Payactiv vs Nursa Direct

With Payactiv, access your hard earned wages before payday, pay bills on time avoiding late and overdraft fees, and handle unexpected expenses with our user-friendly digital tools. Payactiv provides you with the foundation to maintain financial stability and equips you with the necessary tools to help you reach your financial wellness goals and thrive—without payday loans or interest. Just your money at your fingertips. With Payactiv, you can expect: 1. Earlier access to your money: - Enjoy your paycheck up to 2 days early.1 - Receive government payments up to 4 days early.1 - Gain immediate access to earned wages.2 2. Spending and saving tools to achieve your financial goals: - Always stay informed about what's safe to spend. - Easily track your spending habits at a glance. - Receive low balance alerts. - Set up automatic transfers from earned wages. 3. The Payactiv Visa® Card*: A card designed without hidden fees: - No minimum balance requirements. - No overdrafts. - No monthly or inactivity fees. - Access surcharge-free withdrawals at 37,000+ MoneyPass® ATMs. - Enjoy free integrated bill pay. - Withdraw cash at tellers in participating banks. - Send and receive funds to other enrolled members with no transfer fees. 4. Convenience and security you can rely on: - Seamlessly use the card with Google Pay or Apple Wallet. - Utilize touchless payments at stores. - Benefit from Visa's Zero Liability protection.3 - Easily lock or replace lost or stolen cards. - Access 24/7/365 support in English and Spanish. *Central Bank of Kansas City does not administer, nor is liable for earned wage access. The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll free at 1 (877) 747-5862, 24 hours a day, 7 days a week. 1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-4 days later. Beginning with your second direct deposit of at least $5 from the same source, the Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Prepaid Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator. 2 Earned Wage Access requires employer participation. 3 Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.

Get paid faster. Nursa Direct, powered by Branch, is a business debit Mastercard and bank account* designed to pay you faster—built exclusively for clinicians who use the Nursa App. You can use it to pay for purchases at thousands of locations. Fast and free digital payments: Payments for eligible Shift Reports go directly to your Nursa Direct app instantly after submitting—free of charge. Fee-free access to your pay: No minimum balance, no credit check, no overdraft fees. Save, spend, or send as you choose: Use your Nursa Direct card to shop online, pay bills, make everyday purchases like gas or groceries, and more. Add your Nursa Direct card to Apple Pay for tap-to-pay convenience. You can also withdraw cash for free at 55,000 ATMs** or send your money to other bank accounts for free***. Tackle bills and unexpected expenses with ease: Utilize free financial tools like personalized spending insights, upcoming bill alerts, and more. Set aside funds for a rainy day: Faster pay gives you the flexibility to cover living expenses and set aside money for your savings goals. Start saving a little each month towards an emergency fund, a family vacation, or any other financial goal you may have. Sign up now! Disclosures *Banking services are provided by Evolve Bank & Trust, Member FDIC. Nursa Direct, powered by Branch, is a Mastercard debit card and account issued by Evolve Bank & Trust pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted subject to certain restrictions, local laws, and regulations. Nursa, Inc. is not the provider of any banking service, any service outlined herein, or any service provided by Branch, Evolve Bank & Trust, or their affiliates. Nursa, Inc. is not responsible for any service outlined herein or that may be provided by Branch, Evolve Bank & Trust, or their affiliates. Your participation and use of any service or banking service provided by Branch, Evolve Bank & Trust, or their affiliates is completely voluntary, and you assume all risks associated with such use. **Branch partners with Allpoint Network to provide up to 8 free ATM transactions per month at over 55,000 ATMs. A $2 fee will apply per transaction after 8 transactions until the next month. You may incur a fee by withdrawing funds from an ATM outside the Allpoint network. You may use the ATM Locator within the Nursa Direct app to ensure that you are using an ATM within the Allpoint Network. ***There is no cost to use the app or Nursa Direct debit card. However, you may incur a small fee if you choose instant transfer of funds from the Nursa Direct account to an external debit card or account. Any fee assessed is not the action of Nursa, Inc. and is solely the result of your use of a service provided by Branch, Evolve Bank & Trust, or their affiliates.