하나Pay(하나카드) vs Bravo Korea
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
하나Pay(하나카드)
Manage your finances with a single card app. Make faster payments via QR/barcode or widgets, view all your financial information at a glance, and receive personalized benefits and event notifications. It also offers expense management and fund transfers.
- QR/barcode payments without password/fingerprint
- Widget and home screen shortcuts for quick payments
- AI-powered personalized menu suggestions
- All financial information at a glance
- Expense management and spending analysis
- Account inquiry and fund transfers
- Personalized benefits and event notifications
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'하나카드' 하나로 한번에 해결하는 나의 금융생활. 결제, 조회, 송금, 자산관리... 이 모든건 하나카드 하나로. ● 더 빠른 결제 · 비밀번호/지문인증 필요없이 QR/바코드 결제가 가능해요. · 위젯/홈화면 바로가기로 앱을 켜지 않고도 휴대폰 첫화면에서 바로 결제할 수 있어요. · 앱에서 흔들기만 하면 내가 설정한 결제 기능이 짠! 나타나요. ● 더 편한 사용 · 자주 쓰는 메뉴는 마치 AI처럼 알아서 똑똑하게 알려줘요. · 카드값, 남은 한도, 이달의 혜택.. 내가 원하던 모든 금융정보를 한눈에 볼 수 있어요. · 데이터로 꼼꼼하게, 나도 몰랐던 지출을 관리해줘요. · 계좌 조회, 송금도 하나카드 앱 하나만 있으면 돼요. ● 더 많은 혜택 · 손님의 카드사용 패턴을 바탕으로 맞춤형 혜택을 드려요. · 매달 손님을 위한 다양한 이벤트를 준비하고 있어요 ---------------------------------------------------------- ● 앱 접근 권한 안내 하나Pay를 이용하기 위해 다음의 접근 권한 허용이 필요합니다. - 필수 전화 : 단말정보 확인 및 고객센터 자동연결 저장소: 공동인증서 및 앱 실행에 필요한 파일 및 저장 - 선택 SMS : 소비·자산 분석 및 가계부 서비스 제공 카메라 : QR/바코드 결제 및 얼굴인증 서비스 제공 위치 : 쿠폰, 혜택 알림 등 실시간 서비스 제공 주소록 : 연락처를 이용한 송금서비스 제공 * 선택 접근 권한은 허용하지 않아도 해당 기능 외 모든 서비스를 이용하실 수 있습니다. * 휴대폰 설정 > 애플리케이션 > 하나카드 > 권한 메뉴에서도 설정을 하실 수 있습니다. ● 고객상담 대표전화 : 1800-1111 이메일 : hanapay.hanacard@gmail.com
Bravo Korea
This app serves as an all-in-one platform for foreigners, offering essential services for life in Korea. It provides tools for financial management, communication, and lifestyle tips, with global support in multiple languages.
- Overseas transfer comparison
- Budget phone comparison
- Financial services (accounts, debit cards, loans)
- K-Life tips and community
- Earn points with walking
- Multilingual global support
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All-in-One Platform for Foreigners. Offering essential services such as K-Life Tips, Overseas Transfer, Simple Financial Solutions ㅡ Start your Journey with Bravo Korea! *Main Services* Start your Journey with Bravo Korea - Compare Overseas Transfer, Compare Budget Phones, Check Symptoms via SIMTOMI, Bravo Walking - Share K-Life Tips, Financial Tips, Get Expert Advice, Buy & Sell Used Items - Smart Financial Services for Foreigners: Overseas Transfer, Account Opening, Debit Card, Loan, Easy Sign-up Processes - Earn Points, Various Event Benefits - Global Support in your Preferred Language ■ "Before Arriving in Korea" Get Ready for K-Life - Easy Sign-up with phone number and email - Explore various K-Life Tips in the Community - Earn Daily Points with Bravo Walking! ■ "Upon Arriving in Korea" Enjoy Lifestyle and Financial Service Benefits - Compare the Cheapest Overseas Transfer - Compare the Cheapest Budget Phones - Check out Essential K-Life Tips in the Community - When Sick, Get Support from Medical Assistant - Walk with Friends, Earn Points daily - Diverse Financial Products : Savings Accounts, Debit Card, Loan - Quick Issuance of Balance Certificates ■ "After leaving Korea" Get Benefits, Stay Connected - Continue Enjoying Cashable Points and Various Services - Stay Connected and Share Tips in the Community ■ Need help? Our Global Team is here for you! - Support Available in 18 Languages - Korean, English, Nepali, Khmer, Burmese, Sinhalese, Vietnamese, Mongolian, Indonesian, Chinese, Thai, Filipino, Bengali, Uzbek, Urdu, Lao, Kyrgyz, Timorese - Customer Center: 1588-2266 Weekdays: 08:00–22:00 / Weekends: 08:00–19:00 ■ App Permissions - Required: Phone - Optional: Camera, Contacts, Location, Microphone, Notifications, Motion & Fitness, Storage, Biometric Data. * We request only the necessary permissions to ensure optimal app performance. * Optional permissions are not required to use the app. * Permission settings can be adjusted in [Settings > Apps > Bravo Korea]
Screenshots
Verdict
The clearest difference is rating: 하나Pay(하나카드) at 4.4 against Bravo Korea's 3.8. 하나Pay(하나카드) also leads on ratings volume (703 vs 10) and iOS requirement (13.0 vs 15.0). Bravo Korea's advantage is review sentiment (61% vs 23%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
하나Pay(하나카드) holds the better App Store score, 4.4 against 3.8. That said, the two scores are not equally well evidenced: 하나Pay(하나카드) has 703 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 23% of 하나Pay(하나카드)'s written reviews are positive against 61% of Bravo Korea's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.
