Comparison

TransAgent ONE vs Earnnest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TransAgent ONE

Generate professional seller net sheets and buyer estimates for real estate clients quickly. Offers city/county specific closing cost calculations. A free plan is available, with an optional premium subscription for advanced features.

Highlights
  • City/county specific closing cost calculations
  • Professional seller net sheets
  • Buyer estimates
  • Quick generation of financial documents
  • Free plan available
  • Premium subscription with advanced features
Features
Read full description

TransAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. TransAgent ONE is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com Terms of Service: http://palmagent.com/terms/ Privacy Policy: http://palmagent.com/privacy/

About

Earnnest

Facilitates secure and convenient digital earnest money payments for real estate transactions. Agents can send payment requests in under a minute, with buyers paying directly from their bank accounts to escrow holders. Eliminates the need for paper checks and wires, providing real-time updates and digital receipts.

Highlights
  • Digital earnest money payments
  • Secure bank account payments
  • Direct deposit to escrow holders
  • Real-time transaction updates
  • Shareable digital receipts
  • Agent, lender, and coordinator collaboration
Features
Read full description

Earnnest is the largest digital earnest money service in the U.S., helping agents keep transactions moving with secure, convenient payments. Send your buyer a payment request in under a minute. They pay directly from their bank account, and funds go straight to the escrow holder. No paper checks. No wires. SKIP THE CHECKBOOK Give buyers a simpler way to pay. No check photos, office drop-offs, or trips to the bank. Payments come directly from their bank account. STAY INFORMED AT EVERY STEP Spend less time tracking down payment updates. Notifications keep you informed from request to deposit, and shareable digital receipts make record keeping easy. MOVE MONEY WITH CONFIDENCE Payments go directly to escrow holders in Earnnest’s closed, verified network. Bank-level encryption protects sensitive information, and Earnnest never stores your buyer’s banking details. KEEP EVERYONE CONNECTED Add the listing agent, lender, or transaction coordinator so everyone gets the updates they need. You can also share Proof of Intent to support an offer before the deposit arrives. SIMPLE PRICING. NO SURPRISES. Earnnest is free for agents and escrow holders. Buyers pay a small flat fee regardless of the deposit amount. Want to cover it for your client? You have that option, too. TRUSTED ACROSS REAL ESTATE Join leading brokerages and escrow holders nationwide that trust Earnnest to move earnest money. Need a hand? Contact support@earnnest.com.

Screenshots

TransAgent ONE4 screens
Earnnest4 screens

Verdict

The call

The clearest difference is rating: TransAgent ONE at 4.4 against Earnnest's 3.5. TransAgent ONE also leads on review sentiment (67% vs 33%). Earnnest's advantage is in-app purchases (none vs 2) and ratings volume (35 vs 8). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TransAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Earnnest asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

TransAgent ONE holds the better App Store score, 4.4 against 3.5. Both are backed by a comparable volume of ratings — 8 and 35 respectively. Written reviews point the same way: 67% of TransAgent ONE's written reviews are positive against 33% of Earnnest's.

UpkeepUpdate frequency

TransAgent ONE ships an update every 4 months, Earnnest every 3 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard5 real differences · 5 level
TransAgent ONE versus Earnnest: the parameters behind the verdict, then further details
ParameterTransAgent ONEEarnnest
PriceFreeFree
Rating4.4 (8 ratings) — better3.5 (35 ratings)
Positive reviews66.7% of reviews — better33.3% of reviews
Number of ratings835 — better
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size358 MB35 MB
Age rating9+4+
DeveloperTransnation Title AgencyEarnnest

Customer experience

TransAgent ONE

All ratings8 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Earnnest

All ratings35 ratings
Positive60.0%
Neutral5.7%
Negative34.3%
Written reviews12 reviews
Positive33.3%
Neutral16.7%
Negative50.0%

In-app purchases

2 purchases

TransAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

Earnnest

No in-app purchases

Questions

Is TransAgent ONE free?
TransAgent ONE is free to download, with in-app purchases available.
Is Earnnest free?
Earnnest is free to download, with no in-app purchases.
Which has better reviews, TransAgent ONE or Earnnest?
TransAgent ONE is rated higher. TransAgent ONE averages 4.4 out of 5 from 8 ratings, while Earnnest averages 3.5 from 35 ratings.
Do TransAgent ONE or Earnnest have ads?
Neither TransAgent ONE nor Earnnest shows ads.
Which is updated more often, TransAgent ONE or Earnnest?
TransAgent ONE ships an update every 4 months, and Earnnest every 3 months. Most recently, TransAgent ONE was updated on November 6, 2026 and Earnnest on November 7, 2026.

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