Comparison

meem KSA vs Amex KSA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

meem KSA

This app offers a fully digital, Shariah-compliant banking experience. Manage multiple accounts, track spending, and access credit cards and personal finance options. Enjoy seamless on-the-go banking with 24/7 customer support.

Highlights
  • Digital Shariah-compliant banking
  • 3 accounts in 1 with one card
  • Digital budgeting and saving tools
  • Credit cards with rewards and installments
  • Flexible personal finance options
  • Home finance
  • Real-time Murabaha
Features
Read full description

Welcome to meem Digital Banking by Gulf International Bank The world’s first digital Shariah Compliant bank that gives you everything you need and more! meem is built with everything you need to safely bank on-the-go, so you can live the moments that matter! Open an account seamlessly, digitally and in minutes for: meem OnePack account, 3 accounts in 1 – current, savings and multicurrency accessed from one card! Digital budgeting and saving tools to track your spending and saving in real-time Credit cards with a range of benefits including the ajeeb rewards program and a buy now and pay later installment program from 3-24 months starting from 0% Flexible Personal Finance options including No Salary Transfer Home Finance Real-time Murabaha starting from just 30 days and in multiple currencies! We are here around the clock to provide you seamless digital customer experience with our products and services visit http://www.meem.com for more. You can also speak to us via in-app meem Chat or by calling us on 800116336 or +966 920026336. Start a new banking experience and join us today by downloading our app! meem | meem Digital Banking - Kingdom of Saudi Araba ميم أول مصرفية رقمية تابعة لبنك الخليج الدولي، بمنتجات وخدمات رقمية بالكامل ومتوافقة مع أحكام الشريعة الإسلامية. الخدمات المصرفية المتوفرة على تطبيقنا: - ٣ حسابات في حساب واحد وببطاقة واحدة فقط! حساب جاري، حساب التوفير، وحساب العملات المتعددة. ⁃ رحلة رقمية بالكامل لجميع المنتجات والخدمات المصرفية من التقديم الى الرد وانهاء الإجراءات. ⁃ ميزة الميزانية وأدوات مُتعددة تساعدك على الادخار والتحكم بمصاريفك بكل سهولة. ⁃ بطاقات ميم الائتمانية مع العديد من المزايا مثل برنامج مكافآت عجيب وبرنامج تقسيط أسهل للمشتريات وهامش ربح يبدأ من 0٪ ⁃ خيارات تمويل شخصي مرنة بما في ذلك منتج التمويل الشخصي بدون تحويل الراتب ⁃ التمويل العقاري ⁃ مرابحة فورية تبدأ من 30 يوم فقط وبعملات متعددة! متواجدين على مدار الساعة لتوفير أفضل تجربة رقمية بمنتجات وخدمات لعملائنا وبسلاسة، تفضل بزيارة http://www.meem.com للمزيد. يمكنك أيضًا التحدث إلينا عبر محادثة ميم من خلال التطبيق أو عن طريق الاتصال بنا على 800116336 أو +966 920026336. حمل تطبيق ميم ابدأ تجربة مصرفية جديدة وانضم إلينا اليوم! ميم | مصرفية ميم الرقمية - المملكة العربية السعودية

About

Amex KSA

Manage your American Express card account in Saudi Arabia. Track spending, view rewards, activate cards, and access account services. Find ATMs, plan trips, and redeem points.

Highlights
  • Activate your card
  • View account balance and transactions
  • Manage Membership Rewards points
  • Find nearby ATMs
  • Save Amex Offers
  • Submit service requests
Features
Read full description

The Official American Express Saudi Arabia App Welcome to the world of American Express where we continuously strive to meet and exceed your expectations by introducing innovative products and providing a superior experience. Start now by downloading the official American Express Saudi Arabia App for your smartphone. Features: -Activate your Card -View your account balance -View your recent transactions -Search for previous transactions -View your last four statements -View your Membership Rewards balance and redeem your points -View your Card Cash PIN -Submit a Service Request -Manage account alerts and credit-related notices -Plan your trips -View the nearby ATM where you can use your American Express Card -Directions on how to settle your statement -Save offers to your Card directly with Amex Offers -View your Membership Rewards points and browse through our website interactive catalog. -FAQs Eligible Cards: All Personal and Business Cards are issued by American Express Saudi Arabia. All-access to the App is subject to and governed by the American Express End-User License Agreement.

