Comparison

BankVic app vs NICU smartPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BankVic app

This app offers convenient and secure mobile banking services for police, emergency, and health workers. Manage accounts, make payments, and control your cards easily from your device.

Highlights
  • Secure login with biometrics
  • View account balances and transaction history
  • Set up and track savings goals
  • PayID and Osko® payments
  • BPAY® bill payments
  • Card activation and temporary blocking
Read full description

The banking app for police, emergency, and health workers providing convenient banking on the go. Access a range of banking services at your fingertips - download the BankVic app. Easier banking • Log in quickly and securely with a PIN, pattern, Touch ID, or Face ID • View account balances and search your transaction history • Set up a ‘quick balance’ to see the balance of your favourite account without logging in • Set up & track a savings goal. Make payments • Easily set up your PayID using your email or mobile number • Make fast payments with PayID and Osko® • Transfer between your BankVic accounts • Transfer money to others • Pay bills with BPAY® • Schedule future or ongoing payments. Card controls • Activate your card for immediate use • Apply a temporary card block for peace of mind whenever you want it. Police Financial Services Limited ABN 33 087 651 661 trading as BankVic. Note: this description will always be appended with the following: We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.

About

NICU smartPay

Manage your finances with ease. View account balances, make payments, set savings goals, and control your cards directly from the home screen. Enjoy enhanced security features and quick access to all your banking needs.

Highlights
  • Quick Balance view
  • Biometric and PIN login
  • Instant transfers to members
  • External bank transfers
  • BPAY payments
  • Expense tracking
  • Card management
Features
Read full description

The app includes new features and functions, upgraded security and is simpler to navigate, easier to understand, and quicker to use. Its new design allows you to quickly see your account balance, make payments, set a savings goal and manage your card(s) directly from the home screen. Easy access to: • 'Quick Balance' to view your balances without logging in • Biometric authentication (fingerprint/facial recognition) and PIN, Password or pattern login options • SMS one-time password capability for added security • Transfer to other NICU Members instantly • Transfer funds to external bank accounts using 'Pay Anyone' and add new payees • Manage your PayID • Make BPAY® payments • Add, delete and modify scheduled payments • View pending transactions • How I Spend helps you view, track and manage expenses • Update your contact details • Manage your cards - activate, change PIN, temporarily lock or unlock, report a card lost or stolen • Easy access to 'interest earned' at tax time Things to Know • This app is for NICU Members only. • Mobile data downloading or internet usage charges may apply. • Whilst we make every effort, the NICU smartPay mobile app is not compatible with all devices and operating systems.

Screenshots

BankVic app4 screens
NICU smartPay4 screens

Verdict

The call

The clearest difference is ads: NICU smartPay at none against BankVic app's shown. NICU smartPay also leads on review sentiment (20% vs 12%). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BankVic app ships an update every 4 months, NICU smartPay every 6 months. The most recent releases landed on June 10, 2026 and June 4, 2026 respectively.

Scorecard2 real differences · 6 level
BankVic app versus NICU smartPay: the parameters behind the verdict, then further details
ParameterBankVic appNICU smartPay
PriceFreeFree
Positive reviews12.0% of reviews20.0% of reviews — better
Update frequencyEvery 4 months — betterEvery 6 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.2 — better13.0
Further details — not scored
Size108 MB106 MB
Age rating4+4+
DeveloperBankVicNorthern Inland Credit Union Limited

Customer experience

BankVic app

Written reviews75 reviews
Positive12.0%
Neutral14.7%
Negative73.3%

NICU smartPay

Written reviews5 reviews
Positive20.0%
Neutral20.0%
Negative60.0%

In-app purchases

None

BankVic app

No in-app purchases

None

NICU smartPay

No in-app purchases

Questions

Is BankVic app free?
BankVic app is free to download, with no in-app purchases.
Is NICU smartPay free?
NICU smartPay is free to download, with no in-app purchases.
Do BankVic app or NICU smartPay have ads?
BankVic app shows ads; NICU smartPay does not.
Which is updated more often, BankVic app or NICU smartPay?
BankVic app ships an update every 4 months, and NICU smartPay every 6 months. Most recently, BankVic app was updated on June 10, 2026 and NICU smartPay on June 4, 2026.

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