Comparison

Farm Bureau MobileAgent vs Pony Up

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Farm Bureau MobileAgent

Access your insurance policy details, pay bills, and manage your membership 24/7. Report claims, find your agent, and track deductible rewards. Available for policyholders in select states.

Highlights
  • Policy management
  • Bill payment
  • Claim reporting
  • ID card access
  • Agent contact
  • Deductible rewards
  • Roadside assistance
Features
Read full description

MOBILE agent is FREE to download and available for member and policyholders in Arkansas, Colorado, Florida, Louisiana, Mississippi and South Carolina. Please note that if your state is not listed, it is because it is not part of Southern Farm Bureau Casualty Insurance Company. Please contact your agent for instructions on how to access your insurance company’s app. MOBILE agent offers 24/7 access to membership, policy, agent, roadside assistance, and DriveDown deductible rewards information. Once you login, you are only a few taps from accessing your insurance ID card, paying your bill, getting directions to your agent’s office, reporting a claim, checking your DriveDown deductible reward status, and so much more. AVAILABLE FEATURES VARY BY STATE. Key features include: My Policies, Report a Claim, DriveDown enrollment and management, ID Card, Pay Bill, My Agent, Membership, Send Help. Get Started! You will need an email address, mobile phone (that can receive SMS messages) and active membership number to create an account. Tap on Sign up to create your new account..

About

Pony Up

Features
Read full description

Splitting money with friends shouldn't be a chore — or come with daily limits, forced waits, and ads. Pony Up keeps the group even and the math invisible, so you can get back to the trip, the dinner, or the apartment. "Yeah, you owe me $14. Pony up, dude." UNLIMITED. FREE. NO ADS. EVER. The whole point. No caps on expenses, no daily limits, no ads sneaking between your receipts. Add as much as you want, as often as you want. WHAT YOU GET, FREE FOREVER • Unlimited groups, expenses, and people — trips, roommates, couples, whatever • Every split type: equal, exact amounts, percentages, or shares • Multi-currency with automatic conversion • Smart "who pays whom" suggestions that settle the group in the fewest payments • One-tap settle-up — record cash, Venmo, Cash App, PayPal, Zelle and more • CSV export (yes, free — others charge for this) • Works offline; syncs when you're back • A clean activity feed so nobody's confused about who added what • Light and dark mode PONY UP PRO (optional) For people who want the power-ups: • AI receipt scanning — snap a photo, get the expense filled in • Split a receipt by item — tap who had the nachos • Recurring expenses — rent, subscriptions, the gym, set once • Spending breakdown + monthly budgets • Custom categories • Receipt photo storage — keep every receipt for tax time • Polished PDF reports BUILT FOR REAL GROUPS Going on a trip? Trip mode tracks your destination, dates, and total spend. Living with roommates? Recurring rent and a weekly settle-up nudge keep everyone honest. Splitting with a partner? Couples mode keeps it simple. FAIR BY DESIGN • No ads. Ever. (It's a promise, not a phase.) • One subscription for the organizer — never per person. • No dark patterns, no "limited time" pressure, no nagging. Add your first expense in seconds. Your friends will pony up. — SUBSCRIPTION DETAILS Pony Up Pro is an optional auto-renewing subscription. • Pony Up Pro Monthly — $2.99 per month • Pony Up Pro Annual — $19.99 per year Both include a 7-day free trial for new subscribers. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours of the end of the period. Manage or cancel anytime in your Apple Account settings. Any unused portion of a free trial is forfeited when you purchase a subscription. Privacy Policy: https://abyssenterprisesnw.com/pony-up-privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Farm Bureau MobileAgent4 screens
Pony Up4 screens

Verdict

The call

The clearest difference is in-app purchases: Farm Bureau MobileAgent at none against Pony Up's 2. Pony Up's advantage is update cadence (every 2 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pony Up sells 2 in-app purchases, starting at $2.99 per month. Farm Bureau MobileAgent asks for nothing beyond the download.

UpkeepUpdate frequency

Farm Bureau MobileAgent ships an update every 2 months, Pony Up every 2 weeks. Both last shipped on November 6, 2026.

Scorecard2 real differences · 8 level
Farm Bureau MobileAgent versus Pony Up: the parameters behind the verdict, then further details
ParameterFarm Bureau MobileAgentPony Up
PriceFreeFree
Rating2.1 (22 ratings) — better—
Positive reviews10.3% of reviews—
Number of ratings22 — better—
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size43 MB48 MB
Age rating4+4+
DeveloperSouthern Farm Bureau Casualty Insurance CompanyAbyss Enterprises Northwest LLC

In-app purchases

None

Farm Bureau MobileAgent

No in-app purchases

2 purchases

Pony Up

Subscriptions2
  • Pony Up Pro Monthly7 Days trial$2.991 Month
  • Pony Up Pro Annual7 Days trial$19.991 Year

Questions

Is Farm Bureau MobileAgent free?
Farm Bureau MobileAgent is free to download, with no in-app purchases.
Is Pony Up free?
Pony Up is free to download, with in-app purchases available.
Do Farm Bureau MobileAgent or Pony Up have ads?
Neither Farm Bureau MobileAgent nor Pony Up shows ads.
Which is updated more often, Farm Bureau MobileAgent or Pony Up?
Farm Bureau MobileAgent ships an update every 2 months, and Pony Up every 2 weeks. Most recently, Farm Bureau MobileAgent was updated on November 6, 2026 and Pony Up on November 6, 2026.

Other comparisons