Splitwise groups in seconds. Export your CSV from Splitwise, import it into Splital, and keep your entire expense history. All expenses are automatically re-categorized for better insights. MULTI-CURRENCY SUPPORT Split expenses across 150+ currencies. Ideal for international trips with friends. EXPORT YOUR DATA Export expenses as PDF or CSV files. Perfect for keeping records or sharing with others. ADD NOTES TO EXPENSES Attach notes to any expense for extra context. Never forget the details behind a payment. 100% USER-SUPPORTED Splital is entirely self-funded. We don't show ads, and we don't have investors telling us what to do. We just focus on building a product you love to use. PERFECT FOR - Couples tracking shared bills and groceries - Friends splitting travel and trip costs - Roommates managing rent and utilities - Any group of people who share expenses If you need help or want to share your feedback, contact us at support@splital.com. Terms and Conditions: https://splital.com/tos Privacy Policy: https://splital.com/privacypolicy