Lyf Pay vs MarginMate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lyf Pay
This mobile payment and savings app will be phasing out its services. Users will no longer be able to access its features by June 1, 2026, as the company ceases operations.
- Mobile payment services
- Savings account functionality
- Phasing out services
- Company ceasing operations
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After more than 8 years of operation, our company will cease operations in the coming months. This decision affects the Lyf Pay app, whose services will be phased out by June 1, 2026.
MarginMate
Quickly calculate profit margins and revenue on your iPhone or Apple Watch. Input any two values and instantly see the results, with options for margin or markup calculations and a history of all your computations.
- Instant margin and revenue calculation
- Supports margin % and markup %
- History of all calculations
- Apple Watch integration with Digital Crown
- Configurable decimal precision
- Copy results to clipboard
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The fastest margin calculator, on iPhone and Apple Watch. Stop switching between apps. MarginMate is with you in one tap — on your wrist or in your pocket — so you can quote prices, check margins, and close deals without missing a beat. Smart calculation — enter any 2 values: · Cost + Margin % → Revenue & Profit calculated · Revenue + Cost → Margin & Profit calculated · Profit + Margin % → Revenue & Cost calculated Any combination works. MarginMate figures out the rest. Built for people who work with numbers: · Retailers pricing products on the shop floor · Sales reps quoting on the spot · Freelancers calculating their rates · Buyers checking supplier margins · E-commerce sellers managing markups Margin or Markup — your choice Switch between Margin % and Markup % mode in one tap. MarginMate adapts to how you think about pricing. History — every calculation saved Every result is automatically saved with date and time. Restore any previous calculation in one tap. Apple Watch — Digital Crown precision Scroll the Digital Crown to fine-tune values one unit at a time. Natural, fast, no friction. iPhone — Full keyboard input Tap any field to enter a value. Long-press any computed result to copy it to the clipboard. Configurable precision Choose 0 to 4 decimal places. Settings sync between iPhone and Watch. Simple. Fast. Focused. Four fields. One goal: your margin, instantly. I’m One-time purchase. No subscription. No ads. Pay once. Use forever.
Screenshots
Verdict
The clearest difference is review sentiment: MarginMate at 100% against Lyf Pay's 53%. MarginMate also leads on update cadence (every 2 days vs monthly) and chart position (#82 vs unranked). Lyf Pay's advantage is price (Free vs $0.99) and iOS requirement (13.0 vs 16.0). On ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Lyf Pay is free to download; MarginMate costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Lyf Pay ships an update monthly, MarginMate every 2 days. The most recent releases landed on September 28, 2026 and September 21, 2026 respectively.
| Parameter | Lyf Pay | MarginMate |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 4.5 (120 ratings) — better | — |
| Positive reviews | 53.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 120 — better | — |
| Update frequency | Monthly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported — better | Paid |
| Best chart rank | — | #82 — better |
| Devices | iPhone, iPod | iPhone, iPad, Apple Watch — better |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 120 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Lyf | Pierre STANISLAS |
Customer experience
Lyf Pay
MarginMate
In-app purchases
Lyf Pay
No in-app purchases
MarginMate
No in-app purchases
Questions
Is Lyf Pay free?
Is MarginMate free?
Do Lyf Pay or MarginMate have ads?
Which is updated more often, Lyf Pay or MarginMate?
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