Comparison

CoinKeeper vs SplitoMat

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CoinKeeper

Track your spending, manage budgets, and plan your finances with this intuitive personal finance manager. Gain control over your money with quick transaction entry, detailed statistics, and cloud synchronization across devices.

Highlights
  • Quick income/expense entry
  • Monthly budgeting and financial planning
  • Cloud sync for multi-device use
  • Detailed statistics and reports
  • Debt management
  • Recurring payment reminders
  • Export to CSV
Features
Read full description

CoinKeeper – is one the most popular personal finance managers with: * 180 000 active users * 10 000 reviews, average 4,5 star * AppStore Editors’ choice: ‘Best new apps’ and ‘AppStore for starters’ * Finalist of WebReady, AppCircus and Silicon Valley Meets app contests What do they say about CoinKeeper? - “I would definitely recommend it if you are looking for a less tedious way to budget". --- AppAdvice.com - "CoinKeeper is by far the best and easiest to use personal finance app I’ve ever used" --- 148apps.com - “CoinKeeper is a budgeting app that takes a unique and very visual route to achieving financial control.” --- Tap! Magazine Where do I spent money on? How to spend less? Download CoinKeeper​ — the handiest way to plan and manage your finances, created especially for smartphones and tablets. With CoinKeeper you finally: * Know where the money goes to * Spent less * Plan your income and coming expenses * Increase your wealth CoinKeeper allows you to: – Quickly add income or expense due to wonderful 'coin' interface – Set monthly budgets and do financially planning in a better way – Manage a family budget or use your CoinKeeper account on different devices with cloud sync – See all your account, balance and expenses on the one screen CoinKeeper better than others because it has: – Great widget to add transactions even faster – Quick start, tutorial and HelpCenter for new users – ​Reminders for recurring payments – Detailed statistics – Debts management – Code or fingertip lock – Export to .CSV – Support for all world currencies You can buy CoinKeeper premium-subscription and get every feature. Monthly CoinKeeper Premium auto-renewable subscription costs $3.99 per month. Yearly CoinKeeer Premium subscription costs $11.99 per year. Unlimited CoinKeeper Premium subscription costs $23.99 Payment will be charged to iTunes Account at confirmation of purchase. Monthly subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. No cancellation of the current subscription is allowed during active subscription period. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication. CoinKeeper Terms of Service & Privacy Policy: https://coinkeeper.me/terms https://coinkeeper.me/privacy CoinKeeper gets updates with new features every month! ============= If you have any questions regarding CoinKeeper, please reach us: help@coinkeeper.me Follow us at: Twitter: @CoinKeeperApp Facebook: facebook.com/CoinKeeper

About

SplitoMat

Features
Read full description

Split bills with anyone, fast — free, no ads, no limits. SplitoMat helps you track shared expenses with friends, roommates, partners, and travel groups — without the awkward "who paid for what" conversation at the end of the month. FREE, WITHOUT THE CATCH • No ads. No subscription. Add as many expenses and groups as you want — no daily limits, no cooldown timers. • Receipt scanning, multi-currency, itemized bills and expense search are all included — never locked behind a paywall. • A clean, native iPhone app — plus Apple Watch, Siri and home/lock-screen widgets. • Looking for a Splitwise or Tricount alternative? SplitoMat does the everyday splitting without paywalling the basics. WHY SPLITOMAT • Designed for the way real groups split money: roommates, trips, dinners, kids' activities. • Multi-currency: every group has its own currency; convert between them when needed. • Smart receipts: snap a photo, we read the total and suggest a category automatically. • Recurring expenses: rent, subscriptions and standing orders are added on schedule for the whole group. GROUPS THAT MAKE SENSE • Create a group for any context: apartment, trip, household, lunch club. • Invite friends with a single link — no accounts or phone numbers required to view. • Sign in with Apple or Google. Privacy-first. SPLIT THE WAY YOU WANT • Equal split between everyone selected. • By percentage — perfect for unequal rent or shared subscriptions. • By shares — kids count as fractions, friends bring +1, you decide. • Set a group's default split once (say 60/40 by income) and every new expense uses it automatically. GET PAID BACK • Save your Revolut, PayPal, Wise or Venmo handle and let friends tap to pay. • "Settle Up" records that a payment took place so balances stay accurate. • Suggested payments minimize the number of transfers across the whole group. ACTIVITY YOU CAN ACTUALLY READ • Activity feed shows what happened in every group you're in. • Per-group filters: by category, by member, by mine-only. • Search across expenses and notes. HOMESCREEN & LOCK-SCREEN WIDGETS • Small, Medium and Large widgets on the home screen. • Lock-screen widgets: glance at your balance without unlocking. PRIVACY THAT'S ON YOUR SIDE • Your data is stored in the EU (Frankfurt), under EU data-protection law. • No ad networks, no behavioral trackers — we never sell your data or train models on your expenses. • Optional Face ID / Touch ID lock keeps your balances private. • Receipt OCR runs on-device using Apple's Vision framework. EXPORT YOUR DATA • Tap Export to get a clean CSV or PDF of any group — for your records, your accountant, or your tax software. • Or export just your own share, ready to drop into your personal budget app. LOCALIZED • English, Russian, Ukrainian, German, Spanish. QUESTIONS OR FEEDBACK? Reach us anytime at splitomate@gmail.com — we read every message. Privacy Policy: https://andriigordiienko.github.io/SplitoMat.website/privacy.html Terms of Use: https://andriigordiienko.github.io/SplitoMat.website/terms.html

