ECSFCU Mobile vs MyPoint CU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ECSFCU Mobile
Manage your finances on the go with this mobile banking app. Check balances, deposit checks, pay bills, and transfer funds securely. Access your account information anytime, anywhere.
- Check account balances
- Deposit checks remotely
- Pay bills
- View transaction history
- Transfer funds between accounts
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ECSFCU Mobile & Check Deposit allows you to: - Check Balances - Deposit Checks - Pay Bills - View Transaction History - Transfer Funds - and much more! If you have any questions about this application, please contact ECSFCU at 619-588-1515.
MyPoint CU Mobile
Consolidate all your financial accounts, even from other institutions, into one organized view. Track balances, transactions, and set alerts for bills and low funds. Securely manage your personal finances on the go.
- Multi-account aggregation
- Transaction history and spending averages
- Customizable alerts and notifications
- Add tags, notes, and images to transactions
- ATM and branch locator
- Secure 4-digit passcode
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The MyPoint Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact MyPoint Credit Union customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the MyPoint Mobile App, you must be enrolled as an MyPoint Credit Union Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.
Screenshots
Verdict
The clearest difference is rating: MyPoint CU Mobile at 4.8 against ECSFCU Mobile's 3.2. MyPoint CU Mobile also leads on review sentiment (58% vs 25%) and update cadence (monthly vs every 13 months). ECSFCU Mobile's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyPoint CU Mobile holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: MyPoint CU Mobile has 3.3K ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 25% of ECSFCU Mobile's written reviews are positive against 58% of MyPoint CU Mobile's.
ECSFCU Mobile ships an update every 13 months, MyPoint CU Mobile monthly. Both last shipped on November 6, 2026.
| Parameter | ECSFCU Mobile | MyPoint CU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (10 ratings) | 4.8 (3.3K ratings) — better |
| Positive reviews | 25.0% of reviews | 57.8% of reviews — better |
| Number of ratings | 10 | 3.3K — better |
| Update frequency | Every 13 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 99 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | East County Schools Federal Credit Union | MyPoint Credit Union |
Customer experience
ECSFCU Mobile
MyPoint CU Mobile
Bugs and requests
ECSFCU Mobile
Not enough reviews yet to summarise bugs or requests.
MyPoint CU Mobile
Reported bugs
3 issues- App hangs during updates
- Crashes and freezes on login screen
- Incompatible with iOS 17 on iPhone 8
Requested features
3 requests- Add last 4 digits of credit card on bill pay
- Provide email link to reset password
- Improve notification system for deposits
In-app purchases
ECSFCU Mobile
No in-app purchases
MyPoint CU Mobile
No in-app purchases
Questions
Is ECSFCU Mobile free?
Is MyPoint CU Mobile free?
Which has better reviews, ECSFCU Mobile or MyPoint CU Mobile?
Do ECSFCU Mobile or MyPoint CU Mobile have ads?
Which is updated more often, ECSFCU Mobile or MyPoint CU Mobile?
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