Comparison

Access CU vs WeGo Mastercard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Access CU

Manage your finances securely and conveniently from your mobile device. Deposit cheques, open new accounts, schedule payments, and transfer funds between accounts. Offers enhanced security features and customization options for a personalized banking experience.

Highlights
  • Remote cheque deposit
  • Open new accounts
  • Download void cheques
  • Schedule transfers and bill payments
  • Canadian to US dollar transfers
  • Enhanced security features
  • Profile customization
Features
Read full description

Manage your finances from anywhere with our secure, easy-to-use mobile app. Features include: - Deposit cheques and stop cheques remotely - Open new accounts and assign custom names - Download void cheques for direct deposits - Add, edit, delete and view favourite transactions - Canadian to US dollar account transfers - Schedule transfers and bill payments and transfer to other members - Enhanced security with password reset, multi-factor authentication, and alerts - Customize background and profile photos To use this app you must be a member of Access Credit Union and have digital banking enabled on your account. Standard service charges still apply to online account services. The use of this mobile app is subject to the privacy and legal terms and conditions that can be found on our website at www.accesscu.ca. Cellular data rates may apply depending on your provider and plan.

About

WeGo Mastercard

Manage your prepaid Mastercard account conveniently from your mobile device. Access real-time balances, view transaction history, and receive important account notifications. Easily find ATMs and nearby stores.

Highlights
  • Real-time balance checks
  • Transaction history viewing
  • Push notifications for account activity
  • Direct deposit information
  • PIN management
  • ATM and store locator
Features
Read full description

With the WeGo™ mobile app, you can access all you need to know about your WeGo Mastercard Prepaid account – right at your fingertips! Simply use your existing wefinancial.ca online account username and password to get started! - Know your real time balance on the go! - Know more about the transactions that you have made - Enable Push Notifications to be in the know of your account activities, know when a transaction happens! - Get your Direct Deposit account information to sign up for direct deposit or set up pre-authorized payments. - Change your PIN - Locate an ATM near you - Locate a Northern/NorthMart store near you

Screenshots

Access CU4 screens
WeGo Mastercard4 screens

Verdict

The call

The clearest difference is rating: WeGo Mastercard at 5.0 against Access CU's 4.2. WeGo Mastercard also leads on review sentiment (17% vs 8%) and iOS requirement (15.1 vs 17.6). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

WeGo Mastercard holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 5 and 2 respectively. Written reviews point the same way: 8% of Access CU's written reviews are positive against 17% of WeGo Mastercard's.

UpkeepUpdate frequency

Access CU ships an update every 2 months, WeGo Mastercard every 5 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Access CU versus WeGo Mastercard: the parameters behind the verdict, then further details
ParameterAccess CUWeGo Mastercard
PriceFreeFree
Rating4.2 (5 ratings)5.0 (2 ratings) — better
Positive reviews8.4% of reviews16.7% of reviews — better
Number of ratings5 — better2
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.1 — better
Further details — not scored
Size189 MB64 MB
Age rating4+4+
DeveloperAccess Credit Union LimitedThe North West Company

Customer experience

Access CU

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews178 reviews
Positive8.4%
Neutral1.1%
Negative90.4%

WeGo Mastercard

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews18 reviews
Positive16.7%
Neutral5.6%
Negative77.8%

Bugs and requests

Access CU

Reported bugs

18 issues
  • Login loop - username/password/error repeating indefinitely
  • App won't open or launch properly
  • Crashes immediately after update installation
  • Face ID/biometric authentication fails or blocks access
  • App hangs during login process
Show 13 more
  • False 'jailbroken device' detection on legitimate devices
  • Update notification persists despite being current version
  • App won't update despite notification prompts
  • Login page doesn't work in Safari (app uses Safari for login)
  • Password validation errors after updates
  • Accounts disappear during e-transfer process
  • Mobile deposit camera freezes
  • Homepage orientation stuck sideways with non-functional rotation icon
  • App reports 'No Internet connection' on working networks
  • Slow performance specifically on 5G networks
  • Session timeout and random logouts
  • NextStepUsername download error before app quit
  • App freezes on loading screen indefinitely

Requested features

12 requests
  • Fix Face ID and biometric authentication reliability
  • Implement proper multi-factor authentication (MFA)
  • Improve app stability and prevent crashes
  • Streamline update process to avoid deletion/reinstall
  • Enhance mobile deposit feature usability
Show 7 more
  • Add ability to modify or cancel scheduled transfers
  • Improve cellular data connectivity
  • Redesign user interface for better usability
  • Restore features from previous apps (Sunova, Casera)
  • Add credit card information access
  • Implement dark mode option
  • Reduce unnecessary permission requests

WeGo Mastercard

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Access CU

No in-app purchases

None

WeGo Mastercard

No in-app purchases

Questions

Is Access CU free?
Access CU is free to download, with no in-app purchases.
Is WeGo Mastercard free?
WeGo Mastercard is free to download, with no in-app purchases.
Which has better reviews, Access CU or WeGo Mastercard?
WeGo Mastercard is rated higher. Access CU averages 4.2 out of 5 from 5 ratings, while WeGo Mastercard averages 5.0 from 2 ratings.
Do Access CU or WeGo Mastercard have ads?
Neither Access CU nor WeGo Mastercard shows ads.
Which is updated more often, Access CU or WeGo Mastercard?
Access CU ships an update every 2 months, and WeGo Mastercard every 5 weeks. Most recently, Access CU was updated on October 24, 2026 and WeGo Mastercard on October 25, 2026.

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