Comparison

Lyf Pay vs MarginMate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lyf Pay

This mobile payment and savings app will be phasing out its services. Users will no longer be able to access its features by June 1, 2026, as the company ceases operations.

Highlights
  • Mobile payment services
  • Savings account functionality
  • Phasing out services
  • Company ceasing operations
Read full description

After more than 8 years of operation, our company will cease operations in the coming months. This decision affects the Lyf Pay app, whose services will be phased out by June 1, 2026.

About

MarginMate

Quickly calculate profit margins and revenue on your iPhone or Apple Watch. Input any two values and instantly see the results, with options for margin or markup calculations and a history of all your computations.

Highlights
  • Instant margin and revenue calculation
  • Supports margin % and markup %
  • History of all calculations
  • Apple Watch integration with Digital Crown
  • Configurable decimal precision
  • Copy results to clipboard
Features
Currently charting
Read full description

The fastest margin calculator, on iPhone and Apple Watch. Stop switching between apps. MarginMate is with you in one tap — on your wrist or in your pocket — so you can quote prices, check margins, and close deals without missing a beat. Smart calculation — enter any 2 values: · Cost + Margin % → Revenue & Profit calculated · Revenue + Cost → Margin & Profit calculated · Profit + Margin % → Revenue & Cost calculated Any combination works. MarginMate figures out the rest. Built for people who work with numbers: · Retailers pricing products on the shop floor · Sales reps quoting on the spot · Freelancers calculating their rates · Buyers checking supplier margins · E-commerce sellers managing markups Margin or Markup — your choice Switch between Margin % and Markup % mode in one tap. MarginMate adapts to how you think about pricing. History — every calculation saved Every result is automatically saved with date and time. Restore any previous calculation in one tap. Apple Watch — Digital Crown precision Scroll the Digital Crown to fine-tune values one unit at a time. Natural, fast, no friction. iPhone — Full keyboard input Tap any field to enter a value. Long-press any computed result to copy it to the clipboard. Configurable precision Choose 0 to 4 decimal places. Settings sync between iPhone and Watch. Simple. Fast. Focused. Four fields. One goal: your margin, instantly. I’m One-time purchase. No subscription. No ads. Pay once. Use forever.

Screenshots

Lyf Pay4 screens
MarginMate3 screens

Verdict

The call

The clearest difference is review sentiment: MarginMate at 100% against Lyf Pay's 53%. MarginMate also leads on update cadence (every 2 days vs monthly) and chart position (#82 vs unranked). Lyf Pay's advantage is price (Free vs $0.99) and iOS requirement (13.0 vs 16.0). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Lyf Pay is free to download; MarginMate costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Lyf Pay ships an update monthly, MarginMate every 2 days. The most recent releases landed on September 28, 2026 and September 21, 2026 respectively.

Scorecard6 real differences · 5 level
Lyf Pay versus MarginMate: the parameters behind the verdict, then further details
ParameterLyf PayMarginMate
PriceFree — better$0.99
Rating4.5 (120 ratings) — better—
Positive reviews53.3% of reviews100.0% of reviews — better
Number of ratings120 — better—
Update frequencyMonthlyEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported — betterPaid
Best chart rank—#82 — better
DevicesiPhone, iPodiPhone, iPad, Apple Watch — better
Requires iOS13.0 — better16.0
Further details — not scored
Size120 MB1 MB
Age rating4+4+
DeveloperLyfPierre STANISLAS

Customer experience

Lyf Pay

All ratings120 ratings
Positive85.8%
Neutral3.3%
Negative10.8%
Written reviews75 reviews
Positive53.3%
Neutral12.0%
Negative34.7%

MarginMate

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Lyf Pay

No in-app purchases

None

MarginMate

No in-app purchases

Questions

Is Lyf Pay free?
Lyf Pay is free to download, with no in-app purchases.
Is MarginMate free?
MarginMate costs $0.99, with no in-app purchases.
Do Lyf Pay or MarginMate have ads?
Neither Lyf Pay nor MarginMate shows ads.
Which is updated more often, Lyf Pay or MarginMate?
Lyf Pay ships an update monthly, and MarginMate every 2 days. Most recently, Lyf Pay was updated on September 28, 2026 and MarginMate on September 21, 2026.

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