Settle Up vs MotivEarn
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Settle Up
Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.
- Track shared expenses
- Manage IOUs
- Handle complex splits
- Multiple payers support
- Offline functionality
- Real-time exchange rates
- Data export
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Settle group expenses without the stress. Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner? Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun. Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances! WHY SETTLE UP? – Split anything: Whether it’s an even split, unequal weights, or multiple people paying for one item, we handle every real-life scenario. – Smart settlements: Our unique algorithm calculates the fewest possible transfers to settle all debts, saving you time and transaction fees. – Works everywhere: Sync data across other platforms. No internet? No problem — it works offline and syncs when you’re back. – No app required: Share a group link so friends can view the balance in their browser without downloading anything. POWERFUL FEATURES FOR REAL LIFE – Global ready: Supports all currencies with real-time exchange rates for international travel. – Ultra-fast sharing: Invite friends via a simple link or a QR code. – Export & reports: Need a deep dive? Export your data to CSV for easy accounting. – Instant transparency: Get notified the second someone adds an expense or settles up. Settle Up will even remind group members automatically and nudge them to settle their debts. UPGRADE TO PREMIUM FOR THE FULL EXPERIENCE Unlock the tools designed for power users and frequent travelers: – Ad-free: Focus on your finances without distractions. – Receipt photos: Snap and store bills directly in the group. – Recurring & future expenses: Automate rent, subscriptions, and utility bills. – Custom categories: Organize your spending with colorful, personalized labels. – Export to Excel: Get a full expense report in a spreadsheet. – Statistics: View charts on spend by categories and members. Stop worrying about the math. Start enjoying the moment. Download Settle Up today and sail through your next group expense! Visit our Terms of Service and Privacy policy at: https://settleup.io/tos.html
MotivEarn
This app helps you stay motivated at work by visualizing your real-time earnings. It provides hourly updates and customizable features to track your progress and inspire productivity.
- Real-time earnings tracker
- Hourly earnings notifications
- Customizable salary and schedule input
- Visual progress display
- Motivational updates
- Intuitive interface
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Stay Motivated, Earn Smarter with MotivEarn! Are you struggling to stay motivated at work? MotivEarn is here to transform your workday into an inspiring experience by showing you the value of your time and effort in real-time. Why Choose MotivEarn? • Real-Time Earnings Tracker Watch your earnings grow second by second with our sleek, dynamic counter. Simply input your salary, working hours, and let MotivEarn do the rest! • Hourly Notifications Stay on track with hourly updates on how much you’ve earned so far. A little motivation, right when you need it. • Customizable Features Tailor the app to your schedule and salary details for a personalized experience. • Inspire Productivity See your hard work pay off visually, empowering you to stay focused and feel good about your progress. Features You’ll Love: • Interactive earnings display with a vibrant design. • Motivational notifications to boost your mood. • Instant updates that help you stay connected to your goals. • Intuitive interface designed for professionals and freelancers alike.
Screenshots
Verdict
The clearest difference is review sentiment: Settle Up at 59% against MotivEarn's 0%. Settle Up also leads on price (Free vs $4.99) and rating (4.8 vs 2.0). MotivEarn's advantage is in-app purchases (none vs 14) and ads (none vs shown). On device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Settle Up is free to download; MotivEarn costs $4.99 up front. Settle Up sells 10 in-app purchases, starting at $3.99 per month. MotivEarn asks for nothing beyond the download.
Settle Up holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: Settle Up has 1.8K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 59% of Settle Up's written reviews are positive against 0% of MotivEarn's.
| Parameter | Settle Up | MotivEarn |
|---|---|---|
| Price | Free — better | $4.99 |
| Rating | 4.8 (1.8K ratings) — better | 2.0 (1 ratings) |
| Positive reviews | 58.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 1.8K — better | 1 |
| Update frequency | Every 2 weeks | — |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases — better | Paid |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.4 | 16.6 — better |
| Further details — not scored | ||
| Size | 103 MB | 0 MB |
| Age rating | 4+ | 4+ |
| Developer | Step Up Labs, Inc. | Codevine, Inc. |
Customer experience
Settle Up
MotivEarn
Bugs and requests
Settle Up
Reported bugs
4 issues- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad
Requested features
3 requests- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)
MotivEarn
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Settle Up
- Monthly Premium$3.991 Month
- Yearly Premium7 Days trial$19.991 Year
- Group Premium for 1 week$5.99
- Group Premium for 2 weeks$9.99
- Group Premium for 2 months$14.99
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- Group Premium for 1 month$14.99
- Group Premium for 2 months$29.99
- Group Premium5 variants$39.99
- Group Premium for 1 year$39.99
- Lifetime Group Premium$149.99
MotivEarn
No in-app purchases









