Comparison

Acuity Insurance vs SplitPal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Acuity Insurance

Manage your insurance policies and payments conveniently from your mobile device. Access policy details, make payments, report claims, and get roadside assistance 24/7. This app simplifies insurance management and keeps important information readily available.

Highlights
  • View agency details
  • Save vehicle ID cards
  • Digital insurance certificates
  • 24/7 Emergency Roadside Assistance
  • Claims process guidance
  • Locate auto repair shops
  • Pay bills via debit/credit or checking account
Features
Read full description

With the Acuity app, your insurance information is always at your fingertips. Easily manage your account, make payments, report claims, and more.   Access Your Information and Profile • View your agency details • Conveniently save vehicle ID cards to your phone* • Keep digital copies of your certificates of insurance Rely on Acuity When It Matters Most • Instantly connect with Emergency Roadside Assistance—available 24/7 • Get step-by-step guidance through the claims process • Quickly locate Acuity’s pre-approved auto repair shops near you Simplify Payments and Stay Informed • Pay your bills using a debit/credit card or checking account • Stay up to date by opting into email or text notifications *Vehicle ID cards saved to your phone may not meet proof-of-insurance requirements in some states.

About

SplitPal

Effortlessly split bills and expenses with friends and family. Features include receipt scanning with OCR, group collaboration via shareable links, and one-click payment options. No sign-up required, making shared finances simple.

Highlights
  • No sign-up required
  • Receipt scanner with OCR
  • Group collaboration with shareable links
  • One-click Venmo payment integration
  • Even, uneven, and itemized expense splitting
Features
Read full description

SplitPal makes splitting bills with friends effortless — dinners, trips, apartment expenses, anything you share. Snap a photo of the bill — the AI receipt scanner reads every item, tax and tip automatically. Assign items to people in a couple of taps and SplitPal does all the math: who spent what, who owes whom. Why SplitPal: • Scan receipts — every item, tax and tip extracted automatically, no typing • Friends don't need the app — they join your group from a link in any browser, no sign-up • Settle with one tap — payment links open Venmo, PayPal, Cash App, Revolut or any UPI app, plus copyable bank details for everything else • Three ways to split: evenly, custom shares, or item by item from the receipt • Every currency — pay in euros, yen or pesos on the same trip, settle in dollars • Clear balances — transparent debt breakdowns, simplified to the fewest transfers • Multiple payers per expense, settle in parts or all at once • Link couples — one balance for two, fewer transfers • Group history — every action is visible to everyone • Spreadsheet export, and your phone and browser stay in sync • Free, no ads, no sign-up required How it works: 1. Create a group and add your people. 2. Add expenses: dinner, hotel, cabs, groceries. Split evenly, by share, or by receipt item. 3. SplitPal calculates everything — taxes and tips are distributed proportionally, so nobody over- or under-pays. 4. Settle up and mark it paid — the whole group sees it. Road trip with friends, rent and utilities with roommates, office lunches, group vacations, weddings — SplitPal does the math so you don't have to. The only app you need for bill splitting, expense sharing, IOU tracking and settling group costs. SplitPal Pro (optional) unlocks higher AI receipt-scan limits with a monthly or yearly subscription — or a one-time lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use: https://splitpal.io/terms-of-service Privacy Policy: https://splitpal.io/privacy-policy

Screenshots

Acuity Insurance4 screens
SplitPal4 screens

Verdict

The call

The clearest difference is in-app purchases: Acuity Insurance at none against SplitPal's 1. Acuity Insurance also leads on ratings volume (7.6K vs 18) and rating (4.8 vs 4.6). SplitPal's advantage is review sentiment (80% vs 55%). On price, update cadence, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitPal sells 1 one-off in-app purchase. Acuity Insurance asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Acuity Insurance holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Acuity Insurance has 7.6K ratings behind it against 18, so its average is the more settled of the two. Written reviews complicate that: 55% of Acuity Insurance's written reviews are positive against 80% of SplitPal's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Acuity Insurance ships an update monthly, SplitPal every 3 weeks. The most recent releases landed on September 27, 2026 and September 2, 2026 respectively.

Scorecard4 real differences · 6 level
Acuity Insurance versus SplitPal: the parameters behind the verdict, then further details
ParameterAcuity InsuranceSplitPal
PriceFreeFree
Rating4.8 (7.6K ratings) — better4.6 (18 ratings)
Positive reviews54.7% of reviews80.0% of reviews — better
Number of ratings7.6K — better18
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better16.0
Further details — not scored
Size40 MB42 MB
Age rating4+4+
DeveloperAcuity, A Mutual Insurance CompanyLegendary Bytes LLC

Customer experience

Acuity Insurance

All ratings7,626 ratings
Positive95.0%
Neutral2.0%
Negative3.0%
Written reviews53 reviews
Positive54.7%
Neutral9.4%
Negative35.8%

SplitPal

All ratings18 ratings
Positive88.9%
Neutral0.0%
Negative11.1%
Written reviews15 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

Bugs and requests

Acuity Insurance

Reported bugs

4 issues
  • App freezes and crashes on login
  • Wallet cards not updating automatically
  • Inconsistent behavior across app features
  • Difficulty accessing and managing policies

Requested features

5 requests
  • Add policy creation and pricing tools
  • Improve login and password management
  • Enhance multi-policy account management
  • Introduce dark mode and other accessibility features
  • Streamline claims and billing processes

SplitPal

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Acuity Insurance

No in-app purchases

1 purchases

SplitPal

One-time1
  • Remove Ads$2.99

Questions

Is Acuity Insurance free?
Acuity Insurance is free to download, with no in-app purchases.
Is SplitPal free?
SplitPal is free to download, with in-app purchases available.
Which has better reviews, Acuity Insurance or SplitPal?
Acuity Insurance is rated higher. Acuity Insurance averages 4.8 out of 5 from 7.6K ratings, while SplitPal averages 4.6 from 18 ratings.
Do Acuity Insurance or SplitPal have ads?
Neither Acuity Insurance nor SplitPal shows ads.
Which is updated more often, Acuity Insurance or SplitPal?
Acuity Insurance ships an update monthly, and SplitPal every 3 weeks. Most recently, Acuity Insurance was updated on September 27, 2026 and SplitPal on September 2, 2026.

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