Comparison

First Mid Mobile vs FNCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Mid Mobile

Manage your finances securely and conveniently from your mobile device. Perform essential banking tasks like checking balances, transferring funds, paying bills, and depositing checks. Set savings goals and track your progress with ease.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Pay bills
  • Deposit checks
  • Set savings goals
Features
Read full description

Enjoy secure and convenient banking on the go with the First Mid Bank Mobile app. Check balances, view account history, transfer funds, pay bills, deposit checks, set savings goals, and more! Member FDIC.

About

FNCU Mobile

Manage your finances on the go with this secure mobile banking solution. Easily pay bills, transfer funds, deposit checks, and control your debit card. Access account balances and recent transactions anytime, anywhere.

Highlights
  • Bill and person payments
  • Debit card on/off toggle
  • Mobile check deposit
  • Account balance viewing
  • Transaction history
  • Fund transfers
  • Branch and ATM locator
Features
Read full description

With the First Northern Credit Union Mobile Banking App, you can safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • Pay bills or pay your friends • Turn your debit card on/off with the tap of a button • Deposit checks • View your account balances • View recent transactions • Transfer funds • Locate a branch or ATM • Contact our Member Service Team Security is our priority. Rest assured that your personal information is kept safe!

Screenshots

First Mid Mobile4 screens
FNCU Mobile4 screens

Verdict

The call

First Mid Mobile and FNCU Mobile both sit at 4.7 stars, but that hides the real split: 40% of FNCU Mobile's written reviews are positive against 17% of First Mid Mobile's. FNCU Mobile also leads on iOS requirement (14.7 vs 16.0). First Mid Mobile's advantage is update cadence (every 2 months vs every 5 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for First Mid Mobile against 4.8 for FNCU Mobile. Both are backed by a comparable volume of ratings — 1.5K and 1.2K respectively. Written reviews are what separate them: 17% of First Mid Mobile's written reviews are positive against 40% of FNCU Mobile's.

UpkeepUpdate frequency

First Mid Mobile ships an update every 2 months, FNCU Mobile every 5 months. Both last shipped on October 17, 2026.

Scorecard3 real differences · 7 level
First Mid Mobile versus FNCU Mobile: the parameters behind the verdict, then further details
ParameterFirst Mid MobileFNCU Mobile
PriceFreeFree
Rating4.7 (1.5K ratings)4.8 (1.2K ratings) — better
Positive reviews17.1% of reviews40.0% of reviews — better
Number of ratings1.5K — better1.2K
Update frequencyEvery 2 months — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.014.7 — better
Further details — not scored
Size177 MB104 MB
Age rating4+4+
DeveloperFirst Mid Bank & Trust, N.A.First Northern Credit Union

Customer experience

First Mid Mobile

All ratings1,469 ratings
Positive93.7%
Neutral2.1%
Negative4.2%
Written reviews117 reviews
Positive17.1%
Neutral7.7%
Negative75.2%

FNCU Mobile

All ratings1,163 ratings
Positive94.5%
Neutral2.2%
Negative3.3%
Written reviews25 reviews
Positive40.0%
Neutral4.0%
Negative56.0%

User reviews

First Mid Mobile

From 1.5K App Store ratings

What we love

  • 💳 Easy money transfers
  • 🚀 Fast and efficient
  • 🔒 Secure login options
  • 📱 Convenient mobile access

Room to improve

  • 🐛 Frequent app crashes
  • ⏱️ Slow transaction updates
  • 🔒 Unreliable login/security features
  • 🔄 Constant app changes/updates
  • 💸 Unexpected fees or charges

FNCU Mobile

From 1.2K App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Convenient banking services
  • 👍 Helpful staff

Room to improve

  • 🐛 Buggy app with frequent crashes
  • 🔍 Limited functionality compared to other banking apps
  • 🔍 Outdated and rarely updated
  • 🔍 Frustrating navigation and user experience
  • 🐛 Face ID/login issues

Bugs and requests

First Mid Mobile

Reported bugs

4 issues
  • Login issues and account lockouts
  • Delayed or missing transaction updates
  • Incompatibility with newer iOS versions
  • Glitches when using key app features

Requested features

5 requests
  • Dark mode option
  • Improved transaction history and details
  • Ability to edit payee information
  • Faster money transfer capabilities
  • Better account management tools

FNCU Mobile

Reported bugs

3 issues
  • Incorrect account balance updates
  • Frequent app timeouts and login issues
  • Mobile deposit functionality not working properly

Requested features

4 requests
  • Improved app navigation and user experience
  • Integration with popular payment apps (Venmo, Zelle)
  • Increased mobile deposit limits
  • Better account management and transaction visibility

In-app purchases

None

First Mid Mobile

No in-app purchases

None

FNCU Mobile

No in-app purchases

Questions

Is First Mid Mobile free?
First Mid Mobile is free to download, with no in-app purchases.
Is FNCU Mobile free?
FNCU Mobile is free to download, with no in-app purchases.
Which has better reviews, First Mid Mobile or FNCU Mobile?
FNCU Mobile is rated higher. First Mid Mobile averages 4.7 out of 5 from 1.5K ratings, while FNCU Mobile averages 4.8 from 1.2K ratings.
Do First Mid Mobile or FNCU Mobile have ads?
Neither First Mid Mobile nor FNCU Mobile shows ads.
Which is updated more often, First Mid Mobile or FNCU Mobile?
First Mid Mobile ships an update every 2 months, and FNCU Mobile every 5 months. Most recently, First Mid Mobile was updated on October 17, 2026 and FNCU Mobile on October 17, 2026.

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