Split Pay vs Pony Up

Split Pay turns your biggest bills into two smaller payments, timed to your paychecks. Same total, smarter timing. There's no credit check, and it works with any landlord or lender. Less pressure. More room to breathe. Split rent, mortgage, or car payments to fit your paycheck rhythm, not the other way around. Your landlord or lender gets paid in full on day one. Download Split Pay to put rent, mortgage, and car payments on your own schedule. SPLIT PAY APP FEATURES: WHY 200,000+ HOUSEHOLDS CHOOSE SPLIT PAY: One bill, two payments, smarter timing. Works with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds. No established credit history? You can still apply. Eligibility is based on factors such as income and cash flow, not your credit score. Split Pay's dedicated support team gives you access to real humans when you need them, not just a chatbot. Build credit history with reported rent payments. PAY BILLS IN TWO PAYMENTS Choose a bill to split into two: rent, mortgage, or your car payment. Apply in minutes, no credit check. Once you're approved, you'll receive virtual account and routing numbers to add to your payment portal, just like a bank account. Your landlord, lender, or servicer gets paid in full and on the due date. You pay in two smaller parts. That's it. You get more room to breathe every month. WHAT BILLS CAN I SPLIT? Pay rent Pay your mortgage Pay car payments Pay other bills coming soon SIMPLE, TRANSPARENT PRICING Split Pay costs $9.99/month plus 1.5% transaction fee on the amount you split. That's it. The fee is the same no matter how your bill is split. Income arrives on a schedule. Bills don't. Banks move money. Split Pay moves timing. Download Split Pay to put rent, mortgage, and car payments on your own schedule. Split Pay is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Members FDIC.

Splitting money with friends shouldn't be a chore — or come with daily limits, forced waits, and ads. Pony Up keeps the group even and the math invisible, so you can get back to the trip, the dinner, or the apartment. "Yeah, you owe me $14. Pony up, dude." UNLIMITED. FREE. NO ADS. EVER. The whole point. No caps on expenses, no daily limits, no ads sneaking between your receipts. Add as much as you want, as often as you want. WHAT YOU GET, FREE FOREVER • Unlimited groups, expenses, and people — trips, roommates, couples, whatever • Every split type: equal, exact amounts, percentages, or shares • Multi-currency with automatic conversion • Smart "who pays whom" suggestions that settle the group in the fewest payments • One-tap settle-up — record cash, Venmo, Cash App, PayPal, Zelle and more • CSV export (yes, free — others charge for this) • Works offline; syncs when you're back • A clean activity feed so nobody's confused about who added what • Light and dark mode PONY UP PRO (optional) For people who want the power-ups: • AI receipt scanning — snap a photo, get the expense filled in • Split a receipt by item — tap who had the nachos • Recurring expenses — rent, subscriptions, the gym, set once • Spending breakdown + monthly budgets • Custom categories • Receipt photo storage — keep every receipt for tax time • Polished PDF reports BUILT FOR REAL GROUPS Going on a trip? Trip mode tracks your destination, dates, and total spend. Living with roommates? Recurring rent and a weekly settle-up nudge keep everyone honest. Splitting with a partner? Couples mode keeps it simple. FAIR BY DESIGN • No ads. Ever. (It's a promise, not a phase.) • One subscription for the organizer — never per person. • No dark patterns, no "limited time" pressure, no nagging. Add your first expense in seconds. Your friends will pony up. — SUBSCRIPTION DETAILS Pony Up Pro is an optional auto-renewing subscription. • Pony Up Pro Monthly — $2.99 per month • Pony Up Pro Annual — $19.99 per year Both include a 7-day free trial for new subscribers. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours of the end of the period. Manage or cancel anytime in your Apple Account settings. Any unused portion of a free trial is forfeited when you purchase a subscription. Privacy Policy: https://abyssenterprisesnw.com/pony-up-privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/