Screenshots

CoinKeeper4 screens
SplitoMat4 screens

Verdict

The call

The clearest difference is in-app purchases: SplitoMat at none against CoinKeeper's 12. SplitoMat also leads on update cadence (every 2 weeks vs every 6 weeks). CoinKeeper's advantage is iOS requirement (9.0 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CoinKeeper sells 11 in-app purchases, starting at $1.99 per month. SplitoMat asks for nothing beyond the download.

UpkeepUpdate frequency

CoinKeeper ships an update every 6 weeks, SplitoMat every 2 weeks. The most recent releases landed on October 24, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 7 level
CoinKeeper versus SplitoMat: the parameters behind the verdict, then further details
ParameterCoinKeeperSplitoMat
PriceFreeFree
Rating4.6 (1.6K ratings) — better—
Positive reviews62.7% of reviews—
Number of ratings1.6K — better—
Update frequencyEvery 6 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, iPod — betteriPhone, Apple Watch
Requires iOS9.0 — better18.0
Further details — not scored
Size164 MB31 MB
Age rating4+4+
DeveloperDisrappAzbit Software Ltd

Bugs and requests

CoinKeeper

Reported bugs

4 issues
  • Incorrect expense calculations
  • Syncing issues between devices
  • Premium subscription not activating
  • Inability to access account after payment

Requested features

4 requests
  • Ability to add notes to expenses
  • Recurring bill tracking
  • Multi-currency support
  • Rollover budget feature

SplitoMat

Not enough reviews yet to summarise bugs or requests.

In-app purchases

11 purchases

CoinKeeper

Subscriptions4
  • Premium subscription$1.991 Month
  • CoinKeeper Premium$1.991 Month
  • CoinKeeper Premium$3.991 Month
Show 1 more
  • premium subscription7 Days trial$3.991 Month
One-time7
  • 1 month of premium subscription$1.99
  • Year of premium subscription$5.99
  • Unlimited Subscription$9.99
Show 4 more
  • Year of premium subscription2 variants$11.99
  • Unlimited Subscription$12.99
  • Unlimited Subscription$19.99
  • Unlimited subscription$25.99
None

SplitoMat

No in-app purchases

Questions

Is CoinKeeper free?
CoinKeeper is free to download, with in-app purchases available.
Is SplitoMat free?
SplitoMat is free to download, with no in-app purchases.
Do CoinKeeper or SplitoMat have ads?
Neither CoinKeeper nor SplitoMat shows ads.
Which is updated more often, CoinKeeper or SplitoMat?
CoinKeeper ships an update every 6 weeks, and SplitoMat every 2 weeks. Most recently, CoinKeeper was updated on October 24, 2026 and SplitoMat on October 4, 2026.

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