Comparison

Lyf Pay vs CA ELS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lyf Pay

This mobile payment and savings app will be phasing out its services. Users will no longer be able to access its features by June 1, 2026, as the company ceases operations.

Highlights
  • Mobile payment services
  • Savings account functionality
  • Phasing out services
  • Company ceasing operations
Read full description

After more than 8 years of operation, our company will cease operations in the coming months. This decision affects the Lyf Pay app, whose services will be phased out by June 1, 2026.

About

CA ELS

Easily view your employee savings and retirement plans. Get a clear overview of your savings, track their evolution, and access details of all your investment plans and past transactions. Manage your finances with a suite of tools designed for simplicity and accessibility.

Highlights
  • View savings and retirement plans
  • Track savings evolution
  • Detailed plan information
  • Investment plan overview
  • Transaction history
  • Financial management tools
Features
Read full description

Consultez facilement votre Epargne Salariale & Retraite : - Une vision simple et rapide de votre épargne et de son évolution dans le temps - Le détail complet de vos plans d’épargne et l’historique de vos opérations - L’ensemble des placements mis à disposition par votre entreprise - Un éventail complet d’outils et de services pour gérer votre épargne à portée de main Une application repensée pour plus de simplicité, de fluidité et une meilleure accessibilité.

Screenshots

Lyf Pay4 screens
CA ELS4 screens

Verdict

The call

The clearest difference is review sentiment: Lyf Pay at 53% against CA ELS's 23%. Lyf Pay also leads on iOS requirement (13.0 vs 17.0). CA ELS's advantage is update cadence (every 2 weeks vs monthly) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Lyf Pay ships an update monthly, CA ELS every 2 weeks. The most recent releases landed on September 28, 2026 and October 2, 2026 respectively.

Scorecard4 real differences · 6 level
Lyf Pay versus CA ELS: the parameters behind the verdict, then further details
ParameterLyf PayCA ELS
PriceFreeFree
Rating4.5 (120 ratings) — better—
Positive reviews53.3% of reviews — better22.6% of reviews
Number of ratings120 — better—
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better17.0
Further details — not scored
Size120 MB124 MB
Age rating4+12+
DeveloperLyfAmundi

Customer experience

Lyf Pay

All ratings120 ratings
Positive85.8%
Neutral3.3%
Negative10.8%
Written reviews75 reviews
Positive53.3%
Neutral12.0%
Negative34.7%

CA ELS

Written reviews53 reviews
Positive22.6%
Neutral11.3%
Negative66.0%

In-app purchases

None

Lyf Pay

No in-app purchases

None

CA ELS

No in-app purchases

Questions

Is Lyf Pay free?
Lyf Pay is free to download, with no in-app purchases.
Is CA ELS free?
CA ELS is free to download, with no in-app purchases.
Do Lyf Pay or CA ELS have ads?
Neither Lyf Pay nor CA ELS shows ads.
Which is updated more often, Lyf Pay or CA ELS?
Lyf Pay ships an update monthly, and CA ELS every 2 weeks. Most recently, Lyf Pay was updated on September 28, 2026 and CA ELS on October 2, 2026.

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