EFGH Token vs CIB Mobile Banking App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EFGH Token
This app provides two-factor authentication for secure online logins and transactions via your smartphone. It allows users to safely access EFG-Hermes online applications after activation.
- Two-factor authentication
- Secure online logins
- Transaction authorization
- Smartphone integration
- Access to online applications
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Two-Factor authentication provided by EFG-Hermes is now in your pocket! EFG-Hermes Token allows online users to safely login and perform transaction via their Smart phone. After activation, you will be able to safe login to EFG-Hermes online applications.
CIB Mobile Banking App
A redesigned mobile banking application offering an intuitive, user-friendly, and secure platform. Manage accounts, cards, investments, and payments with enhanced functionality and seamless navigation. Save time and gain control over your finances anytime, anywhere.
- Intuitive and modern interface
- Biometric login (fingerprint/face-ID)
- Comprehensive account management
- Full card control and activation
- Seamless money transfers (domestic & international)
- Bill and charity payments
- Investment portfolio management
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The CIB Mobile Banking app just got even better and has been completely redesigned to offer a more intuitive, user-friendly, and secure banking experience! Here's what's new: **Sleek and Modern Design: Enjoy a fresh and intuitive interface for easy navigation of your finances. ** Enhanced Functionality: Access all your banking needs in one place, from managing Accounts, Cards, Investments, and Payments to Transfers. * Seamless Navigation: Find what you need quickly with streamlined menus and intuitive navigation. ** Benefits: * Save Time: Manage your finances on the go, anytime, anywhere. * Simplify Banking: Enjoy a more convenient and efficient way to bank. * Gain Control: Take charge of your finances with easy-to-use tools and features. ** Features & Services: * Easy Login: Use biometrics (fingerprint or face-ID) for quick access. * Account Management: Open Accounts, view balances, accounts’ statements, transactions, and product details. * Card Management: More control over your card management online, replace and stop cards, and activate cards. * Credit Card Management: View credit cards’ balance, credit left to use, details, and transactions, and manage direct debit. * Transfers: Instant money transfer inside Egypt, Transfer money within and outside Egypt, settle credit cards, and schedule one-time or recurring transfers. * Payments: Bill & Charity payments. * Products: Apply for credit cards, overdrafts, and loans. * Investment: Manage your investment portfolio online, Buy/Sell Funds, Certificates/Time Deposits. ** Additional Services: Quick Cash, view statements, subscribe to e-statements, request chequebooks, locate branches/ATMs, currency converter, and more. Download the CIB Mobile Banking app to manage all your banking needs conveniently in one place. Optimized for use with iOS 16.0 or later.
Screenshots
Verdict
The clearest difference is rating: EFGH Token at 5.0 against CIB Mobile Banking App's 3.1. EFGH Token also leads on iOS requirement (12.0 vs 16). CIB Mobile Banking App's advantage is update cadence (monthly vs every 9 months) and ratings volume (122 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EFGH Token holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: CIB Mobile Banking App has 122 ratings behind it against 1, so its average is the more settled of the two.
EFGH Token ships an update every 9 months, CIB Mobile Banking App monthly. The most recent releases landed on July 7, 2026 and September 23, 2026 respectively.
| Parameter | EFGH Token | CIB Mobile Banking App |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 3.1 (122 ratings) |
| Positive reviews | — | 39.1% of reviews |
| Number of ratings | 1 | 122 — better |
| Update frequency | Every 9 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 16 |
| Further details — not scored | ||
| Size | 14 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | EFG-HERMES UAE LIMITED | Commercial International Bank (Egypt) S.A.E |
Customer experience
EFGH Token
CIB Mobile Banking App
Bugs and requests
EFGH Token
Not enough reviews yet to summarise bugs or requests.
CIB Mobile Banking App
Reported bugs
2 issues- App not working for users with developer mode enabled
- Inability to scroll or interact with home page
Requested features
3 requests- Allow login with biometrics (FaceID, fingerprint)
- Eliminate mandatory password changes every 6 months
- Integrate bonus program within the app
In-app purchases
EFGH Token
No in-app purchases
CIB Mobile Banking App
No in-app purchases
