Wealthfront vs EggSpend

CASH ACCOUNT: EARN UP TO 4.45% Annual Percentage Yield (APY) Earn a 3.55% base APY from program banks—and even higher. Pay zero account fees, get free instant withdrawals to eligible accounts, and access over 19,000 free ATMs. New clients get a 0.65% APY boost for three months. Stack your boost with a long-term 0.25% increase when you direct deposit $1,000 a month and fund an investing account. Terms and conditions apply. Learn more at wealthfront.com/cash. THE WEALTHFRONT PORTFOLIO: EXPERT-BUILT ETF PORTFOLIOS Hands-off investing made easy. We’ll recommend a globally-diversified portfolio of index funds that’s personalized for you. We automatically handle the trades, reinvest your dividends, and help lower your taxes through tax-loss harvesting. INVEST IN STOCKS WITH ZERO COMMISSIONS Buy the ETFs and stocks that you believe in. Get started for as little as $1 and no commission fees. UPGRADE YOUR S&P 500® INVESTING Invest directly in stocks of the S&P 500® and we’ll manage everything for you. We handle all the trades and take advantage of dips in the market to look for opportunities to lower your tax bill. BUILD YOUR WEALTH IN ONE PLACE Get a big-picture view of your finances and make sure you’re on track now and into retirement. Say goodbye to multiple apps and forgotten passwords, and take the guesswork out of building wealth. The information contained in this communication is for general informational purposes only should not be construed as tax advice, an offer, recommendation, or solicitation to buy or sell any security. Cash Account offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. *The Annual Percentage Yield (“APY”) on cash deposits as of September 18, 2026, is representative, subject to change, and requires no minimums. We convey funds to program banks who accept and maintain deposits, provide the variable APY, and provide FDIC insurance. How to earn 4.45% APY for a limited time: New clients are eligible to receive a one-time 0.65% APY increase for 3 months on up to $150,000 in their Cash Account. In addition, the Direct Deposit Plus Investing Program (“DDI Program”) from Wealthfront Advisers LLC and Wealthfront Brokerage LLC collectively, “Wealthfront” provides eligible clients a 0.25% APY increase that can apply to the full Cash Account balance if you direct deposit $1,000 per month into the Cash Account plus fund and maintain an investing account. Wealthfront may change or end the program at any time and determines eligibility at its discretion. See full Terms and Conditions for both promotions at wealthfront.com/promo-terms. Product images show Wealthfront’s free, software-based financial planning tool, Path, which helps users optimize their finances to meet certain goals. The information provided by the images is for illustrative purposes only and is not investment advice or performance. Users should not rely on this information as a basis of investment, financial, or tax planning decisions. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment management and advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Diversification and automated investing do not guarantee profits or prevent losses. Results vary by strategy and time horizon. Index funds and ETFs provide broad diversification but can still carry market, sector, or asset-class risks. See Full Disclosure at wealthfront.com/legal/disclosure for more info. See the final slide image for additional important disclosures about the S&P 500 Direct, tax-loss harvesting, and more. Copyright 2026 Wealthfront Corporation. All rights reserved.

EggSpend is personal finance that stays out of your way — track spending, keep budgets honest, and watch your nest egg grow, all in one calm, fast app. No mandatory sign-up. No ads. No selling your data. Your finances sync privately across your devices with iCloud when you're signed in, and EggSpend works completely offline if you're not. WHY EGGSPEND • See where you stand at a glance — Home shows your balances, this month's spending pace, and what changed, in plain English. • Log a transaction in seconds — Quick Add's cents-first keypad gets amount, account, category, and date entered without breaking your stride. • Budgets that actually track reality — set a limit per category, watch an egg-shaped progress ring fill up, and get a heads-up before you go over. • A real picture of your net worth — link checking, savings, credit cards, and loans; EggSpend nets it all together and charts your Nest Egg over time with daily balance history. • Cash-flow forecasting — a 30/60/90-day projection blends your recent spending pace with upcoming bills and recurring charges, so surprises are rare. • Subscriptions, found automatically — EggSpend spots recurring charges in your history, flags price increases, and lets you track them with one tap. • Savings goals you can fund directly — track a goal manually or link it to an account, then tag a transfer as a contribution and watch progress update immediately. • Smarter every time you categorize — EggSpend learns which category a merchant belongs to and applies it automatically next time, including on CSV imports. • Debt payoff and mortgage planning — model payoff timelines and amortization so you can see the finish line. • Monthly Review — a end-of-month recap of income, spending, and what moved the needle, with optional on-device AI–enriched summaries on supported devices (Apple Intelligence, no data ever leaves your phone). • Import your history — bring in transactions from a CSV with duplicate detection, or back up everything to CSV/JSON whenever you want. BUILT TO BE TRUSTED • Face ID / Touch ID app lock keeps your data private if your phone changes hands. • Data stays in your iCloud account — EggSpend has no server and no analytics pipeline. • Full VoiceOver support and Dynamic Type up to accessibility text sizes. • Currency, dates, and number formatting automatically match your device's region. EggSpend is built for people who want to actually understand their money — without spreadsheets, without a lecture, and without handing their financial life to another company's servers.