Settle Up vs Splitorium

Settle group expenses without the stress. Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner? Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun. Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances! WHY SETTLE UP? – Split anything: Whether it’s an even split, unequal weights, or multiple people paying for one item, we handle every real-life scenario. – Smart settlements: Our unique algorithm calculates the fewest possible transfers to settle all debts, saving you time and transaction fees. – Works everywhere: Sync data across other platforms. No internet? No problem — it works offline and syncs when you’re back. – No app required: Share a group link so friends can view the balance in their browser without downloading anything. POWERFUL FEATURES FOR REAL LIFE – Global ready: Supports all currencies with real-time exchange rates for international travel. – Ultra-fast sharing: Invite friends via a simple link or a QR code. – Export & reports: Need a deep dive? Export your data to CSV for easy accounting. – Instant transparency: Get notified the second someone adds an expense or settles up. Settle Up will even remind group members automatically and nudge them to settle their debts. UPGRADE TO PREMIUM FOR THE FULL EXPERIENCE Unlock the tools designed for power users and frequent travelers: – Ad-free: Focus on your finances without distractions. – Receipt photos: Snap and store bills directly in the group. – Recurring & future expenses: Automate rent, subscriptions, and utility bills. – Custom categories: Organize your spending with colorful, personalized labels. – Export to Excel: Get a full expense report in a spreadsheet. – Statistics: View charts on spend by categories and members. Stop worrying about the math. Start enjoying the moment. Download Settle Up today and sail through your next group expense! Visit our Terms of Service and Privacy policy at: https://settleup.io/tos.html

The expense app built for group organizers. Add anyone to your trip, wedding, or household — even friends who don't have the app. No signups required. You're in control. WHY SPLITORIUM? Tired of chasing people to download yet another app? Splitorium lets you add "virtual users" — track expenses with anyone, app or not. Perfect for the organizer who brings everyone together. YOUR SUPERPOWERS ADD ANYONE. NO SIGNUPS. Virtual users let you include friends, family, or colleagues who don't have the app. No more "can you just download it first?" Track expenses with everyone from day one. FAMILY MODE Traveling with kids? Parents can "handle payments" for the whole family. One person settles all the debts — no splitting with children's accounts. Couples can settle as one. Unique to Splitorium! TRIP COST TRACKING Track expenses as you go. Categories, breakdowns, and shared views so everyone sees where the money went. Perfect for trips, weddings, sports teams, and events. SPLIT BILLS YOUR WAY • Even splits — divide equally in seconds • Percentage splits — everyone pays their fair share • Custom amounts — you decide who pays what • Multiple currencies — USD, EUR, CAD, JPY, CNY WORKS OFFLINE Going camping? On a flight? No WiFi at the cabin? Add expenses offline and everything syncs when you're back online. Perfect for camping, international travel, festivals, and road trips. DEFAULT SPLITS Set the default split once in group settings. All future expenses use that configuration automatically. SHARED LISTS Create shared grocery lists, packing lists, or to-do lists with your group. Assign items, check them off, stay organized together. RECURRING EXPENSES Set up monthly rent, weekly groceries, or annual subscriptions once. Splitorium adds them automatically — never forget an expense again. EASY SETTLEMENTS • See who owes who at a glance • Minimum number of payments calculated • Send money via Venmo, PayPal, or cash • Mark payments as settled instantly COMPLETE CONTROL • Full expense history and audit trail • Edit or delete any expense • Multiple admin support for groups • Privacy-focused — your data stays yours BUILT FOR ORGANIZERS • Trip organizers — track group travel costs from start to finish • Family trips — parents settle for kids, couples as one • Sports teams — coaches, parents, and players in one group • Wedding groups — bridal parties, destination weddings • Households — roommates, rent, utilities, groceries • Events — bachelor parties, reunions, group dinners BEAUTIFUL DESIGN Clean, modern interface that's easy to use. No clutter, no confusion — simple expense tracking that works. PRIVACY FIRST Your financial data is yours. We don't sell your information. Ever. SPLITORIUM PRO The free version is fully functional with per-group limits. Upgrade to Pro for unlimited virtual users, family groups, receipt scanning, shared lists, and recurring expenses. A 14-day free trial is available on select plans. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. The free trial automatically converts to a paid subscription unless cancelled before the trial ends. Manage and cancel subscriptions in Settings > Apple ID > Subscriptions. Download Splitorium and take control of your group expenses. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://splitorium.com/privacy Terms of Service: https://splitorium.com/terms Questions? Reach us at support@splitorium.com