| Parameter | 하나Pay(하나카드) | Bravo Korea |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (703 ratings) — better | 3.8 (10 ratings) |
| Positive reviews | 23.2% of reviews | 61.4% of reviews — better |
| Number of ratings | 703 — better | 10 |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 228 MB | 107 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Card Co., Ltd. | JEONBUK BANK |
Customer experience
하나Pay(하나카드)
Bravo Korea
User reviews
하나Pay(하나카드)
From 703 App Store ratingsWhat we love
- 👍 Convenient and easy to use
- 🚀 Quick and efficient
- 💡 Useful features like KTX discounts and Kakao Taxi integration
Room to improve
- 🐛 Slow and unresponsive app
- 🔒 Lack of support for other languages, especially English
- 🔍 Confusing and cluttered UI/UX
- 🔌 Poor performance when used abroad
Bravo Korea
From 10 App Store ratingsWhat we love
- 👍 Foreigner friendly services
- 🚀 Quick and easy loan application
- 👍 Multilingual support is helpful
- 👍 Convenient for daily services
- 👍 Efficient in-app services
Room to improve
- 🐛 Login requires password repeatedly with Face ID
- 🐛 App bugs after second password entry
- 🐛 Unclear overseas remittance function
- 🐛 Inability to leave reviews after winning
- 🐛 Personal information leakage concerns
Bugs and requests
하나Pay(하나카드)
Reported bugs
3 issues- Frequent crashes and freezes
- Issues with account registration and authentication
- Incompatibility with certain devices and operating systems
Requested features
4 requests- Add English language support
- Improve app speed and responsiveness
- Simplify and streamline the UI
- Provide better support for overseas users
Bravo Korea
Reported bugs
17 issues- App asks for password even with Face ID
- App bugs after second password entry
- App bugs during login
- Keyword gets stuck during identity verification
- App constantly gives errors
Show 12 moreShow fewer
- Error activating walking feature due to country code
- Identity verification stuck in process
- Lost all points after re-registration
- App forces re-registration multiple times
- Cannot leave reviews after winning
- Misleading loan information
- Inaccurate exchange rates displayed
- Points expiring too quickly
- Cannot redeem reward points
- Repeated biometric certifications required
- No response from support
- App not working for foreigners
Requested features
20 requests- Add Russian language support
- Add Vietnamese language support
- Add Chinese language support
- Add Mongolian language support
- Add Burmese language support
Show 15 moreShow fewer
- Add Thai language support
- Add Tagalog language support
- Add Korean language support
- Add more languages for foreigners
- Provide clear overseas remittance information
- Allow reviews for lottery winners
- Improve loan application process transparency
- Fix exchange rate accuracy
- Make app user-friendly
- Add missing translations
- Improve identity verification process
- Allow easier access to past activities
- Support for older devices
- Offer dark mode
- Provide advanced analytics dashboard
In-app purchases
하나Pay(하나카드)
No in-app purchases
Bravo Korea
No in-app purchases
Questions
Is 하나Pay(하나카드) free?
Is Bravo Korea free?
Which has better reviews, 하나Pay(하나카드) or Bravo Korea?
Do 하나Pay(하나카드) or Bravo Korea have ads?
Which is updated more often, 하나Pay(하나카드) or Bravo Korea?
Other comparisons
