Comparison

ECSFCU Mobile vs MyPoint CU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ECSFCU Mobile

Manage your finances on the go with this mobile banking app. Check balances, deposit checks, pay bills, and transfer funds securely. Access your account information anytime, anywhere.

Highlights
  • Check account balances
  • Deposit checks remotely
  • Pay bills
  • View transaction history
  • Transfer funds between accounts
Read full description

ECSFCU Mobile & Check Deposit allows you to: - Check Balances - Deposit Checks - Pay Bills - View Transaction History - Transfer Funds - and much more! If you have any questions about this application, please contact ECSFCU at 619-588-1515.

About

MyPoint CU Mobile

Consolidate all your financial accounts, even from other institutions, into one organized view. Track balances, transactions, and set alerts for bills and low funds. Securely manage your personal finances on the go.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Secure 4-digit passcode
Features
Read full description

The MyPoint Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact MyPoint Credit Union customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the MyPoint Mobile App, you must be enrolled as an MyPoint Credit Union Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

Screenshots

ECSFCU Mobile4 screens
MyPoint CU Mobile4 screens

Verdict

The call

The clearest difference is rating: MyPoint CU Mobile at 4.8 against ECSFCU Mobile's 3.2. MyPoint CU Mobile also leads on review sentiment (58% vs 25%) and update cadence (monthly vs every 13 months). ECSFCU Mobile's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MyPoint CU Mobile holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: MyPoint CU Mobile has 3.3K ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 25% of ECSFCU Mobile's written reviews are positive against 58% of MyPoint CU Mobile's.

UpkeepUpdate frequency

ECSFCU Mobile ships an update every 13 months, MyPoint CU Mobile monthly. Both last shipped on November 6, 2026.

Scorecard6 real differences · 4 level
ECSFCU Mobile versus MyPoint CU Mobile: the parameters behind the verdict, then further details
ParameterECSFCU MobileMyPoint CU Mobile
PriceFreeFree
Rating3.2 (10 ratings)4.8 (3.3K ratings) — better
Positive reviews25.0% of reviews57.8% of reviews — better
Number of ratings103.3K — better
Update frequencyEvery 13 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better18.4
Further details — not scored
Size99 MB196 MB
Age rating4+4+
DeveloperEast County Schools Federal Credit UnionMyPoint Credit Union

Customer experience

ECSFCU Mobile

All ratings9 ratings
Positive55.6%
Neutral11.1%
Negative33.3%
Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

MyPoint CU Mobile

All ratings3,279 ratings
Positive96.1%
Neutral1.3%
Negative2.6%
Written reviews45 reviews
Positive57.8%
Neutral4.4%
Negative37.8%

Bugs and requests

ECSFCU Mobile

Not enough reviews yet to summarise bugs or requests.

MyPoint CU Mobile

Reported bugs

3 issues
  • App hangs during updates
  • Crashes and freezes on login screen
  • Incompatible with iOS 17 on iPhone 8

Requested features

3 requests
  • Add last 4 digits of credit card on bill pay
  • Provide email link to reset password
  • Improve notification system for deposits

In-app purchases

None

ECSFCU Mobile

No in-app purchases

None

MyPoint CU Mobile

No in-app purchases

Questions

Is ECSFCU Mobile free?
ECSFCU Mobile is free to download, with no in-app purchases.
Is MyPoint CU Mobile free?
MyPoint CU Mobile is free to download, with no in-app purchases.
Which has better reviews, ECSFCU Mobile or MyPoint CU Mobile?
MyPoint CU Mobile is rated higher. ECSFCU Mobile averages 3.2 out of 5 from 10 ratings, while MyPoint CU Mobile averages 4.8 from 3.3K ratings.
Do ECSFCU Mobile or MyPoint CU Mobile have ads?
Neither ECSFCU Mobile nor MyPoint CU Mobile shows ads.
Which is updated more often, ECSFCU Mobile or MyPoint CU Mobile?
ECSFCU Mobile ships an update every 13 months, and MyPoint CU Mobile monthly. Most recently, ECSFCU Mobile was updated on November 6, 2026 and MyPoint CU Mobile on November 6, 2026.

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