Comparison

Anytime vs Spook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Anytime

A digital professional account designed for associations, businesses, and freelancers. It offers integrated expense management tools, IBAN, customizable Mastercard, SEPA transfers, and simplified invoicing and payment collection.

Highlights
  • Digital professional account
  • Integrated expense management
  • Customizable Mastercard
  • SEPA transfers and direct debits
  • Invoice and payment creation
  • Simplified accounting
Features
Read full description

Anytime simplifie la gestion financière des associations, des entreprises et des indépendants avec un compte pro 100% digital et des outils de gestion des dépenses intégrés.  Depuis plus de 10 ans, nous transformons la banque en proposant des services et outils qui répondent à vos besoins quotidiens. Nous acceptons toutes les structures : Association, Fondation, EI, EURL, SARL, SASU, SAS, SELURL, SELARL, SNC, SCI, SA, profession libérale, micro-entrepreneur. GÉRER VOTRE COMPTE PRO EN TOUTE SIMPLICITÉ * IBAN français * Cartes Mastercard physiques et virtuelles 100% paramétrables * Virements SEPA * Prélèvements SEPA Core et B2B inter-entreprises * Historique des transactions en temps réel OPTIMISEZ LA GESTION DE VOS DÉPENSES PROFESSIONNELLES * Solution pour prendre en photo vos notes de frais * Sous-comptes pour une meilleure organisation de votre trésorerie * Plafonds personnalisés pour chaque collaborateur / bénévole * Catégories de dépenses configurables * Justificatifs dématérialisés certifiés conformes * Suivi des dépenses en temps réel SIMPLIFIEZ VOTRE FACTURATION ET VOS ENCAISSEMENTS * Création de devis et factures directement dans l'application * Liens de paiement pour les transactions à distance * Votre terminal de paiement offert* SOLUTIONS SPÉCIFIQUES POUR LE SECTEUR MÉDICO-SOCIAL * Élimination des risques liés à la manipulation d'espèces * Autonomie accrue pour les personnes accompagnées * Traçabilité complète des dépenses * Remplacement des petites caisses par une solution digitale FACILITEZ VOTRE COMPTABILITÉ * Extraits comptables compatibles avec vos outils  * Rapprochement bancaire simplifié * Accès dédié pour votre comptable Anytime fait partie du Groupe Crédit Coopératif, banque historiquement engagée auprès de l'économie sociale et solidaire. Avec Anytime, vous avez toutes les cartes en main pour développer votre activité sereinement.

About

Spook

Features
Read full description

Stop paying for ghost subscriptions. Spook brings all your subscriptions together: what you pay each month, your next payments and the dates that matter. New: find them in your bank statements, your first import is free (beta). SEE PAYMENTS COMING • Your next payment, the month's total and a calendar with each service's logo • A reminder the day before every payment and every free trial end • The key dates of each subscription: trial end, promotion end, end of contract, notice period, price increase PAY LESS • Savings: what you would save by paying yearly instead of monthly, with the public prices Spook collected in your country • What to do before the next charge: a free trial that ends, a contract to cancel in time ADD EVERYTHING IN SECONDS • Quick import: choose a bank statement as a PDF, CSV or photo, and Spook finds the payments that come back every month. Your first import is free, up to 6 subscriptions (beta) • Popular U.S. services with their plans and public prices, each with the date it was checked • Or any subscription, typed in by hand; no logo? Pick its icon and color • Each subscription in its own currency: dollars, euros, pounds. Totals stay separate for each currency • Export and import your data in one file • On iPhone, iPad and iPhone Duo: list and details side by side on a large screen FREE TO START Tracking, the day-before reminder, the calendar, your first statement import and the export are included, for 6 active subscriptions. SPOOK PRO: TRACK EVERYTHING, WORRY-FREE A one-time purchase, no subscription, shared with your family: • Import bank statements without limit (beta): PDF, CSV or photo, even paper or scanned. Spook spots your subscriptions and offers them, ready to add • All your subscriptions, no limit • All your spending: the next 12 months, each category and your usage history • Smart reminders: 3 or 7 days before, at the time you choose, and before a promotion end, an end of contract or a notice period • The Next payment and This month widgets on your Home Screen, and your next payment on the Lock Screen • 8 colors for the app, its icon and its widgets Get your purchase back on a new iPhone with Settings › Restore purchases. YOUR DATA STAYS WITH YOU Your subscriptions, amounts and notes stay on your iPhone, and there is no bank to connect. An imported statement is read on your iPhone, photo included, then forgotten: it is never sent or kept. The public catalog is downloaded without sending your subscriptions. On first launch, Spook asks whether it may send usage statistics and diagnostics: nothing leaves without your consent, and each choice can be changed later in Settings › Privacy. Spook does not cancel subscriptions for you and does not guarantee savings. Public prices can change: correct a price if your bill is different. Terms of Use: https://www.getspook.app/en/terms Privacy: https://www.getspook.app/en/privacy

Screenshots

Anytime4 screens
Spook4 screens

Verdict

The call

The clearest difference is in-app purchases: Anytime at none against Spook's 1. Spook's advantage is update cadence (every 2 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spook sells 1 one-off in-app purchase. Anytime asks for nothing beyond the download.

UpkeepUpdate frequency

Anytime ships an update every 2 months, Spook every 2 days. The most recent releases landed on November 1, 2026 and November 10, 2026 respectively.

Scorecard2 real differences · 8 level
Anytime versus Spook: the parameters behind the verdict, then further details
ParameterAnytimeSpook
PriceFreeFree
Rating5.0 (5 ratings) — better—
Positive reviews54.2% of reviews—
Number of ratings5 — better—
Update frequencyEvery 2 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.6 — better17.0
Further details — not scored
Size33 MB98 MB
Age rating4+4+
DeveloperAnytime SAQuintaneiro Matteo

In-app purchases

None

Anytime

No in-app purchases

1 purchases

Spook

One-time1
  • Spook Pro$8.99

Questions

Is Anytime free?
Anytime is free to download, with no in-app purchases.
Is Spook free?
Spook is free to download, with in-app purchases available.
Do Anytime or Spook have ads?
Neither Anytime nor Spook shows ads.
Which is updated more often, Anytime or Spook?
Anytime ships an update every 2 months, and Spook every 2 days. Most recently, Anytime was updated on November 1, 2026 and Spook on November 10, 2026.

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