FNBRF Mobile Banking vs Jenius
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FNBRF Mobile Banking
Manage your finances on the go with this mobile banking application. Securely check balances, deposit checks, transfer funds, and pay bills and people from your device.
- Check account balances
- Deposit checks remotely
- Transfer funds between accounts
- Pay bills
- Pay other people
- Secure banking access
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FNBRF Mobile Banking is Simple. Secure. & Smart, allowing you to bank locally anytime, anywhere. Check your balance, deposit checks, transfer funds, pay bills, pay people and more – anytime, anywhere
Jenius
Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.
- All-in-one financial management
- Visa debit and credit cards
- Virtual cards for online purchases
- Rewards and point redemption
- Multi-currency support
- Various savings options
- Investment features
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The simple way to manage your life/finance with an app and Visa debit and credit cards. More than 4,000,000 users have started to build a better financial life with Jenius. Now you can access all of your financial needs, from transactions, savings, credit, investment to financial reports in one place without switching between applications. Ready to start simplifying your life finance? Download Jenius, register and activate your account in no time. With Jenius main debit card and 3 additional debit cards, you can make transactions at various Visa merchants across the world. You will also have a virtual card for movies and music streaming services, games, and other online purchases. Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. Redeem points into travel miles, points, even e-Wallet balance in real time. Lots of benefits are available to you in one place. Discover your free cash withdrawal quota, unlimited free transfers to other bank, Yay Points redemption, vouchers, and a variety of merchant offers in Your Rewards. If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available 24/7 at Jenius app. Link them to your m-Card for international transactions with no conversions. For transactions, you can use: - Jenius Pay: Pay for your online shopping with just your $Cashtag - QRIS: Scan with Jenius for quick and easy payment option - Transfer Money: Transfer to various accounts - Pay Bills/VA: Pay all your bills with convenience, from internet, credit card, top up mobile credit, utilities zakat, and others Want to save up? Find your own suitable savings options: - Dream Saver: 5 savings to help you make dreams come true - Flexi Saver: 3 flexible savings to allocate money - Maxi Saver: Open as many deposits as you want from your smartphone - Cash Cow: Special savings for cashbacks and your daily transactions - Flexi Rasa Maxi deals: Locked savings for upfront cashback Other features that you can use: - Top up e-Wallet: An easy way to top up e-Wallet and e-Money GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, and ShopeePay - Pay Me: Send money requests - Split Bill: Easily split the bill - Flexi Cash: Cash out your flexible fund for various needs - Investment: Grow your wealth through mutual fund and bonds - Moneytory: Get insight for your financial report Just by paying Feesible (subscription fee) for only IDR10.000 per month, you can experience the simplicity of financial management with Jenius. Jenius is a digital banking app and part of PT Bank SMBC Indonesia is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and member of the Indonesia Deposit Insurance Corporation (LPS). Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius. #ThinkUnthinkable Head Office PT Bank SMBC Indonesia Menara SMBC – CBD Mega Kuningan Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6 Jakarta 12950 Website: https://www.smbci.com/id/tentang-kami/segmen-usaha/jenius
Screenshots
Verdict
The clearest difference is rating: FNBRF Mobile Banking at 4.7 against Jenius's 3.5. FNBRF Mobile Banking also leads on monetization model (ad-supported vs subscription). Jenius's advantage is ads (none vs shown) and update cadence (weekly vs every 3 months). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FNBRF Mobile Banking holds the better App Store score, 4.7 against 3.5. Both are backed by a comparable volume of ratings — 343 and 124 respectively. Written reviews complicate that: 33% of FNBRF Mobile Banking's written reviews are positive against 38% of Jenius's, so the app with the better star average is not the one people write more warmly about.
FNBRF Mobile Banking ships an update every 3 months, Jenius weekly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | FNBRF Mobile Banking | Jenius |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (343 ratings) — better | 3.5 (124 ratings) |
| Positive reviews | 33.3% of reviews | 38.3% of reviews — better |
| Number of ratings | 343 — better | 124 |
| Update frequency | Every 3 months | Weekly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported — better | Subscription |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 115 MB | 190 MB |
| Age rating | 4+ | 12+ |
| Developer | First National Bank of River Falls Inc | PT. Bank SMBC Indonesia Tbk |
Customer experience
FNBRF Mobile Banking
Jenius
Bugs and requests
FNBRF Mobile Banking
Not enough reviews yet to summarise bugs or requests.
Jenius
Reported bugs
12 issues- Login automatically logs out immediately after
- PIN verification fails despite correct input
- Session expires during PIN creation
- Face ID/Touch ID recognition failures
- App crashes when inviting users or accessing features
Show 7 moreShow fewer
- Failed top-ups charged but funds not received
- History and upcoming transfers disappearing
- Credit card not working despite proper expiry dates
- App crashes after device unlinking
- Loading screens freeze indefinitely
- Chat disconnects during customer service interactions
- Balance deductions without successful transaction completion
Requested features
9 requests- Flexible device switching without excessive security barriers
- Credit card visibility in app interface
- Improved video call verification settings for KTP focus
- Dark mode option
- 1Password password manager compatibility
Show 4 moreShow fewer
- Better clipboard paste functionality
- Additional currency support (AUD)
- Improved notification system for card activation
- Simplified login process with multiple authentication options
In-app purchases
FNBRF Mobile Banking
No in-app purchases
Jenius
No in-app purchases
Questions
Is FNBRF Mobile Banking free?
Is Jenius free?
Which has better reviews, FNBRF Mobile Banking or Jenius?
Do FNBRF Mobile Banking or Jenius have ads?
Which is updated more often, FNBRF Mobile Banking or Jenius?
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