Comparison

FNBRF Mobile Banking vs Jenius

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNBRF Mobile Banking

Manage your finances on the go with this mobile banking application. Securely check balances, deposit checks, transfer funds, and pay bills and people from your device.

Highlights
  • Check account balances
  • Deposit checks remotely
  • Transfer funds between accounts
  • Pay bills
  • Pay other people
  • Secure banking access
Features
Read full description

FNBRF Mobile Banking is Simple. Secure. & Smart, allowing you to bank locally anytime, anywhere. Check your balance, deposit checks, transfer funds, pay bills, pay people and more – anytime, anywhere

About

Jenius

Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.

Highlights
  • All-in-one financial management
  • Visa debit and credit cards
  • Virtual cards for online purchases
  • Rewards and point redemption
  • Multi-currency support
  • Various savings options
  • Investment features
Read full description

The simple way to manage your life/finance with an app and Visa debit and credit cards.  More than 4,000,000 users have started to build a better financial life with Jenius.   Now you can access all of your financial needs, from transactions, savings, credit, investment to financial reports in one place without switching between applications.  Ready to start simplifying your life finance?  Download Jenius, register and activate your account in no time.  With Jenius main debit card and 3 additional debit cards, you can make transactions at various Visa merchants across the world. You will also have a virtual card for movies and music streaming services, games, and other online purchases.   Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. Redeem points into travel miles, points, even e-Wallet balance in real time.  Lots of benefits are available to you in one place. Discover your free cash withdrawal quota, unlimited free transfers to other bank, Yay Points redemption, vouchers, and a variety of merchant offers in Your Rewards.  If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available 24/7 at Jenius app. Link them to your m-Card for international transactions with no conversions.  For transactions, you can use:  - Jenius Pay: Pay for your online shopping with just your $Cashtag  - QRIS: Scan with Jenius for quick and easy payment option  - Transfer Money: Transfer to various accounts  - Pay Bills/VA: Pay all your bills with convenience, from internet, credit card, top up mobile credit, utilities zakat, and others  Want to save up? Find your own suitable savings options:  - Dream Saver: 5 savings to help you make dreams come true  - Flexi Saver: 3 flexible savings to allocate money  - Maxi Saver: Open as many deposits as you want from your smartphone  - Cash Cow: Special savings for cashbacks and your daily transactions  - Flexi Rasa Maxi deals: Locked savings for upfront cashback   Other features that you can use:  - Top up e-Wallet: An easy way to top up e-Wallet and e-Money GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, and ShopeePay  - Pay Me: Send money requests  - Split Bill: Easily split the bill  - Flexi Cash: Cash out your flexible fund for various needs  - Investment: Grow your wealth through mutual fund and bonds  - Moneytory: Get insight for your financial report 
 Just by paying Feesible (subscription fee) for only IDR10.000 per month, you can experience the simplicity of financial management with Jenius.  Jenius is a digital banking app and part of PT Bank SMBC Indonesia is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and member of the Indonesia Deposit Insurance Corporation (LPS).  Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius.  #ThinkUnthinkable Head Office  PT Bank SMBC Indonesia   Menara SMBC – CBD Mega Kuningan  Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6  Jakarta 12950  Website: https://www.smbci.com/id/tentang-kami/segmen-usaha/jenius

Screenshots

FNBRF Mobile Banking4 screens
Jenius4 screens

Verdict

The call

The clearest difference is rating: FNBRF Mobile Banking at 4.7 against Jenius's 3.5. FNBRF Mobile Banking also leads on monetization model (ad-supported vs subscription). Jenius's advantage is ads (none vs shown) and update cadence (weekly vs every 3 months). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FNBRF Mobile Banking holds the better App Store score, 4.7 against 3.5. Both are backed by a comparable volume of ratings — 343 and 124 respectively. Written reviews complicate that: 33% of FNBRF Mobile Banking's written reviews are positive against 38% of Jenius's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

FNBRF Mobile Banking ships an update every 3 months, Jenius weekly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
FNBRF Mobile Banking versus Jenius: the parameters behind the verdict, then further details
ParameterFNBRF Mobile BankingJenius
PriceFreeFree
Rating4.7 (343 ratings) — better3.5 (124 ratings)
Positive reviews33.3% of reviews38.3% of reviews — better
Number of ratings343 — better124
Update frequencyEvery 3 monthsWeekly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported — betterSubscription
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size115 MB190 MB
Age rating4+12+
DeveloperFirst National Bank of River Falls IncPT. Bank SMBC Indonesia Tbk

Customer experience

FNBRF Mobile Banking

All ratings311 ratings
Positive93.6%
Neutral3.9%
Negative2.6%
Written reviews3 reviews
Positive33.3%
Neutral33.3%
Negative33.3%

Jenius

All ratings124 ratings
Positive57.3%
Neutral10.5%
Negative32.3%
Written reviews193 reviews
Positive38.3%
Neutral9.8%
Negative51.8%

Bugs and requests

FNBRF Mobile Banking

Not enough reviews yet to summarise bugs or requests.

Jenius

Reported bugs

12 issues
  • Login automatically logs out immediately after
  • PIN verification fails despite correct input
  • Session expires during PIN creation
  • Face ID/Touch ID recognition failures
  • App crashes when inviting users or accessing features
Show 7 more
  • Failed top-ups charged but funds not received
  • History and upcoming transfers disappearing
  • Credit card not working despite proper expiry dates
  • App crashes after device unlinking
  • Loading screens freeze indefinitely
  • Chat disconnects during customer service interactions
  • Balance deductions without successful transaction completion

Requested features

9 requests
  • Flexible device switching without excessive security barriers
  • Credit card visibility in app interface
  • Improved video call verification settings for KTP focus
  • Dark mode option
  • 1Password password manager compatibility
Show 4 more
  • Better clipboard paste functionality
  • Additional currency support (AUD)
  • Improved notification system for card activation
  • Simplified login process with multiple authentication options

In-app purchases

None

FNBRF Mobile Banking

No in-app purchases

None

Jenius

No in-app purchases

Questions

Is FNBRF Mobile Banking free?
FNBRF Mobile Banking is free to download, with no in-app purchases.
Is Jenius free?
Jenius is free to download, with no in-app purchases.
Which has better reviews, FNBRF Mobile Banking or Jenius?
FNBRF Mobile Banking is rated higher. FNBRF Mobile Banking averages 4.7 out of 5 from 343 ratings, while Jenius averages 3.5 from 124 ratings.
Do FNBRF Mobile Banking or Jenius have ads?
FNBRF Mobile Banking shows ads; Jenius does not.
Which is updated more often, FNBRF Mobile Banking or Jenius?
FNBRF Mobile Banking ships an update every 3 months, and Jenius weekly. Most recently, FNBRF Mobile Banking was updated on October 23, 2026 and Jenius on October 24, 2026.

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