Comparison

Tesco Bank vs AIB Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tesco Bank

Manage your Tesco Bank accounts and Clubcard spending on the go. Track transactions, make repayments, and transfer money securely. Activate new cards or block lost ones with ease.

Highlights
  • Secure login with Face ID/Touch ID
  • Detailed transaction viewing
  • Searchable transaction history
  • Credit card repayment management
  • Money transfers between accounts
  • Card activation and blocking
Features
Read full description

Join our 2.4 million customers managing their money on the go with our Mobile Banking App. Register in minutes using your Tesco Bank account details and start managing your money on the go. With the app, you can: - View your card PIN securely in the app whenever you need it. - Log in quickly and securely using Face ID, Touch ID, a 5-digit passcode, or your security number and password. - View your transactions in detail — see what’s pending and what’s settled, so you always know what’s happening with your money. - Search and sort your transaction history to find what you need fast. - Set up and manage your credit card repayments by Pay by Bank, Direct Debit, or debit card. - Transfer money between your Tesco Bank accounts and complete balance or money transfers in seconds. - Activate your new cards or block a credit card that’s been lost or stolen. - Easily check your interest rate to make sure you’re getting the most from your savings. - Compare new rates and reinvest your Fixed Rate Saver in a few simple steps.

About

AIB Authenticator

Enhance your account security with two-factor authentication. This app provides an extra layer of protection for logging in and authorizing important transactions. Easily manage your digital profile and authenticate online purchases for added peace of mind.

Highlights
  • Two-factor authentication (2FA)
  • Approve or deny push notifications
  • Manage Digital Profile
  • Set up or reset digital password
  • Authenticate online purchases
Read full description

The AIB Authenticator App enables 2FA (second factor authentication) for your AIB account. The App provides an additional layer of security which will allow you to log in or authenticate critical transactions on your account. Once you are set up you simply have to enter your password, and then approve or deny the push notification sent to your phone. Enrolment is easy. Once you download the app follow the steps to register your device. As part of enrolment you may be asked to create a Digital Profile. Your Digital Profile is a representation of identity information and security credentials which will allow us to uniquely identify you so you enjoy our services more securely. Services Available • Manage your Digital Profile • Set up or reset your Digital password • Business cardholders can authenticate online purchases for Debit or Credit card transactions.

Screenshots

Tesco Bank4 screens
AIB Authenticator4 screens

Verdict

The call

The clearest difference is rating: Tesco Bank at 4.7 against AIB Authenticator's 1.0. Tesco Bank also leads on review sentiment (28% vs 0%) and ratings volume (211 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tesco Bank holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: Tesco Bank has 211 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 28% of Tesco Bank's written reviews are positive against 0% of AIB Authenticator's.

UpkeepUpdate frequency

Tesco Bank ships an update monthly, AIB Authenticator every 3 months. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.

Scorecard4 real differences · 6 level
Tesco Bank versus AIB Authenticator: the parameters behind the verdict, then further details
ParameterTesco BankAIB Authenticator
PriceFreeFree
Rating4.7 (211 ratings) — better1.0 (2 ratings)
Positive reviews27.8% of reviews — better0.0% of reviews
Number of ratings211 — better2
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.616.6
Further details — not scored
Size295 MB40 MB
Age rating4+4+
DeveloperTesco BankAllied Irish Banks, p.l.c.

Customer experience

Tesco Bank

All ratings211 ratings
Positive91.5%
Neutral4.7%
Negative3.8%
Written reviews209 reviews
Positive27.8%
Neutral9.1%
Negative63.2%

AIB Authenticator

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews28 reviews
Positive0.0%
Neutral3.6%
Negative96.4%

Bugs and requests

Tesco Bank

Reported bugs

4 issues
  • App crashing when authorizing payments
  • Inability to view PIN
  • Disappearing account data after updates
  • Inconsistent login and registration process

Requested features

4 requests
  • Dark mode option
  • Biometric login support for iPad
  • Improved transaction history and balance tracking
  • Faster payment processing and updates

AIB Authenticator

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Tesco Bank

No in-app purchases

None

AIB Authenticator

No in-app purchases

Questions

Is Tesco Bank free?
Tesco Bank is free to download, with no in-app purchases.
Is AIB Authenticator free?
AIB Authenticator is free to download, with no in-app purchases.
Which has better reviews, Tesco Bank or AIB Authenticator?
Tesco Bank is rated higher. Tesco Bank averages 4.7 out of 5 from 211 ratings, while AIB Authenticator averages 1.0 from 2 ratings.
Do Tesco Bank or AIB Authenticator have ads?
Neither Tesco Bank nor AIB Authenticator shows ads.
Which is updated more often, Tesco Bank or AIB Authenticator?
Tesco Bank ships an update monthly, and AIB Authenticator every 3 months. Most recently, Tesco Bank was updated on October 17, 2026 and AIB Authenticator on October 18, 2026.

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