Screenshots

meem KSA4 screens
Amex KSA4 screens

Verdict

The call

The clearest difference is rating: Amex KSA at 4.7 against meem KSA's 4.2. meem KSA's advantage is review sentiment (41% vs 26%) and iOS requirement (13.2 vs 15.6). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Amex KSA holds the better App Store score, 4.7 against 4.2. Both are backed by a comparable volume of ratings — 962 and 365 respectively. Written reviews complicate that: 41% of meem KSA's written reviews are positive against 26% of Amex KSA's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
meem KSA versus Amex KSA: the parameters behind the verdict, then further details
Parametermeem KSAAmex KSA
PriceFreeFree
Rating4.2 (962 ratings)4.7 (365 ratings) — better
Positive reviews41.3% of reviews — better26.3% of reviews
Number of ratings962 — better365
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.2 — better15.6
Further details — not scored
Size161 MB139 MB
Age rating4++4
DeveloperGIBAmerican Express (Saudi Arabia) Ltd.

Customer experience

meem KSA

All ratings953 ratings
Positive79.4%
Neutral2.9%
Negative17.6%
Written reviews196 reviews
Positive41.3%
Neutral6.6%
Negative52.0%

Amex KSA

All ratings365 ratings
Positive93.2%
Neutral1.1%
Negative5.8%
Written reviews19 reviews
Positive26.3%
Neutral15.8%
Negative57.9%

User reviews

meem KSA

From 962 App Store ratings

What we love

  • ⭐ Excellent banking service
  • 🤩 Great digital experience
  • 💳 Smooth credit card and salary cashback features
  • 🏆 Best bank app in the region
  • 👍 Easy and enjoyable experience

Room to improve

  • 🐛 Frequent app crashes and freezes
  • ⏱️ Slow app performance and response times
  • 🔑 Login issues and unreliable authentication
  • 🤔 Limited banking services and features
  • 💤 Outdated and unresponsive app design

Amex KSA

From 365 App Store ratings

What we love

  • 👍 Easy to navigate
  • 👍 Improved and easy to use
  • 👍 Smooth login
  • 👍 Manage cards
  • 👍 Pay bills

Room to improve

  • 🐛 Terrible onboarding design
  • 🐛 App never opens
  • 🐛 Laggy and freezes
  • 🐛 Confusing and counterintuitive interface
  • 🐛 Requires re-registration after updates

Bugs and requests

meem KSA

Reported bugs

5 issues
  • Login screen freezes and crashes
  • Delayed transaction updates on credit cards
  • Inability to change password remotely
  • Incompatibility issues with newer devices
  • Unreliable SMS code delivery for authentication

Requested features

6 requests
  • Add biometric authentication (Touch ID/Face ID)
  • Improve credit card management features
  • Provide better visibility for salary cashback campaigns
  • Enhance app performance and stability
  • Update the app design for modern devices
Show 1 more
  • Expand banking services and capabilities

Amex KSA

Reported bugs

9 issues
  • App does not allow registration after device reset without CS intervention
  • App never opens
  • App lags frequently and freezes randomly
  • App is down (internal service error)
  • App keeps rebooting
Show 4 more
  • Not accepting card information due to internal error
  • Slow login process
  • Horrible login experience
  • Inconsistent exchange rate for settling amounts via SADAD

Requested features

5 requests
  • Ability to remove previously registered devices/sessions during registration
  • Ability to pay balance owed through the app
  • Add more features and focus on customer needs
  • Allow adding multiple Amex cards
  • Invest more in app development

In-app purchases

None

meem KSA

No in-app purchases

None

Amex KSA

No in-app purchases

Questions

Is meem KSA free?
meem KSA is free to download, with no in-app purchases.
Is Amex KSA free?
Amex KSA is free to download, with no in-app purchases.
Which has better reviews, meem KSA or Amex KSA?
Amex KSA is rated higher. meem KSA averages 4.2 out of 5 from 962 ratings, while Amex KSA averages 4.7 from 365 ratings.
Do meem KSA or Amex KSA have ads?
Neither meem KSA nor Amex KSA shows ads.
Which is updated more often, meem KSA or Amex KSA?
meem KSA ships an update fortnightly, and Amex KSA fortnightly. Most recently, meem KSA was updated on October 29, 2026 and Amex KSA on October 25, 2026.

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