Comparison

JDECU Mobile vs SecurLOCK Equip

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JDECU Mobile

Manage your credit union accounts conveniently and securely from your mobile device. Check balances, view transaction history, transfer funds, and get current rates anytime, anywhere. It's a free service for enrolled members.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Get current rates
  • Secure access
  • 24/7 availability
Features
Read full description

Access your Jack Daniel Employees’ Credit Union accounts 24/7 from anywhere with JDECU Mobile. It's Fast, Secure, and Free for all JDECU members who are enrolled in our Home banking service! With JDECU Mobile you can: Check Account Balances
 View Transaction History View Cleared Drafts Transfer Funds
 Get Current Rates
 And More! Available to all JDECU Internet Banking users, JDECU Mobile uses the same industry standard security technologies as our online banking. Simply use your JDECU Internet Banking LoginID and Password. If you don't yet have a LoginID or Password just visit us at www.jdecu.org to enroll. Experience the convenience of JDECU Mobile today. Download the app and take us with you wherever you go!

About

SecurLOCK Equip

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

Highlights
  • Turn cards on/off
  • Set location-based controls
  • Block international transactions
  • Set spending limits
  • Mobile card management
Features
Read full description

Allows a cardholder to control the how / where / when their payment cards are used via their mobile device. Turn your card on or off with the touch of a button. Set location based controls. Block international transactions or set spending limits.

Screenshots

JDECU Mobile3 screens
SecurLOCK Equip4 screens

Verdict

The call

The clearest difference is rating: JDECU Mobile at 5.0 against SecurLOCK Equip's 4.5. JDECU Mobile also leads on iOS requirement (12.1 vs 14.0). SecurLOCK Equip's advantage is ratings volume (4.4K vs 2) and update cadence (every 5 months vs every 14 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

JDECU Mobile holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: SecurLOCK Equip has 4.4K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

JDECU Mobile ships an update every 14 months, SecurLOCK Equip every 5 months. The most recent releases landed on October 9, 2026 and October 17, 2026 respectively.

Scorecard4 real differences · 6 level
JDECU Mobile versus SecurLOCK Equip: the parameters behind the verdict, then further details
ParameterJDECU MobileSecurLOCK Equip
PriceFreeFree
Rating5.0 (2 ratings) — better4.5 (4.4K ratings)
Positive reviews—31.6% of reviews
Number of ratings24.4K — better
Update frequencyEvery 14 monthsEvery 5 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.1 — better14.0
Further details — not scored
Size13 MB71 MB
Age rating4+4+
DeveloperJACK DANIEL EMPLOYEES CREDIT UNIONeFunds Corporation

Customer experience

JDECU Mobile

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

SecurLOCK Equip

All ratings4,411 ratings
Positive88.1%
Neutral2.5%
Negative9.3%
Written reviews136 reviews
Positive31.6%
Neutral8.1%
Negative60.3%

Bugs and requests

JDECU Mobile

Not enough reviews yet to summarise bugs or requests.

SecurLOCK Equip

Reported bugs

3 issues
  • App not allowing login or password reset
  • Transactions not showing up
  • Card locking/unlocking not working as expected

Requested features

3 requests
  • Allow adding multiple cards from different banks
  • Provide better customer support options
  • Improve app stability and reliability

In-app purchases

None

JDECU Mobile

No in-app purchases

None

SecurLOCK Equip

No in-app purchases

Questions

Is JDECU Mobile free?
JDECU Mobile is free to download, with no in-app purchases.
Is SecurLOCK Equip free?
SecurLOCK Equip is free to download, with no in-app purchases.
Which has better reviews, JDECU Mobile or SecurLOCK Equip?
JDECU Mobile is rated higher. JDECU Mobile averages 5.0 out of 5 from 2 ratings, while SecurLOCK Equip averages 4.5 from 4.4K ratings.
Do JDECU Mobile or SecurLOCK Equip have ads?
Neither JDECU Mobile nor SecurLOCK Equip shows ads.
Which is updated more often, JDECU Mobile or SecurLOCK Equip?
JDECU Mobile ships an update every 14 months, and SecurLOCK Equip every 5 months. Most recently, JDECU Mobile was updated on October 9, 2026 and SecurLOCK Equip on October 17, 2026.

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