Chime® vs FAB Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Chime®
Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.
- Early payday access
- Fee-free overdraft protection
- Credit building tools
- Automatic savings
- Fee-free ATM access
- Send money with no transfer fees
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Join America’s #1 Choice for Banking™ and the millions who already bank fee-free.⁵ With Chime, your money works harder from the moment it hits your account.
FAB Mobile
Manage your everyday banking needs from anywhere with this mobile application. It allows you to spend, save, and stay on top of your finances. New customers can open accounts and apply for products without visiting a branch.
- View balances and e-statements
- Pay utility bills
- Activate cards
- Apply for loans and credit cards
- Earn and redeem rewards
- Free instant transfers
- Biometric login
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Let’s bring the bank to YOU! The FAB Mobile app puts the power of the bank in your hand. Spend, save and stay on top of your everyday banking from just about anywhere. DOWNLOAD. REGISTER. DONE! If you’re a FAB customer or using the app on a new device, here’s how you can get started once you download the app: • Tap ‘Already a customer’ and enter your credit or debit card number or customer number • Tap and scan your Emirates ID • Do the face scan as prompted – to ensure that only you have access to your account • You’re done! Now you can start banking anywhere, anytime. NEW CUSTOMER? NO PROBLEM! Start your journey with FAB right from your living room. Simply download the app and open an account, get a credit card or get approved for a personal loan – without stepping into a branch. You only need an Emirates ID. YOUR MONEY. YOUR WAY. We know you value your time, so we’ve made sure you can do a whole lot of your banking, whenever you want. Here are some of things you can do: • View your balance and e-statements • Activate your card • Pay your utility bills • Get an Easy Payment Plan • Sign up for Islamic accounts • Earn and redeem FAB Rewards • Start an iSave and enjoy a higher rate of interest • Upload your account documents – passport, visa, Emirates ID • Login with Fingerprint or Face ID • Locate your nearest FAB branch or ATM • Enjoy free and instant transfers to India, Pakistan, Sri Lanka and Philippines • Enjoy exciting offers and exclusive discounts
Screenshots
Verdict
The clearest difference is ads: FAB Mobile at none against Chime®'s shown. FAB Mobile also leads on monetization model (free vs free with in-app purchases) and device support (4 vs 1). Chime®'s advantage is ratings volume (1.6M vs 9.1K) and review sentiment (61% vs 43%). On price, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Chime® holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Chime® has 1.6M ratings behind it against 9.1K, so its average is the more settled of the two. Written reviews point the same way: 61% of Chime®'s written reviews are positive against 43% of FAB Mobile's.
Chime® ships an update weekly, FAB Mobile every 10 days. Both last shipped on October 29, 2026.
| Parameter | Chime® | FAB Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.6M ratings) — better | 4.6 (9.1K ratings) |
| Positive reviews | 61.3% of reviews — better | 43.0% of reviews |
| Number of ratings | 1.6M — better | 9.1K |
| Update frequency | Weekly — better | Every 10 days |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Best chart rank | #7 — better | — |
| Devices | iPhone | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 16.4 | 14.0 — better |
| Further details — not scored | ||
| Size | 280 MB | 750 MB |
| Age rating | 4+ | 4+ |
| Developer | Chime Financial, Inc. | First Abu Dhabi Bank |
Customer experience
Chime®
FAB Mobile
User reviews
Chime®
From 1.6M App Store ratingsWhat we love
- 🚀 Early paycheck
- 💰 No overdraft fees
- 👍 Easy to use app
- 💳 Credit builder feature
- 💳 Spot me feature
Room to improve
- 🐛 Inconsistent direct deposit timing
- 🤖 Poor chatbot support
- 💳 Difficulty with card activation/replacement
- 💰 Fees for cash deposits
- 🤔 Unclear account closure policies
FAB Mobile
From 9.1K App Store ratingsWhat we love
- 🚀 Convenient and easy to use
- 👍 Great mobile banking app
- 💡 Excellent online and mobile banking services
- 🔒 Secure and reliable
- 🚀 Fast and smooth transactions
Room to improve
- 🐛 App crashes and freezes frequently
- 🐛 Registration and login issues
- 💰 Unexpected charges and deductions
- ⚠️ Poor customer support and unresponsive
- 🐛 Compatibility issues with new devices/IDs
Bugs and requests
Chime®
Reported bugs
3 issues- Delayed check deposits
- Unexplained account closures
- Disappearing funds during transfers
Requested features
4 requests- Instant transaction updates
- Option to choose credit builder amount
- Temporary card for emergencies
- Physical bank branches
FAB Mobile
Reported bugs
5 issues- App not recognizing new Emirates ID
- Facial recognition and NFC scan not working
- Repeated requests for registration and verification
- Transactions not showing up correctly
- Accounts not linking properly
Requested features
5 requests- Live chat support
- Ability to close account through app
- Improved beneficiary management
- Copy/paste functionality for account numbers
- Seamless integration between accounts
In-app purchases
Chime®
No in-app purchases
FAB Mobile
No in-app purchases
