OCBC Malaysia vs AFFINMAX Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OCBC Malaysia
Manage your finances on the go with this mobile banking app. Access accounts, make payments, transfer funds, and manage investments securely. Features include biometric login, bill payments, QR transactions, and investment tools.
- Biometric login (facial recognition, fingerprint)
- Funds transfer (DuitNow, IBG)
- Bill payments with future-dating
- QR payments and money requests
- Unit trust and foreign exchange trading
- Spend tracker (Money In$ights)
- Card activation and PIN management
- In-app OTP generation (OneToken)
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Manage your money with ease anytime, anywhere with OCBC Malaysia Mobile Banking. Accounts and e-Statements: - OCBC 360 and 360-i Account: Earn high bonus interest/profit when you deposit, pay and spend with this account. - Biometric login: Login seamlessly using facial recognition (OneLook) or your fingerprint (OneTouch). - Account dashboard: Get an overview of your deposit accounts, credit cards, loans and investments. - e-Statements: Go green! Manage and view your account statements online. Payments and Transfers: - Funds transfer: Send money with ease in Malaysia via DuitNow or Interbank GIRO (IBG). - Pay bills: Pay utility bills or set future-dated payments to stay ahead and avoid late payment penalties. - QR payments: Go cashless by scanning the DuitNow QR code at any participating merchants or import from Photos. Receive money by generating your very own QR code. - Request money: Request money using DuitNow ID such as mobile number, NRIC or account number. Investment: - Unit trust: Select a fund of your choice, view fund details and buy or sell funds, anytime anywhere. - Foreign Exchange: Buy and sell foreign currencies with up to 10 major foreign currencies, 24/7. Manage your money: - Place FD: Let your money work harder for you! - Money In$ights: Smart spend tracker so you can track and manage your money seamlessly. Card Services: - Activate your credit card instantly via our app. - Set PIN: Create or change your debit and credit card PIN. Security: - OneToken: Generate an OTP securely within the app while you are on the go. - Kill Switch: Suspend your accounts, cards and digital banking access immediately. Don’t have an OCBC Online Banking Login ID and Password yet? Visit http://www.ocbc.com.my to register.
AFFINMAX Mobile
Manage your business finances with this app, offering a consolidated view of accounts, transaction history, and task management. Authorize payments and monitor company finances securely on the go.
- Consolidated account view
- Transaction history search
- Centralized task management
- On-the-go transaction authorization
- Real-time alerts and notifications
- Enhanced security features
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Business Made Perfect with AFFINMAX Welcome to the enhanced AFFINMAX Mobile App, designed to make managing your business finance smarter, simpler, and more secure. Whether you are authorizing payments, reviewing tasks, or monitoring company finances, all essential functions are now easily within the app. AFFINMAX ensures a seamless banking experience through comprehensive features, timely alerts, and structured role based access, giving you the necessary tools to work effectively and securely. Key Features Account Management • Access a consolidated view of balances for your Deposit, Loan/Financing, Investment, Trade, and other banking portfolios. Account Activities • Access comprehensive transaction history with fast search capabilities for all accounts. My Task • A centralised task hub enabling you to efficiently view and manage all pending authorisations using advanced search and filter capabilities. Transaction Authorization • Authorise or initiate transactions on the go, with no web portal login required. Transaction Status • Stay informed by tracking the progress and statuses of all your transactions across different categories. Instant Alerts & Notifications • Stay informed with real time alerts on approvals, security updates and account activities. Enhanced Security • Enhanced multi layer protection, cooling off measures, and an improved Kill Switch safeguard your account at all times.
Screenshots
Verdict
The clearest difference is rating: AFFINMAX Mobile at 5.0 against OCBC Malaysia's 4.5. OCBC Malaysia's advantage is ratings volume (111 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AFFINMAX Mobile holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: OCBC Malaysia has 111 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 13% of OCBC Malaysia's written reviews are positive against 11% of AFFINMAX Mobile's, so the app with the better star average is not the one people write more warmly about.
OCBC Malaysia ships an update monthly, AFFINMAX Mobile every 2 months. The most recent releases landed on November 5, 2026 and November 3, 2026 respectively.
| Parameter | OCBC Malaysia | AFFINMAX Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (111 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 13.0% of reviews — better | 11.1% of reviews |
| Number of ratings | 111 — better | 1 |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 235 MB | 147 MB |
| Age rating | 4+ | 4+ |
| Developer | Oversea-Chinese Banking Corporation Limited | Affin Bank Berhad |
Customer experience
OCBC Malaysia
AFFINMAX Mobile
In-app purchases
OCBC Malaysia
No in-app purchases
AFFINMAX Mobile
No in-app purchases
Questions
Is OCBC Malaysia free?
Is AFFINMAX Mobile free?
Which has better reviews, OCBC Malaysia or AFFINMAX Mobile?
Do OCBC Malaysia or AFFINMAX Mobile have ads?
Which is updated more often, OCBC Malaysia or AFFINMAX Mobile?
Other comparisons
